SALAMA reported accumulated losses of AED 18.82 million as of December 31, 2025, which represents 3.9% of its paid-up capital.
The current loss ratio is significantly below the 20% regulatory threshold, and management considers the accumulated losses position to be resolved.
The company completed a capital reduction to offset AED 443.86 million in prior losses by cancelling approximately 439.7 million shares and utilizing AED 4.12 million from statutory reserves.
Current remaining losses are primarily attributed to the excess cost over the nominal value of treasury shares, following the mitigation of non-recurring 2023–2024 items such as litigation and reinsurance provisions.