الراجحي

1120أسهمتداولالبنوك

البيانات المالية

قائمة الدخل الميزانية العمومية التدفقات النقدية النسب

النتائج السنوية (SAR)

	202531 ديسمبر 2025	202431 ديسمبر 2024	202331 ديسمبر 2023	202231 ديسمبر 2022	202131 ديسمبر 2021
الملخص التشغيلي
الإيرادات	36.77B	29.94B	26.03B	26.57B	23.37B
إيرادات الفوائد	55.85B	47.02B	38.74B	28.20B	21.44B
مصاريف الفوائد	26.00B	22.18B	17.47B	6.03B	1.05B
الدخل قبل الضريبة	27.65B	21.97B	18.53B	19.12B	16.44B
ضريبة الدخل	2.82B	2.24B	1.91B	1.97B	1.70B
صافي الدخل	23.41B	18.69B	15.80B	16.95B	14.75B
صافي دخل الفوائد	29.85B	24.84B	21.27B	22.17B	20.39B
الإيرادات غير المرتبطة بالفوائد	9.25B	7.21B	6.26B	6.40B	5.32B
المصاريف غير المرتبطة بالفوائد	9.13B	7.97B	7.50B	7.41B	6.93B
مخصص خسائر القروض	2.32B	2.12B	1.50B	2.00B	2.35B
ربحية السهم (أساسي)	5.85	4.67	3.95	4.24	3.69
ربحية السهم (مخفف)	5.85	4.67	3.95	4.24	3.69
توزيعات السهم	2.50	2.71	2.30	1.25	—
الهوامش والكفاءة
هامش صافي الربح %	+63.7%	+62.4%	+60.7%	+63.8%	+63.1%
الإيرادات والدخل
Revenue	36.77B	29.94B	26.03B	26.57B	23.37B
Revenue	36.77B	29.94B	26.03B	26.57B	23.37B
Revenue Growth (YoY)	+22.8%	+15.0%	-2.1%	+13.7%	+26.0%
Revenues Before Loan Losses	39.09B	32.06B	27.53B	28.58B	25.72B
Interest Income on Loans	55.85B	47.02B	38.74B	28.20B	21.44B
Net Interest Income	29.85B	24.84B	21.27B	22.17B	20.39B
Net Interest Income Growth (YoY)	+20.1%	+16.8%	-4.1%	+8.7%	+20.6%
Non-Interest Income Growth (YoY)	+28.2%	+15.2%	-2.2%	+20.2%	+39.8%
Total Non-Interest Income	9.25B	7.21B	6.26B	6.40B	5.32B
Other Non-Interest Income	9.24B	7.00B	6.13B	6.59B	5.28B
Gain (Loss) on Sale of Assets	8.87M	5.22M	9.85M	1.28M	47.51M
Gain (Loss) on Sale of Equity Investments	117.93M	137.34M	87.87M	20.24M	32.03M
Gain (Loss) on Sale of Investments	-118.72M	66.80M	32.05M	-208.77M	-37.90M
المصروفات والمخصصات
Selling, General & Administrative	2.73B	2.23B	2.39B	2.72B	2.65B
Interest Paid on Deposits	26.00B	22.18B	17.47B	6.03B	1.05B
Total Non-Interest Expense	9.13B	7.97B	7.50B	7.41B	6.93B
Provision for Loan Losses	2.32B	2.12B	1.50B	2.00B	2.35B
Salaries and Employee Benefits	4.03B	3.76B	3.53B	3.40B	3.13B
Occupancy Expenses	2.37B	1.98B	1.58B	1.29B	1.14B
Asset Writedown	—	—	—	-39.02M	—
الربحية والعوائد
EBT Excluding Unusual Items	27.65B	21.97B	18.53B	19.16B	16.44B
Pretax Income	27.65B	21.97B	18.53B	19.12B	16.44B
Profit Margin	+63.7%	+62.4%	+60.7%	+63.8%	+63.1%
Net Income	24.79B	19.72B	16.62B	17.15B	14.75B
Net Income to Common	23.41B	18.69B	15.80B	16.95B	14.75B
Net Income Growth	+25.7%	+18.7%	-3.1%	+16.3%	+39.2%
Earnings From Continuing Ops.	24.82B	19.73B	16.62B	17.15B	14.75B
Minority Interest in Earnings	-32.76M	-8.98M	—	—	—
Income Tax Expense	2.82B	2.24B	1.91B	1.97B	1.70B
Effective Tax Rate	+10.2%	+10.2%	+10.3%	+10.3%	+10.3%
بيانات السهم ورأس المال
EPS (Basic)	5.85	4.67	3.95	4.24	3.69
EPS (Diluted)	5.85	4.67	3.95	4.24	3.69
EPS Growth	+25.3%	+18.3%	-6.8%	+15.0%	+39.2%
Dividend Per Share	2.50	2.71	2.30	1.25	—
Shares Outstanding (Basic)	4.00B	4.00B	4.00B	4.00B	4.00B
Shares Outstanding (Diluted)	4.00B	4.00B	4.00B	4.00B	4.00B
Dividend Growth	-7.7%	+17.8%	+84.0%	—	—
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Free Cash Flow Margin	-103.9%	-66.8%	+61.9%	-179.4%	-459.5%
Free Cash Flow Per Share	-9.55	-5.00	4.03	-11.92	-26.85
Payout Ratio	+35.7%	+48.7%	+57.8%	—	+40.7%
Preferred Dividends & Other Adjustments	1.38B	1.04B	0.82B	0.20B	—

قائمة الدخل الميزانية العمومية التدفقات النقدية النسب

النتائج السنوية النتائج الربعية

النتائج السنوية (SAR)

	202531 ديسمبر 2025	202431 ديسمبر 2024	202331 ديسمبر 2023	202231 ديسمبر 2022	202131 ديسمبر 2021
الملخص التشغيلي
الإيرادات	36.77B	29.94B	26.03B	26.57B	23.37B
إيرادات الفوائد	55.85B	47.02B	38.74B	28.20B	21.44B
مصاريف الفوائد	26.00B	22.18B	17.47B	6.03B	1.05B
الدخل قبل الضريبة	27.65B	21.97B	18.53B	19.12B	16.44B
ضريبة الدخل	2.82B	2.24B	1.91B	1.97B	1.70B
صافي الدخل	23.41B	18.69B	15.80B	16.95B	14.75B
صافي دخل الفوائد	29.85B	24.84B	21.27B	22.17B	20.39B
الإيرادات غير المرتبطة بالفوائد	9.25B	7.21B	6.26B	6.40B	5.32B
المصاريف غير المرتبطة بالفوائد	9.13B	7.97B	7.50B	7.41B	6.93B
مخصص خسائر القروض	2.32B	2.12B	1.50B	2.00B	2.35B
ربحية السهم (أساسي)	5.85	4.67	3.95	4.24	3.69
ربحية السهم (مخفف)	5.85	4.67	3.95	4.24	3.69
توزيعات السهم	2.50	2.71	2.30	1.25	—
الهوامش والكفاءة
هامش صافي الربح %	+63.7%	+62.4%	+60.7%	+63.8%	+63.1%
الإيرادات والدخل
Revenue	36.77B	29.94B	26.03B	26.57B	23.37B
Revenue	36.77B	29.94B	26.03B	26.57B	23.37B
Revenue Growth (YoY)	+22.8%	+15.0%	-2.1%	+13.7%	+26.0%
Revenues Before Loan Losses	39.09B	32.06B	27.53B	28.58B	25.72B
Interest Income on Loans	55.85B	47.02B	38.74B	28.20B	21.44B
Net Interest Income	29.85B	24.84B	21.27B	22.17B	20.39B
Net Interest Income Growth (YoY)	+20.1%	+16.8%	-4.1%	+8.7%	+20.6%
Non-Interest Income Growth (YoY)	+28.2%	+15.2%	-2.2%	+20.2%	+39.8%
Total Non-Interest Income	9.25B	7.21B	6.26B	6.40B	5.32B
Other Non-Interest Income	9.24B	7.00B	6.13B	6.59B	5.28B
Gain (Loss) on Sale of Assets	8.87M	5.22M	9.85M	1.28M	47.51M
Gain (Loss) on Sale of Equity Investments	117.93M	137.34M	87.87M	20.24M	32.03M
Gain (Loss) on Sale of Investments	-118.72M	66.80M	32.05M	-208.77M	-37.90M
المصروفات والمخصصات
Selling, General & Administrative	2.73B	2.23B	2.39B	2.72B	2.65B
Interest Paid on Deposits	26.00B	22.18B	17.47B	6.03B	1.05B
Total Non-Interest Expense	9.13B	7.97B	7.50B	7.41B	6.93B
Provision for Loan Losses	2.32B	2.12B	1.50B	2.00B	2.35B
Salaries and Employee Benefits	4.03B	3.76B	3.53B	3.40B	3.13B
Occupancy Expenses	2.37B	1.98B	1.58B	1.29B	1.14B
Asset Writedown	—	—	—	-39.02M	—
الربحية والعوائد
EBT Excluding Unusual Items	27.65B	21.97B	18.53B	19.16B	16.44B
Pretax Income	27.65B	21.97B	18.53B	19.12B	16.44B
Profit Margin	+63.7%	+62.4%	+60.7%	+63.8%	+63.1%
Net Income	24.79B	19.72B	16.62B	17.15B	14.75B
Net Income to Common	23.41B	18.69B	15.80B	16.95B	14.75B
Net Income Growth	+25.7%	+18.7%	-3.1%	+16.3%	+39.2%
Earnings From Continuing Ops.	24.82B	19.73B	16.62B	17.15B	14.75B
Minority Interest in Earnings	-32.76M	-8.98M	—	—	—
Income Tax Expense	2.82B	2.24B	1.91B	1.97B	1.70B
Effective Tax Rate	+10.2%	+10.2%	+10.3%	+10.3%	+10.3%
بيانات السهم ورأس المال
EPS (Basic)	5.85	4.67	3.95	4.24	3.69
EPS (Diluted)	5.85	4.67	3.95	4.24	3.69
EPS Growth	+25.3%	+18.3%	-6.8%	+15.0%	+39.2%
Dividend Per Share	2.50	2.71	2.30	1.25	—
Shares Outstanding (Basic)	4.00B	4.00B	4.00B	4.00B	4.00B
Shares Outstanding (Diluted)	4.00B	4.00B	4.00B	4.00B	4.00B
Dividend Growth	-7.7%	+17.8%	+84.0%	—	—
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Free Cash Flow Margin	-103.9%	-66.8%	+61.9%	-179.4%	-459.5%
Free Cash Flow Per Share	-9.55	-5.00	4.03	-11.92	-26.85
Payout Ratio	+35.7%	+48.7%	+57.8%	—	+40.7%
Preferred Dividends & Other Adjustments	1.38B	1.04B	0.82B	0.20B	—