National Bank of Fujairah Integrated Report December 31,2025 | premargin
National Bank of Fujairah Integrated Report December 31,2025
·ADX·Financial Reports | Integrated Report·March 15, 2026·View on exchange
AI Summary
National Bank of Fujairah (NBF) reported a record net profit after tax of AED 1.21 billion for the fiscal year ended December 31, 2025, marking the first time the bank has surpassed the AED 1.2 billion milestone.
The Board of Directors proposed a cash dividend distribution of 20% of share capital (AED 0.20 per share), representing an increase from the 15% cash dividend paid for the previous year.
Operating income grew by 9.3% to AED 2.66 billion, driven by a 15.7% increase in loans and advances to AED 37.5 billion and an 11.4% rise in customer deposits to AED 51.0 billion.
Key performance metrics for 2025 included a return on average equity of 16.5% (up from 12.7% in 2024) and an improved Emiratisation ratio of 43.5%.