Integrated report for the year 2025

Ajman Bank PJSC released its audited consolidated financial statements for the fiscal year ended 31 December 2025, receiving an unmodified audit opinion from Deloitte & Touche.
Islamic financing and investing assets reached AED 17,730 million, representing 54% of the Group's total assets.
The Bank reported a total allowance for expected credit loss (ECL) of AED 687 million, of which AED 340 million is allocated to Stage 3 credit-impaired exposures.
The financial statements are pending formal approval from the Central Bank of the UAE and adoption by shareholders at the Annual General Meeting.