Abu Dhabi Commercial Bank Management Discussion and Analysis Report for the Period Ended March 31,2026

Abu Dhabi Commercial Bank (ADCB) reported a record Q1 2026 profit before tax of AED 3.781 billion, a 30% increase year-on-year, marking 19 consecutive quarters of profit growth.
Operating income rose 18% year-on-year to AED 5.934 billion, driven by a 36% increase in non-interest income and diversified revenue streams, resulting in a post-tax return on average equity (RoAE) of 16.