اهلي

البنك الأهلي الكويتي

ABKأسهمبورصة الكويتالبنوك

البيانات المالية

قائمة الدخل الميزانية العمومية التدفقات النقدية النسب

النتائج السنوية النتائج الربعية

النتائج السنوية (KWD)

	202531 ديسمبر 2025	202431 ديسمبر 2024	202331 ديسمبر 2023	202231 ديسمبر 2022	202131 ديسمبر 2021
الملخص التشغيلي
الإيرادات	175.17M	158.09M	145.51M	124.94M	108.65M
إيرادات الفوائد	493.27M	477.78M	413.54M	269.33M	202.03M
مصاريف الفوائد	333.77M	333.60M	276.15M	143.95M	89.54M
الدخل قبل الضريبة	77.24M	63.94M	56.72M	42.32M	35.81M
ضريبة الدخل	14.27M	11.21M	11.28M	9.94M	8.42M
صافي الدخل	56.61M	52.41M	38.46M	25.57M	20.62M
صافي دخل الفوائد	162.72M	145.97M	139.03M	127.02M	113.57M
الإيرادات غير المرتبطة بالفوائد	58.75M	54.78M	45.99M	44.55M	40.30M
المصاريف غير المرتبطة بالفوائد	97.93M	94.15M	88.79M	81.82M	72.30M
مخصص خسائر القروض	46.30M	42.66M	39.51M	46.63M	45.21M
ربحية السهم (أساسي)	0.02	0.02	0.02	0.01	0.01
ربحية السهم (مخفف)	0.02	0.02	0.02	0.01	0.01
توزيعات السهم	0.01	0.01	0.01	0.01	0.00
الهوامش والكفاءة
هامش صافي الربح %	+32.3%	+33.2%	+26.4%	+20.5%	+19.0%
الإيرادات والدخل
Revenue	175.17M	158.09M	145.51M	124.94M	108.65M
Revenue	175.17M	158.09M	145.51M	124.94M	108.65M
Revenue Growth (YoY)	+10.8%	+8.6%	+16.5%	+15.0%	+2,081.4%
Revenues Before Loan Losses	221.47M	200.75M	185.02M	171.57M	153.86M
Interest Income on Investments	3.21M	1.79M	1.64M	1.64M	1.07M
Interest Income on Loans	493.27M	477.78M	413.54M	269.33M	202.03M
Total Interest Income	496.48M	479.57M	415.18M	270.97M	203.11M
Net Interest Income	162.72M	145.97M	139.03M	127.02M	113.57M
Net Interest Income Growth (YoY)	+11.5%	+5.0%	+9.5%	+11.8%	+6.2%
Non-Interest Income Growth (YoY)	+7.3%	+19.1%	+3.2%	+10.6%	+16.6%
Total Non-Interest Income	58.75M	54.78M	45.99M	44.55M	40.30M
Other Non-Interest Income	50.70M	49.28M	41.72M	39.26M	35.82M
Gain (Loss) on Sale of Equity Investments	3.65M	3.65M	3.05M	3.38M	2.43M
Gain (Loss) on Sale of Investments	4.41M	1.86M	1.22M	1.91M	2.05M
المصروفات والمخصصات
Selling, General & Administrative	990.00K	810.00K	865.00K	760.00K	570.00K
Interest Paid on Deposits	333.77M	333.60M	276.15M	143.95M	89.54M
Total Non-Interest Expense	97.93M	94.15M	88.79M	81.82M	72.30M
Other Non-Interest Expense	36.03M	37.04M	33.67M	28.12M	26.14M
Provision for Loan Losses	46.30M	42.66M	39.51M	46.63M	45.21M
Salaries and Employee Benefits	54.94M	50.78M	48.41M	45.83M	38.86M
Occupancy Expenses	5.97M	5.52M	5.84M	7.11M	6.74M
Asset Writedown	—	—	—	-803.00K	-541.00K
الربحية والعوائد
EBT Excluding Unusual Items	77.24M	63.94M	56.72M	43.12M	36.35M
Pretax Income	77.24M	63.94M	56.72M	42.32M	35.81M
Profit Margin	+32.3%	+33.2%	+26.4%	+20.5%	+19.0%
Net Income	62.59M	52.41M	45.19M	32.29M	27.21M
Net Income to Common	56.61M	52.41M	38.46M	25.57M	20.62M
Net Income Growth	+19.4%	+16.0%	+39.9%	+18.7%	—
Earnings From Continuing Ops.	62.97M	52.74M	45.45M	32.38M	27.40M
Minority Interest in Earnings	-379.00K	-323.00K	-262.00K	-87.00K	-183.00K
Income Tax Expense	14.27M	11.21M	11.28M	9.94M	8.42M
Effective Tax Rate	+18.5%	+17.5%	+19.9%	+23.5%	+23.5%
بيانات السهم ورأس المال
EPS (Basic)	0.02	0.02	0.02	0.01	0.01
EPS (Diluted)	0.02	0.02	0.02	0.01	0.01
EPS Growth	+8.0%	+19.2%	+35.6%	+24.0%	—
Dividend Per Share	0.01	0.01	0.01	0.01	0.00
Shares Change (YoY)	—	0.14	0.11	—	0
Shares Outstanding (Basic)	2.60B	2.60B	2.27B	2.05B	2.05B
Shares Outstanding (Diluted)	2.60B	2.60B	2.27B	2.05B	2.05B
Dividend Growth	+5.3%	+15.9%	+18.8%	+68.3%	—
Free Cash Flow	-130.98M	-307.22M	-16.49M	-374.75M	-298.30M
Free Cash Flow Margin	-74.8%	-194.3%	-11.3%	-299.9%	-274.5%
Free Cash Flow Per Share	-0.05	-0.12	-0.01	-0.18	-0.15
Payout Ratio	+49.1%	+40.5%	+46.2%	+46.9%	+24.2%
Preferred Dividends & Other Adjustments	5.98M	—	6.73M	6.72M	6.60M

قائمة الدخل الميزانية العمومية التدفقات النقدية النسب

النتائج السنوية النتائج الربعية

النتائج السنوية (KWD)

	202531 ديسمبر 2025	202431 ديسمبر 2024	202331 ديسمبر 2023	202231 ديسمبر 2022	202131 ديسمبر 2021
الملخص التشغيلي
الإيرادات	175.17M	158.09M	145.51M	124.94M	108.65M
إيرادات الفوائد	493.27M	477.78M	413.54M	269.33M	202.03M
مصاريف الفوائد	333.77M	333.60M	276.15M	143.95M	89.54M
الدخل قبل الضريبة	77.24M	63.94M	56.72M	42.32M	35.81M
ضريبة الدخل	14.27M	11.21M	11.28M	9.94M	8.42M
صافي الدخل	56.61M	52.41M	38.46M	25.57M	20.62M
صافي دخل الفوائد	162.72M	145.97M	139.03M	127.02M	113.57M
الإيرادات غير المرتبطة بالفوائد	58.75M	54.78M	45.99M	44.55M	40.30M
المصاريف غير المرتبطة بالفوائد	97.93M	94.15M	88.79M	81.82M	72.30M
مخصص خسائر القروض	46.30M	42.66M	39.51M	46.63M	45.21M
ربحية السهم (أساسي)	0.02	0.02	0.02	0.01	0.01
ربحية السهم (مخفف)	0.02	0.02	0.02	0.01	0.01
توزيعات السهم	0.01	0.01	0.01	0.01	0.00
الهوامش والكفاءة
هامش صافي الربح %	+32.3%	+33.2%	+26.4%	+20.5%	+19.0%
الإيرادات والدخل
Revenue	175.17M	158.09M	145.51M	124.94M	108.65M
Revenue	175.17M	158.09M	145.51M	124.94M	108.65M
Revenue Growth (YoY)	+10.8%	+8.6%	+16.5%	+15.0%	+2,081.4%
Revenues Before Loan Losses	221.47M	200.75M	185.02M	171.57M	153.86M
Interest Income on Investments	3.21M	1.79M	1.64M	1.64M	1.07M
Interest Income on Loans	493.27M	477.78M	413.54M	269.33M	202.03M
Total Interest Income	496.48M	479.57M	415.18M	270.97M	203.11M
Net Interest Income	162.72M	145.97M	139.03M	127.02M	113.57M
Net Interest Income Growth (YoY)	+11.5%	+5.0%	+9.5%	+11.8%	+6.2%
Non-Interest Income Growth (YoY)	+7.3%	+19.1%	+3.2%	+10.6%	+16.6%
Total Non-Interest Income	58.75M	54.78M	45.99M	44.55M	40.30M
Other Non-Interest Income	50.70M	49.28M	41.72M	39.26M	35.82M
Gain (Loss) on Sale of Equity Investments	3.65M	3.65M	3.05M	3.38M	2.43M
Gain (Loss) on Sale of Investments	4.41M	1.86M	1.22M	1.91M	2.05M
المصروفات والمخصصات
Selling, General & Administrative	990.00K	810.00K	865.00K	760.00K	570.00K
Interest Paid on Deposits	333.77M	333.60M	276.15M	143.95M	89.54M
Total Non-Interest Expense	97.93M	94.15M	88.79M	81.82M	72.30M
Other Non-Interest Expense	36.03M	37.04M	33.67M	28.12M	26.14M
Provision for Loan Losses	46.30M	42.66M	39.51M	46.63M	45.21M
Salaries and Employee Benefits	54.94M	50.78M	48.41M	45.83M	38.86M
Occupancy Expenses	5.97M	5.52M	5.84M	7.11M	6.74M
Asset Writedown	—	—	—	-803.00K	-541.00K
الربحية والعوائد
EBT Excluding Unusual Items	77.24M	63.94M	56.72M	43.12M	36.35M
Pretax Income	77.24M	63.94M	56.72M	42.32M	35.81M
Profit Margin	+32.3%	+33.2%	+26.4%	+20.5%	+19.0%
Net Income	62.59M	52.41M	45.19M	32.29M	27.21M
Net Income to Common	56.61M	52.41M	38.46M	25.57M	20.62M
Net Income Growth	+19.4%	+16.0%	+39.9%	+18.7%	—
Earnings From Continuing Ops.	62.97M	52.74M	45.45M	32.38M	27.40M
Minority Interest in Earnings	-379.00K	-323.00K	-262.00K	-87.00K	-183.00K
Income Tax Expense	14.27M	11.21M	11.28M	9.94M	8.42M
Effective Tax Rate	+18.5%	+17.5%	+19.9%	+23.5%	+23.5%
بيانات السهم ورأس المال
EPS (Basic)	0.02	0.02	0.02	0.01	0.01
EPS (Diluted)	0.02	0.02	0.02	0.01	0.01
EPS Growth	+8.0%	+19.2%	+35.6%	+24.0%	—
Dividend Per Share	0.01	0.01	0.01	0.01	0.00
Shares Change (YoY)	—	0.14	0.11	—	0
Shares Outstanding (Basic)	2.60B	2.60B	2.27B	2.05B	2.05B
Shares Outstanding (Diluted)	2.60B	2.60B	2.27B	2.05B	2.05B
Dividend Growth	+5.3%	+15.9%	+18.8%	+68.3%	—
Free Cash Flow	-130.98M	-307.22M	-16.49M	-374.75M	-298.30M
Free Cash Flow Margin	-74.8%	-194.3%	-11.3%	-299.9%	-274.5%
Free Cash Flow Per Share	-0.05	-0.12	-0.01	-0.18	-0.15
Payout Ratio	+49.1%	+40.5%	+46.2%	+46.9%	+24.2%
Preferred Dividends & Other Adjustments	5.98M	—	6.73M	6.72M	6.60M