United Arab Bank Financial Results Press Release for the Period Ended March 31,2026

United Arab Bank reported a net profit of AED 75 million for Q1 2026, supported by a 16% year-on-year increase in total operating income to AED 193 million.
Operating profit grew 29% year-on-year, driven by a 34% rise in net interest income and disciplined expense management, resulting in an annualized return on shareholders’ equity (RoSE) of 9.0%.
Total assets increased 15% year-on-year to AED 27 billion, with loans, advances, and Islamic financing growing 21% to AED 15.1 billion and customer deposits rising 11% to AED 16.7 billion.
The bank maintained healthy asset quality and capital levels, reporting an NPL ratio of 2.6%, a provision coverage of 110%, and a robust capital adequacy ratio of 20.4%.