premargin

Element List	Explanation
Introduction	With reference to the announcement from Arab National Bank (the “Bank”) published on the website of the Saudi Exchange on 05/03/1447H (corresponding to 28/08/2025G) regarding its intention to issue U.S. dollar denominated additional tier 1 capital sustainable sukuk (the “Sukuk”) through a special purpose vehicle and offering it to eligible investors in the Kingdom of Saudi Arabia and internationally, the Bank would like to announce the commencement of the offer of the Sukuk
Offer Type	U.S. dollar denominated additional tier 1 capital sustainable sukuk
Value of the offer	The amount and terms of offer of the Sukuk will be determined subject to market conditions
Offering start Date	2025-09-02 Corresponding to 1447-03-10
Offering end Date	2025-09-03 Corresponding to 1447-03-11
The targeted class of the issuance	Eligible investors in the Kingdom of Saudi Arabia and internationally
Name of Issuance Manager	The Bank has mandated ANB Capital Company, Arqaam Capital, Citigroup Global Markets Limited, Crédit Agricole Corporate and Investment Bank, Deutsche Bank Aktiengesellschaft, HSBC Bank plc, Kamco Investment Company K.S.C.P., Merrill Lynch International, SMBC Bank International plc and Standard Chartered Bank as Joint Lead Managers & Bookrunners
Minimum Subscription	USD 200,000 and in increments of USD 1,000 in excess thereof
Offer Price (Sukuk /Bonds)	To be determined subject to market conditions
Par Value	USD 200,000
Return (Sukuk /Bonds)	To be determined subject to market conditions
Maturity (Sukuk /Bonds)	Perpetual, callable after 5 years
Terms of Redemption	The Sukuk may be redeemed in certain cases as detailed in the base offering circular in relation to the Sukuk
Additional Information	This announcement is not intended as an invitation or offer to purchase, acquire or subscribe to any securities and is subject to the terms and conditions of the Sukuk. The Bank will announce any other relevant material developments in due course as required by the relevant laws and regulations. The Sukuk will be listed on the London Stock Exchange's International Securities Market. The Sukuk may be sold in reliance on Regulation S under the US Securities Act of 1933, as amended. The Offering End Date referred to above is the expected date of the end of the offering, subject to market conditions

Arab National Bank announces the commencement of the offer of its U.S. dollar denominated additional tier 1 capital sustainable sukuk under its international additional tier 1 capital sukuk issuance programme