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Element List	Explanation
Introduction	Ratio Speciality Company for Trading – Ratio announces, based on its commitment to business development and the establishment of strategic partnerships to enable commercial operations and enhance their efficiency, the signing of a Memorandum of Understanding with Silk Solutions Company, the owner of the ‘fina’ brand, which has allocated SAR 100 million for the purpose of developing and advancing the coffee sector in the Kingdom of Saudi Arabia, expanding market and commercial opportunities, and strengthening customer base growth in a manner that achieves maximum benefit for both parties and the community.
Memorandum Signing Date	2025-12-08 Corresponding to 1447-06-17
Counterparty	Silk Solutions Company
Memorandum Subject	Developing and advancing the coffee sector in the Kingdom of Saudi Arabia under the ‘fina’ investment allocation amounting to SAR 100 million, with the aim of enhancing the efficiency of the supply chain sector, expanding market and commercial opportunities, and strengthening customer base growth.
Memorandum Duration	12 months from the date of signing the Memorandum of Understanding.
Related Parties	N/A
Financial Impact	N/A
Additional Information	Ratio Speciality Company for Trading has signed a Memorandum of Understanding with Silk Solutions Company to enhance the efficiency of the supply chain sector, expand market and commercial opportunities, and strengthen customer base growth. The Memorandum was signed on 17/06/1447H, corresponding to 09/12/2025G. This partnership comes as part of Ratio Speciality Company for Trading – Ratio’s commitment to business development and the establishment of strategic partnerships to enable commercial operations and enhance the efficiency of the supply chain sector, as well as to strengthen cooperation between both parties in a manner that enables enterprises to benefit from innovative financial and technological solutions that contribute to improving quality and accelerating the growth and development of commercial activities. This partnership also aims to support clients’ expansion plans and develop the existing operational infrastructure, while providing technical and operational support to ensure the success and sustainability of such expansion. This confirms Ratio Speciality Company for Trading – Ratio’s vision to enhance the growth of the coffee sector by providing advanced financial and technological solutions and supporting local enterprises to become capable of competing in a rapidly growing market within the Kingdom.

Ratio Speciality Company for Trading has signed a Memorandum of Understanding with Silk Solutions Company to develop the coffee sector under the ‘fina’ investment allocation amounting to SAR 100 million.