Financial statements for the 2nd QTR of 2026

Commercial Bank of Dubai (CBD) reported a net profit of AED 1.72 billion for the first half of 2026, representing a 1.2% increase compared to AED 1.70 billion in the same period of 2025. Basic and diluted earnings per share remained stable year-over-year at AED 0.55.
Total operating income grew to AED 2.90 billion from AED 2.82 billion, driven largely by a 6.4% rise in net fee and commission income to AED 636 million and a 23.5% increase in other operating income, which together offset a slight decline in net interest income.
Net impairment losses rose to AED 240 million from AED 212 million in the prior-year period, primarily due to higher provisions for financial guarantees and other commitments, while operating expenses saw a modest increase of 3.4% to reach AED 775 million.
The Group executed significant capital adjustments during the period, including the full repayment of AED 2.20 billion in Tier 1 capital notes and the distribution of AED 1.75 billion in cash dividends, resulting in a total equity balance of AED 16.97 billion as of June 30, 2026.