premargin

Element List	Explanation
Introduction	Allied Cooperative Insurance Group announces that its accumulated losses have reached 46.35% of its capital, based on the preliminary financial results ending on 30-09-2025.
Date of Realization of the Loss	2025-09-30 Corresponding to 1447-04-08
Amount of the Accumulated Losses	Saudi Riyal 134,872 thousand
Percentage of the Accumulated Losses out of the Capital (%)	46.35 %
Major Reasons Leading to the Losses	The main reason for the rise in accumulated losses is due to technical and operational factors, most notably: 1. The increase in net claims incurred in some insurance branches, particularly motor insurance 2. The increase in technical provisions according to regulatory and actuarial requirements, which affected the current period's results. 3. The rise in operating expenses due to the development of technical systems and the enhancement of digital infrastructure efficiency.
Measures to be Taken by the Company in Regard to Such Losses	The company is currently working on implementing a comprehensive plan to address the financial situation and improve the solvency margin by: • Reviewing pricing policies and technical risks in cooperation with the actuarial department. • Expanding balanced-performance products and diversifying the insurance portfolio. • Enhancing claims management efficiency and promoting digital transformation to improve service levels and cost control. The management affirms that it continues to implement the approved corrective measures, ensuring compliance with regulatory requirements and achieving financial sustainability in the
Application of the Procedures and Instructions	Procedures and Instructions Applicable on Companies Listed in Saudi Capital Market Whose Accumulated Losses Reach 20% or more out of the Capital Thereof will be Applied

Allied Cooperative Insurance Group Announces its accumulated loses reaching 46.35 % of its capital