Saudi Arabian Cooperative Insurance Co. announces its Interim Financial Results for the period ending on 2025-09-30 ( Nine Months ) | premargin

Saudi Arabian Cooperative Insurance Co. announces its Interim Financial Results for the period ending on 2025-09-30 ( Nine Months )

TadawulNovember 4, 2025View on exchange

Element List	Current Quarter	Similar quarter for previous year	%Change	Previous Quarter	% Change
Insurance Revenues	292,825	268,555	9.037	292,239	0.2
Result of Insurance Services	99,790	89,742	11.196	4,739	2,005.718
Net Profit (Loss) of The Insurance Results	2,966	8,582	-65.439	12,955	-77.105
Net Profit (Loss) of The Investment Results	9,162	8,592	6.634	5,734	59.783
Net Insurance Financing Expenses	-1,498	1,893	-	-2,164	-30.776
Net Profit (Loss), After Zakat, Attributable To Shareholders	7,591	12,105	-37.29	13,412	-43.401
Total Comprehensive Income	7,591	12,105	-37.29	13,412	-43.401
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Current Period	Similar period for previous year	%Change
Insurance Revenues	848,517	804,696	5.445
Result of Insurance Services	238,720	206,574	15.561
Net Profit (Loss) of The Insurance Results	29,635	37,662	-21.313
Net Profit (Loss) of The Investment Results	21,388	23,097	-7.399
Net Insurance Financing Expenses	-7,062	-6,177	14.327
Net Profit (Loss), After Zakat, Attributable To Shareholders	35,251	37,155	-5.124
Total Comprehensive Income	37,759	37,155	1.625
Total Shareholders Equity (after Deducting Minority Equity)	419,591	350,757	19.624
Profit (Loss) per Share	1.18	1.24
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Amount	Percentage of the capital (%)
Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value	-	-
Accumulated Losses	-	-
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Explanation
The reason of the increase (decrease) in the revenues during the current quarter compared to the same quarter of last year is	Insurance Revenue during the current quarter amounted to 292,825 thousand Saudi Riyals, compared to 268,555 thousand Saudi Riyals for same quarter of the previous year, with an increase of 9%. The reason of increase in insurance revenues during current quarter is mainly due to the growth in Property & Casualty, Protection and Motor businesses.
The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is	- Net profit before zakat attributable to the shareholders for the current quarter amounted to 9,154 thousand Saudi Riyals compared to 14,149 thousand Saudi Riyals during the same quarter of the previous year, which was due to the following main reasons: Net insurance service result for the current quarter amounted to 2,966 thousand Saudi Riyals, compared to 8,582 thousand Saudi Riyals during the same quarter of the previous year, a decrease of 65%. This was partially offset by the following: Net investment results for the current quarter amounted to 9,162 thousand Saudi Riyals, compared to 8,592 thousand Saudi Riyals during the same quarter of the previous year, an increase of 7%. Other operating expenses decrease by 3,253 thousand Saudi Riyals during the current quarter compared to the same quarter of the previous year, a decrease of 58%. - Total comprehensive income for the current quarter amounted to 7,591 thousand Saudi Riyals, compared to 12,105 thousand Saudi Riyals during the same quarter of the previous year.
The reason of the increase (decrease) in the revenues during the current quarter compared to the previous quarter is	Insurance Revenue during the current quarter amounted to 292,825 thousand Saudi Riyals, compared to 292,239 thousand Saudi Riyals in the previous quarter, with a slight increase of 0.20%.
The reason of the increase (decrease) in the net profit (loss) during the current quarter compared to the previous quarter is	- Net profit before zakat attributable to the shareholders for the current quarter amounted to 9,154 thousand Saudi Riyals compared to 14,975 thousand Saudi Riyals during the previous quarter, which was due to the following main reasons: Net insurance service result for the current quarter amounted to 2,966 thousand Saudi Riyals, compared to 12,955 thousand Saudi Riyals during the previous quarter, a decrease of 77%. This was partially offset by the increase in net investment results for the current quarter amounted to 9,162 thousand Saudi Riyals, compared to 5,734 thousand Saudi Riyals during the previous quarter, an increase of 60% - Total comprehensive income for the current quarter amounted to 7,591 thousand Saudi Riyals, compared to 13,412 thousand Saudi Riyals during the previous quarter.
The reason of the increase (decrease) in the revenues during the current period compared to the same period of the last year is	Insurance Revenue during the current period amounted to 848,517 thousand Saudi Riyals, compared to 804,696 thousand Saudi Riyals same period of the previous year, with an increase of 5%, the reason of the increase in insurance revenues during current period is mainly due to the growth in Motor, Property & Casualty and Protection businesses.
The reason of the increase (decrease) in the net profit during the current period compared to the same period of the last year is	- Net profit before zakat attributable to the shareholders for the current period amounted to 39,941 thousand Saudi Riyals compared to 43,287 thousand Saudi Riyals during the same period of the previous year, which was mainly due to the following reasons: Other operating expenses decreased by 7,041 thousand Saudi Riyals during the current period compared with the same period of the previous year, a decrease of 50%. This was partially offset by the decrease in net insurance service result by 8,027 thousand Saudi Riyals during the current period compared to the same period of the previous year, a decrease of 21%. - Total comprehensive income for the current period amounted to 37,759 thousand Saudi Riyals, compared to 37,155 thousand Saudi Riyals during the same period of the previous year.
Statement of the type of external auditor's report	Unmodified conclusion
Comment mentioned in the external auditor’s report, mentioned in any of the following paragraphs (other matter, conservation, notice, disclaimer of opinion, or adverse opinion)	None
Reclassification of Comparison Items	None
Additional Information	- The Earnings per Share for the current quarter is SAR 0.25 compared to SAR 0.40 for the same quarter previous year which was calculated based on weighted average number of shares which are 30,000 thousand shares. - Total Shareholders’ Equity (no minority interest) as at end of current quarter is 419,591 thousand Saudi Riyals, compared to 350,757 thousand Saudi Riyals for the same quarter previous year, an increase of 20%.