United Arab Bank Integrated Report December 31,2025 | premargin
United Arab Bank Integrated Report December 31,2025
·ADX·Financial Reports | Integrated Report·February 26, 2026·View on exchange
AI Summary
United Arab Bank reported a net profit of AED 438 million for the full year 2025, a 45% increase compared to 2024, driven by a 26% expansion in total assets to AED 27.0 billion.
The Board of Directors recommended a cash dividend payout of 25% of the net profit, equivalent to AED 0.035 per share, subject to shareholder approval at the next General Assembly.
The bank successfully raised AED 1.03 billion in capital through a fully subscribed rights issue and concluded a new AED 1.0 billion two-year term loan facility to enhance funding flexibility.
Asset quality improved during the period, with the non-performing loan (NPL) ratio declining to 2.8% from 3.9% in 2024, while the capital adequacy ratio strengthened to 21.5%.