GFH Financial Group

GFH Financial Group BSC

GFHStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

USD KWD

Quarterly (KWD)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	349.00M	325.86M	393.49M	390.69M	358.91M
Total Assets	3.76B	3.78B	3.81B	3.57B	3.40B
Investment Securities	0.52B	0.57B	0.76B	0.54B	0.57B
Trading Assets	271.89M	51.52M	28.27M	33.19M	126.84M
Gross Loans	819.80M	786.87M	801.77M	743.06M	664.82M
Net Loans	781.26M	749.65M	762.57M	718.66M	635.55M
Allowance for Loan Losses	-14.62M	-14.76M	-16.88M	-16.62M	-17.53M
Liabilities
Total Deposits	—	110.71M	72.14M	89.93M	—
Non-Interest-Bearing Deposits	—	110.71M	72.14M	89.93M	—
Total Debt	2.11B	1.87B	1.99B	1.80B	1.84B
Total Liabilities	3.41B	3.42B	3.46B	3.24B	3.05B
Equity & Ownership
Total Equity	350.33M	360.59M	349.25M	329.61M	343.51M
Shares Outstanding	3,507,763,846	3,618,054,000	3,491,301,000	3,539,374,000	3,574,249,219
Cash & Assets
Total Assets	12.20B	12.26B	12.36B	11.59B	11.03B
Cash & Equivalents	1.13B	1.06B	1.28B	1.27B	1.17B
Net Cash (Debt)	-4.73B	-4.73B	-5.08B	-4.48B	-4.21B
Net Cash Per Share	-1.32	-1.31	-1.46	-1.27	-1.16
Other Receivables	544.62M	561.21M	590.13M	637.49M	751.11M
Restricted Cash	93.28M	86.28M	86.38M	84.46M	84.77M
Property, Plant & Equipment	54.80M	61.25M	55.67M	56.78M	57.22M
Other Intangible Assets	71.56M	73.46M	76.56M	86.09M	72.69M
Investments in Real Estate	1.60B	1.58B	1.58B	1.54B	1.39B
Other Current Assets	378.07M	348.06M	357.73M	405.33M	344.67M
Other Long-Term Assets	3.21B	4.06B	3.32B	3.32B	2.85B
Long-Term Leases	—	—	—	—	—
Loans & Investments
Gross Loans	2.66B	2.55B	2.60B	2.41B	2.16B
Net Loans	2.54B	2.43B	2.48B	2.33B	2.06B
Allowance for Loan Losses	-47.45M	-47.90M	-54.79M	-53.96M	-56.89M
Investment Securities	1.70B	1.83B	2.45B	1.74B	1.84B
Trading Asset Securities	882.59M	167.24M	91.76M	107.73M	411.73M
Total Investments	2.58B	2.00B	2.55B	1.85B	2.25B
Other Adjustments to Gross Loans	-77.66M	-72.93M	-72.48M	-25.26M	-38.10M
Liabilities & Obligations
Total Liabilities	11.06B	11.09B	11.23B	10.52B	9.92B
Total Liabilities & Equity	12.20B	12.26B	12.36B	11.59B	11.03B
Accounts Payable	109.97M	35.10M	110.85M	101.17M	61.61M
Accrued Expenses	100.50M	90.65M	32.82M	62.00M	68.50M
Accrued Interest Payable	16.19M	15.55M	14.40M	11.81M	14.24M
Current Income Taxes Payable	9.39M	9.84M	10.57M	10.00M	10.38M
Long-Term Unearned Revenue	9.90M	7.93M	10.75M	13.29M	3.65M
Other Current Liabilities	110.80M	70.66M	206.63M	132.52M	360.15M
Other Long-Term Liabilities	3.85B	4.45B	4.16B	4.04B	3.40B
Pension & Post-Retirement Benefits	6.00M	—	—	—	6.51M
Debt & Funding
Total Debt	6.85B	6.06B	6.45B	5.86B	5.99B
Current Portion of Long-Term Debt	4.84B	—	—	—	4.14B
Long-Term Debt	2.01B	6.06B	6.45B	5.86B	1.85B
Total Deposits	—	359.38M	234.16M	291.92M	—
Non-Interest Bearing Deposits	—	359.38M	234.16M	291.92M	—
Equity & Book Value
Shareholders' Equity	1.14B	1.17B	1.13B	1.07B	1.12B
Total Common Equity	1.02B	1.04B	1.00B	0.94B	0.98B
Common Stock	1.02B	1.02B	1.02B	1.02B	1.02B
Retained Earnings	180.74M	133.35M	120.77M	77.86M	116.29M
Treasury Stock	-158.58M	-71.49M	-93.35M	-95.69M	-90.69M
Comprehensive Income & Other	-17.03M	-33.65M	-40.46M	-61.23M	-60.30M
Minority Interest	116.45M	126.68M	131.10M	133.38M	134.16M
Book Value Per Share	0.29	0.29	0.29	0.26	0.27
Tangible Book Value	0.95B	0.97B	0.93B	0.85B	0.91B
Tangible Book Value Per Share	0.27	0.27	0.27	0.24	0.25
Filing Date Shares Outstanding	3.51B	3.62B	3.49B	3.54B	3.57B
Total Common Shares Outstanding	3.51B	3.62B	3.49B	3.54B	3.57B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

USD KWD

Quarterly (KWD)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	349.00M	325.86M	393.49M	390.69M	358.91M
Total Assets	3.76B	3.78B	3.81B	3.57B	3.40B
Investment Securities	0.52B	0.57B	0.76B	0.54B	0.57B
Trading Assets	271.89M	51.52M	28.27M	33.19M	126.84M
Gross Loans	819.80M	786.87M	801.77M	743.06M	664.82M
Net Loans	781.26M	749.65M	762.57M	718.66M	635.55M
Allowance for Loan Losses	-14.62M	-14.76M	-16.88M	-16.62M	-17.53M
Liabilities
Total Deposits	—	110.71M	72.14M	89.93M	—
Non-Interest-Bearing Deposits	—	110.71M	72.14M	89.93M	—
Total Debt	2.11B	1.87B	1.99B	1.80B	1.84B
Total Liabilities	3.41B	3.42B	3.46B	3.24B	3.05B
Equity & Ownership
Total Equity	350.33M	360.59M	349.25M	329.61M	343.51M
Shares Outstanding	3,507,763,846	3,618,054,000	3,491,301,000	3,539,374,000	3,574,249,219
Cash & Assets
Total Assets	12.20B	12.26B	12.36B	11.59B	11.03B
Cash & Equivalents	1.13B	1.06B	1.28B	1.27B	1.17B
Net Cash (Debt)	-4.73B	-4.73B	-5.08B	-4.48B	-4.21B
Net Cash Per Share	-1.32	-1.31	-1.46	-1.27	-1.16
Other Receivables	544.62M	561.21M	590.13M	637.49M	751.11M
Restricted Cash	93.28M	86.28M	86.38M	84.46M	84.77M
Property, Plant & Equipment	54.80M	61.25M	55.67M	56.78M	57.22M
Other Intangible Assets	71.56M	73.46M	76.56M	86.09M	72.69M
Investments in Real Estate	1.60B	1.58B	1.58B	1.54B	1.39B
Other Current Assets	378.07M	348.06M	357.73M	405.33M	344.67M
Other Long-Term Assets	3.21B	4.06B	3.32B	3.32B	2.85B
Long-Term Leases	—	—	—	—	—
Loans & Investments
Gross Loans	2.66B	2.55B	2.60B	2.41B	2.16B
Net Loans	2.54B	2.43B	2.48B	2.33B	2.06B
Allowance for Loan Losses	-47.45M	-47.90M	-54.79M	-53.96M	-56.89M
Investment Securities	1.70B	1.83B	2.45B	1.74B	1.84B
Trading Asset Securities	882.59M	167.24M	91.76M	107.73M	411.73M
Total Investments	2.58B	2.00B	2.55B	1.85B	2.25B
Other Adjustments to Gross Loans	-77.66M	-72.93M	-72.48M	-25.26M	-38.10M
Liabilities & Obligations
Total Liabilities	11.06B	11.09B	11.23B	10.52B	9.92B
Total Liabilities & Equity	12.20B	12.26B	12.36B	11.59B	11.03B
Accounts Payable	109.97M	35.10M	110.85M	101.17M	61.61M
Accrued Expenses	100.50M	90.65M	32.82M	62.00M	68.50M
Accrued Interest Payable	16.19M	15.55M	14.40M	11.81M	14.24M
Current Income Taxes Payable	9.39M	9.84M	10.57M	10.00M	10.38M
Long-Term Unearned Revenue	9.90M	7.93M	10.75M	13.29M	3.65M
Other Current Liabilities	110.80M	70.66M	206.63M	132.52M	360.15M
Other Long-Term Liabilities	3.85B	4.45B	4.16B	4.04B	3.40B
Pension & Post-Retirement Benefits	6.00M	—	—	—	6.51M
Debt & Funding
Total Debt	6.85B	6.06B	6.45B	5.86B	5.99B
Current Portion of Long-Term Debt	4.84B	—	—	—	4.14B
Long-Term Debt	2.01B	6.06B	6.45B	5.86B	1.85B
Total Deposits	—	359.38M	234.16M	291.92M	—
Non-Interest Bearing Deposits	—	359.38M	234.16M	291.92M	—
Equity & Book Value
Shareholders' Equity	1.14B	1.17B	1.13B	1.07B	1.12B
Total Common Equity	1.02B	1.04B	1.00B	0.94B	0.98B
Common Stock	1.02B	1.02B	1.02B	1.02B	1.02B
Retained Earnings	180.74M	133.35M	120.77M	77.86M	116.29M
Treasury Stock	-158.58M	-71.49M	-93.35M	-95.69M	-90.69M
Comprehensive Income & Other	-17.03M	-33.65M	-40.46M	-61.23M	-60.30M
Minority Interest	116.45M	126.68M	131.10M	133.38M	134.16M
Book Value Per Share	0.29	0.29	0.29	0.26	0.27
Tangible Book Value	0.95B	0.97B	0.93B	0.85B	0.91B
Tangible Book Value Per Share	0.27	0.27	0.27	0.24	0.25
Filing Date Shares Outstanding	3.51B	3.62B	3.49B	3.54B	3.57B
Total Common Shares Outstanding	3.51B	3.62B	3.49B	3.54B	3.57B