First Abu Dhabi Bank Integrated Report December 31,2025
·ADX·Financial Reports | Integrated Report·March 1, 2026·View on exchange
AI Summary
FAB reported record net profit of AED 21.11 billion for the full year 2025, a 24% increase compared to 2024, driven by a 16% rise in operating income to AED 36.68 billion.
The Board of Directors recommended a cash dividend of 80 fils per share, totaling AED 8.84 billion, which represents the highest payout in the bank's history and is subject to approval at the AGM on March 11, 2026.
Total assets expanded 16% year-over-year to AED 1.40 trillion, supported by a 17% growth in net loans to AED 616 billion and a 7% increase in customer deposits to AED 841 billion.
Key performance metrics for the year included a Return on Tangible Equity (RoTE) of 19.2%, a cost-to-income ratio of 22.4%, and a record-low non-performing loan (NPL) ratio of 2.2%.