Abu Dhabi Islamic Bank Management Discussion and Analysis Report for the Period Ended March 31,2026

Abu Dhabi Islamic Bank (ADIB) reported an 8% year-on-year increase in net profit before tax to AED 2.1 billion for Q1 2026, while net profit after tax rose 7% to AED 1.8 billion.
Total revenues grew 12% year-on-year to AED 3.2 billion, driven by a 17% increase in funded income to AED 2.0 billion and a 4% rise in non-funded income to AED 1.2 billion.
Total assets reached AED 287 billion, up 18% year-on-year, supported by a 28% expansion in gross customer financing to AED 198 billion and a 20% growth in deposits to AED 239 billion.
The bank achieved a return on equity (ROE) of 27.1% and improved its non-performing asset (NPA) ratio to a record low of 2.6% from 3.7% in Q1 2025.