Integrated report for the year 2025

Commercial Bank of Dubai (CBD) reported a record pre-tax profit of AED 3,844 million for the 2025 financial year, a 15.6% increase compared to 2024.
The Board of Directors proposed a record cash dividend of AED 58.62 fils per share, representing a 15.5% increase year-on-year.
Total assets reached AED 160 billion, and net loans surpassed the AED 100 billion milestone for the first time in the bank’s history.
Asset quality improved with the Non-Performing Loan (NPL) ratio decreasing to 3.58% from 4.35% in 2024, supported by a 102.92% coverage ratio and a Capital Adequacy Ratio of 15.52%.