Ahli Bank

AHLI BANK Q.P.S.C.

ABQKStocksQatar Stock ExchangeBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Interest Income	3.07B	3.54B	3.21B	2.06B	1.72B
Interest Expense	1.75B	1.89B	1.81B	0.78B	0.64B
Pretax Income	932.44M	891.62M	836.51M	771.79M	713.47M
Net Income	888.76M	847.94M	792.83M	728.11M	691.63M
Net Interest Income	1.33B	1.64B	1.40B	1.28B	1.08B
Non-Interest Income	263.86M	184.98M	182.30M	218.32M	275.22M
Non-Interest Expense	415.38M	395.72M	386.65M	336.24M	337.30M
Loan Loss Provisions	241.64M	541.71M	360.08M	386.80M	303.64M
EPS (Basic)	0.35	0.33	0.31	0.29	0.27
EPS (Diluted)	0.35	0.33	0.31	0.29	0.27
DPS	0.25	0.25	0.25	0.20	0.14
Margins & Efficiency
Net Margin %	+65.9%	+65.9%	+64.8%	+65.7%	+65.8%
Revenue & Income
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Revenue Growth (YoY)	+4.7%	+5.2%	+10.4%	+5.5%	+5.1%
Revenues Before Loan Losses	1.59B	1.83B	1.58B	1.49B	1.35B
Interest Income on Loans	3.07B	3.54B	3.21B	2.06B	1.72B
Net Interest Income	1.33B	1.64B	1.40B	1.28B	1.08B
Net Interest Income Growth (YoY)	-19.4%	+17.4%	+9.7%	+18.3%	+10.9%
Non-Interest Income Growth (YoY)	+42.6%	+1.5%	-16.5%	-20.7%	+5.0%
Total Non-Interest Income	263.86M	184.98M	182.30M	218.32M	275.22M
Other Non-Interest Income	231.85M	186.13M	184.01M	229.91M	230.06M
Gain (Loss) on Sale of Investments	32.01M	-1.15M	-1.71M	-11.59M	45.16M
Expenses & Provisions
Selling, General & Administrative	9.47M	11.51M	9.46M	6.91M	7.99M
Interest Paid on Deposits	1.75B	1.89B	1.81B	0.78B	0.64B
Total Non-Interest Expense	415.38M	395.72M	386.65M	336.24M	337.30M
Other Non-Interest Expense	169.27M	159.05M	139.54M	121.60M	121.02M
Provision for Loan Losses	241.64M	541.71M	360.08M	386.80M	303.64M
Salaries and Employee Benefits	206.76M	189.81M	185.76M	177.62M	178.00M
Occupancy Expenses	29.89M	26.36M	26.89M	30.10M	30.28M
Profitability & Returns
EBT Excluding Unusual Items	932.44M	891.62M	836.51M	771.79M	713.47M
Pretax Income	932.44M	891.62M	836.51M	771.79M	713.47M
Profit Margin	+65.9%	+65.9%	+64.8%	+65.7%	+65.8%
Net Income	932.44M	891.62M	836.51M	771.79M	713.47M
Net Income to Common	888.76M	847.94M	792.83M	728.11M	691.63M
Net Income Growth	+4.6%	+6.6%	+8.4%	+8.2%	+4.9%
Per Share & Capital
EPS (Basic)	0.35	0.33	0.31	0.29	0.27
EPS (Diluted)	0.35	0.33	0.31	0.29	0.27
EPS Growth	+4.8%	+7.0%	+8.9%	+5.3%	+1.7%
Dividend Per Share	0.25	0.25	0.25	0.20	0.14
Shares Change (YoY)	—	—	—	—	0
Shares Outstanding (Basic)	2.55B	2.55B	2.55B	2.55B	2.55B
Shares Outstanding (Diluted)	2.55B	2.55B	2.55B	2.55B	2.55B
Dividend Growth	—	—	+25.0%	+40.0%	—
Free Cash Flow	3.22B	-5.27B	4.77B	0.45B	-0.66B
Free Cash Flow Margin	+238.8%	-409.0%	+390.0%	+40.7%	-62.8%
Free Cash Flow Per Share	1.26	-2.06	1.87	0.18	-0.26
Payout Ratio	+73.1%	+76.4%	+66.2%	+52.9%	+54.1%
Preferred Dividends & Other Adjustments	43.68M	43.68M	43.68M	43.68M	21.84M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Interest Income	3.07B	3.54B	3.21B	2.06B	1.72B
Interest Expense	1.75B	1.89B	1.81B	0.78B	0.64B
Pretax Income	932.44M	891.62M	836.51M	771.79M	713.47M
Net Income	888.76M	847.94M	792.83M	728.11M	691.63M
Net Interest Income	1.33B	1.64B	1.40B	1.28B	1.08B
Non-Interest Income	263.86M	184.98M	182.30M	218.32M	275.22M
Non-Interest Expense	415.38M	395.72M	386.65M	336.24M	337.30M
Loan Loss Provisions	241.64M	541.71M	360.08M	386.80M	303.64M
EPS (Basic)	0.35	0.33	0.31	0.29	0.27
EPS (Diluted)	0.35	0.33	0.31	0.29	0.27
DPS	0.25	0.25	0.25	0.20	0.14
Margins & Efficiency
Net Margin %	+65.9%	+65.9%	+64.8%	+65.7%	+65.8%
Revenue & Income
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Revenue	1.35B	1.29B	1.22B	1.11B	1.05B
Revenue Growth (YoY)	+4.7%	+5.2%	+10.4%	+5.5%	+5.1%
Revenues Before Loan Losses	1.59B	1.83B	1.58B	1.49B	1.35B
Interest Income on Loans	3.07B	3.54B	3.21B	2.06B	1.72B
Net Interest Income	1.33B	1.64B	1.40B	1.28B	1.08B
Net Interest Income Growth (YoY)	-19.4%	+17.4%	+9.7%	+18.3%	+10.9%
Non-Interest Income Growth (YoY)	+42.6%	+1.5%	-16.5%	-20.7%	+5.0%
Total Non-Interest Income	263.86M	184.98M	182.30M	218.32M	275.22M
Other Non-Interest Income	231.85M	186.13M	184.01M	229.91M	230.06M
Gain (Loss) on Sale of Investments	32.01M	-1.15M	-1.71M	-11.59M	45.16M
Expenses & Provisions
Selling, General & Administrative	9.47M	11.51M	9.46M	6.91M	7.99M
Interest Paid on Deposits	1.75B	1.89B	1.81B	0.78B	0.64B
Total Non-Interest Expense	415.38M	395.72M	386.65M	336.24M	337.30M
Other Non-Interest Expense	169.27M	159.05M	139.54M	121.60M	121.02M
Provision for Loan Losses	241.64M	541.71M	360.08M	386.80M	303.64M
Salaries and Employee Benefits	206.76M	189.81M	185.76M	177.62M	178.00M
Occupancy Expenses	29.89M	26.36M	26.89M	30.10M	30.28M
Profitability & Returns
EBT Excluding Unusual Items	932.44M	891.62M	836.51M	771.79M	713.47M
Pretax Income	932.44M	891.62M	836.51M	771.79M	713.47M
Profit Margin	+65.9%	+65.9%	+64.8%	+65.7%	+65.8%
Net Income	932.44M	891.62M	836.51M	771.79M	713.47M
Net Income to Common	888.76M	847.94M	792.83M	728.11M	691.63M
Net Income Growth	+4.6%	+6.6%	+8.4%	+8.2%	+4.9%
Per Share & Capital
EPS (Basic)	0.35	0.33	0.31	0.29	0.27
EPS (Diluted)	0.35	0.33	0.31	0.29	0.27
EPS Growth	+4.8%	+7.0%	+8.9%	+5.3%	+1.7%
Dividend Per Share	0.25	0.25	0.25	0.20	0.14
Shares Change (YoY)	—	—	—	—	0
Shares Outstanding (Basic)	2.55B	2.55B	2.55B	2.55B	2.55B
Shares Outstanding (Diluted)	2.55B	2.55B	2.55B	2.55B	2.55B
Dividend Growth	—	—	+25.0%	+40.0%	—
Free Cash Flow	3.22B	-5.27B	4.77B	0.45B	-0.66B
Free Cash Flow Margin	+238.8%	-409.0%	+390.0%	+40.7%	-62.8%
Free Cash Flow Per Share	1.26	-2.06	1.87	0.18	-0.26
Payout Ratio	+73.1%	+76.4%	+66.2%	+52.9%	+54.1%
Preferred Dividends & Other Adjustments	43.68M	43.68M	43.68M	43.68M	21.84M