CHUBB Arabia Cooperative Insurance Co. announces its Interim Financial Results for the period ending on 2025-09-30 ( Nine Months ) | premargin

CHUBB Arabia Cooperative Insurance Co. announces its Interim Financial Results for the period ending on 2025-09-30 ( Nine Months )

TadawulOctober 30, 2025View on exchange

Element List	Current Quarter	Similar quarter for previous year	%Change	Previous Quarter	% Change
Insurance Revenues	98,878	96,651	2.304	100,467	-1.581
Result of Insurance Services	48,006	48,966	-1.96	2,352	1,941.071
Net Profit (Loss) of The Insurance Results	2,088	2,865	-27.12	1,175	77.702
Net Profit (Loss) of The Investment Results	7,110	5,971	19.075	4,819	47.54
Net Insurance Financing Expenses	-224	-403	-44.416	-307	-27.035
Net Profit (Loss), After Zakat, Attributable To Shareholders	3,709	1,715	116.268	1,012	266.501
Total Comprehensive Income	4,696	4,748	-1.095	1,488	215.591
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Current Period	Similar period for previous year	%Change
Insurance Revenues	289,938	283,677	2.207
Result of Insurance Services	94,237	163,087	-42.216
Net Profit (Loss) of The Insurance Results	5,490	13,005	-57.785
Net Profit (Loss) of The Investment Results	17,557	14,760	18.949
Net Insurance Financing Expenses	-1,077	-1,211	-11.065
Net Profit (Loss), After Zakat, Attributable To Shareholders	7,681	11,027	-30.343
Total Comprehensive Income	12,030	14,127	-14.843
Total Shareholders Equity (after Deducting Minority Equity)	466,445	437,967	6.502
Profit (Loss) per Share	0.19	0.28
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Amount	Percentage of the capital (%)
Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value	-	-
Accumulated Losses	-	-
All figures are in (Thousands) Saudi Arabia, Riyals

Element List	Explanation
The reason of the increase (decrease) in the revenues during the current quarter compared to the same quarter of last year is	Insurance revenues for the current quarter amounted SR 98,878K, compared to SR 96,561K during the same quarter of last year, an increase of 2% which is principally driven by business growth.
The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is	The increase in net profit after zakat and income tax for the current quarter of SR 1,994K compared with same quarter of the last year was due to the following main reasons: • Increase in Insurance revenue of SR 2,227K, an increase of 2% compared with the same quarter last year, increase in Net investment income of SR 1,139K, an increase of 19% compared with same quarter last year. • Decrease in Other operating expenses of SR 615K, a decrease of 14% compared with the same quarter last year.
The reason of the increase (decrease) in the revenues during the current quarter compared to the previous quarter is	Insurance revenues for the current quarter amounted SR 98,878K, compared to SR 100,467K during the prior quarter, a decrease of 2% due to decrease in earned premium.
The reason of the increase (decrease) in the net profit (loss) during the current quarter compared to the previous quarter is	The increase in net profit after zakat and income tax for the current quarter of SR 2,697K compared with previous quarter was due to the following main reasons: • Decrease in Insurance service expenses for current quarter of SR 47,243K, a decrease of 48% compared with the previous quarter, and increase in other Net investment income of SR 2,291K, an increase of 48% compared with the previous quarter. • Decrease in Other operating expenses of SR 318K, a decrease of 8% compared with the previous quarter.
The reason of the increase (decrease) in the revenues during the current period compared to the same period of the last year is	Insurance revenues for the current period amounted SR 289,938K, compared to SR 283,677K during the same period of last year, an increase of 2%, which is principally driven by business growth.
The reason of the increase (decrease) in the net profit during the current period compared to the same period of the last year is	The decrease in net profit after zakat and income tax for the current period of SR 3,346K compared with previous period of the last year was due to the following main reason: • Increase in insurance service expenses for current period of SR 75,111K, an increase of 62% compared with the previous period of last year.
Statement of the type of external auditor's report	Unmodified conclusion
Comment mentioned in the external auditor’s report, mentioned in any of the following paragraphs (other matter, conservation, notice, disclaimer of opinion, or adverse opinion)	-
Reclassification of Comparison Items	-
Additional Information	1. Earnings per share was calculated based on profit after Zakat and Income Tax 2. Total shareholders’ equity at 30/09/2025 SAR 466,445K compared to SAR 437,967K for same period of last year with an increase of 7%. 3. The company increased its Capital of SAR 100M on 15th of Oct by issuing bonus share in results of that ‘Earnings per share’ retrospectively adjusted for the current period as well as the prior period to reflect the impact of aforementioned bonus issue as required by IAS 33.