Result of Earnings Call

Dubai Islamic Bank (DIB) reported H1 2026 gross revenue of AED 12.4 billion, a 10% increase year-on-year, while operating profit rose 6% to AED 4.8 billion.
Net financing assets grew 7% year-to-date to AED 281 billion, supported by AED 43 billion in new gross financing and a 2% increase in customer deposits to AED 327 billion.
Asset quality metrics improved as the non-performing financing (NPF) ratio declined by 30 bps to 2.4%, and the cost of risk remained stable at 28 bps.
Capital adequacy remained robust with a Common Equity Tier 1 (CET1) ratio of 13.0% and the successful issuance of a USD 1 billion Additional Tier 1 Sukuk during the period.