Element List	Current Quarter	Similar quarter for previous year	%Change	Previous Quarter	% Change
Sales/Revenue	73,905.86	51,369.12	43.872	70,540.34	4.771
Gross Profit (Loss)	65,282.77	47,723.53	36.793	63,381.4	2.999
Operational Profit (Loss)	1,882.09	14,192.45	-86.738	10,383.81	-81.874
Net profit (Loss)	1,503.11	12,675.08	-88.141	8,555.51	-82.431
Total Comprehensive Income	1,503.11	12,675.08	-88.141	8,555.51	-82.431
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Current Period	Similar period for previous year	%Change
Sales/Revenue	144,446.2	100,520.71	43.697
Gross Profit (Loss)	128,664.18	94,674.34	35.901
Operational Profit (Loss)	12,271.68	29,083.58	-57.805
Net profit (Loss)	10,064.4	25,247.38	-60.136
Total Comprehensive Income	10,064.4	25,247.38	-60.136
Total Shareholders Equity (after Deducting Minority Equity)	469,315.78	441,252.38	6.359
Profit (Loss) per Share	0.34	0.84
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Amount	Percentage of the capital (%)
Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value	-	-
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Explanation
The reason of the increase (decrease) in the sales/ revenues during the current quarter compared to the same quarter of the last year is	Revenue has increased by 43.87% to reach SAR 73.9 million compared to the corresponding quarter of previous year, primarily as a result of originating new Finance contracts which has resulted in to an increase in the Portfolio size and increse in Yield
The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is	Decrease in profit is on account of increase in Expected Credit Loss provisions and increase in general and administration expenses
The reason of the increase (decrease) in the sales/ revenues during the current quarter compared to the previous one is	Revenue has increased by 4.77% to reach SAR 73.9 million compared to the previous quarter, primarily as a result of originating new Finance contracts which has resulted in to an increase in the Portfolio size supported by increase in the portfolio Yield
The reason of the increase (decrease) in the net profit (loss) during the current quarter compared to the previous one is	Decrease in profit is on account of increase in Expected Credit Loss provisions
The reason of the increase (decrease) in the sales/ revenues during the current period compared to the same period of the last year is	Revenue has increased by 43.70% to reach SAR 144.4 million compared to the corresponding period of previous year, primarily as a result of originating new Finance contracts which has resulted in to an increase in the Portfolio size and increase in Yield
The reason of the increase (decrease) in the net profit during the current period compared to the same period of the last year is	Decrease in profit is on account of increase in Expected Credit Loss provisions and increase in the general and administration expenses
Statement of the type of external auditor's report	Unmodified conclusion
Comment mentioned in the external auditor’s report, mentioned in any of the following paragraphs (other matter, conservation, notice, disclaimer of opinion, or adverse opinion)	None
Reclassification of Comparison Items	None
Additional Information	-
Attached Documents	Attached Documents