Financial statements for the year of 2025

Dubai Insurance reported a significant rise in net profit for the full year ending December 31, 2025, reaching AED 191 million compared to AED 132 million in 2024. This performance was supported by a 15% increase in insurance revenue, which grew to AED 3.44 billion from AED 2.99 billion the previous year.
The company achieved a net insurance service result (insurance profit) of AED 160 million, up from AED 108 million in 2024. While most insurance lines recorded healthy profits, the motor insurance segment remains under pressure from the 2024 heavy rainfall events; despite 40% revenue growth in motor via price increases, the line has not yet achieved underwriting profitability.
The Board of Directors recommended a cash dividend of 100% of capital, equivalent to 100 fils per share or AED 100 million total. This follows a strong expansion of the balance sheet, with total assets increasing to AED 4.316 billion and shareholders' equity rising to AED 1.172 billion.
Strategic growth was driven by the launch of the Northern Emirates Health Insurance Pool and the expansion of worker protection products to cover approximately one million free zone employees. Management targets 10% g