Emirates Investment Bank reported a net profit of AED 83.65 million for the fiscal year 2025, a decrease from AED 108.7 million in 2024, while operating income fell 19% to AED 170.5 million.
The Board of Directors recommended no dividend distribution for the year to facilitate the bank's ongoing multi-year strategic transformation toward a digital-first private banking model.
Total client assets increased by 8% to AED 10,991 million, supported by a 17% growth in fiduciary assets, despite a 10% decrease in customer deposits to AED 3,310 million.
The bank maintained a robust Capital Adequacy Ratio of 43.1% as of 31 December 2025, compared to 52.7% at the end of the previous year.