National Bank of Umm Al Qaiwain (NBQ) reported a net profit after tax of AED 581 million for the fiscal year ended December 31, 2025, a 15% increase over the previous year.
The Board of Directors proposed a cash dividend of 20% of the share capital, totaling AED 400 million, following approval by the Central Bank of the UAE.
Total assets grew 28% year-on-year to AED 22.9 billion, while the Non-Performing Loan (NPL) ratio significantly improved to 0.31% from 4.02% at the end of 2024.
Capital adequacy remained strong at 30.67%, and the bank reached AED 201.72 million in total investments in ESG-linked bonds by year-end 2025.