Doha Insurance Group

Doha Insurance Co.

DOHIStocksQatar Stock ExchangeInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	2.34B	1.66B	1.43B	1.26B	0.52B
Operating Expenses	2.13B	1.46B	1.28B	1.15B	0.45B
Pretax Income	205.20M	192.20M	150.78M	103.81M	73.30M
Income Tax	2.51M	1.80M	0.03M	0.02M	0.03M
Net Income	202.69M	190.40M	150.75M	103.78M	73.27M
Premium Revenue	2.25B	1.58B	1.37B	1.23B	0.43B
Policy Benefits	2.10B	1.43B	1.25B	1.07B	0.26B
Policy Cost	—	—	—	—	69.98M
EPS (Basic)	0.41	0.38	0.30	0.21	0.15
EPS (Diluted)	0.41	0.38	0.30	0.21	0.15
DPS	0.19	0.18	0.18	0.15	0.12
Margins & Efficiency
Net Margin %	+8.7%	+11.5%	+10.5%	+8.3%	+14.0%
Revenue & Income
Revenue Growth (YoY)	+41.3%	+15.5%	+14.1%	+140.3%	+25.1%
Revenue Insurance	2.34B	1.66B	1.43B	1.26B	0.52B
Premiums Annuity Rev	2.25B	1.58B	1.37B	1.23B	0.43B
Other Revenue Insurance	13.69M	16.87M	9.41M	4.22M	53.85M
Gain Investment Rev Insurance	2.18M	0.25M	1.07M	-15.77M	4.55M
Expenses & Provisions
SG&A Insurance	22.98M	17.63M	16.81M	60.45M	94.00M
Other Opex Insurance	—	—	—	—	7.54M
Total Opex Insurance	2.13B	1.46B	1.28B	1.15B	0.45B
Interest Expense	-1.33M	-1.77M	-2.01M	-3.07M	-1.82M
Other Non Operating Income (Expenses)	1.59M	0.89M	1.29M	0.99M	—
Policy Benefits	2.10B	1.43B	1.25B	1.07B	0.26B
Policy Cost	—	—	—	—	69.98M
Provision for Bad Debts	—	—	—	—	8.61M
Asset Writedown	—	—	—	-5.32M	—
D&A For EBITDA	11.64M	10.93M	10.89M	10.76M	10.07M
Da Suppl Insurance	14.58M	13.96M	13.31M	13.20M	12.10M
Deferred Policy Acquisition Cost	—	—	—	—	33.95M
Profitability & Returns
EBIT	204.94M	193.08M	151.49M	111.21M	75.12M
EBIT Margin	+8.8%	+11.7%	+10.6%	+8.9%	+14.4%
EBITDA	216.58M	204.02M	162.39M	121.97M	85.18M
EBITDA Margin	+9.3%	+12.3%	+11.3%	+9.7%	+16.3%
EBT Excluding Unusual Items	205.20M	192.20M	150.78M	109.13M	73.30M
Pretax Income	205.20M	192.20M	150.78M	103.81M	73.30M
Opinc Insurance	204.94M	193.08M	151.49M	111.21M	75.12M
Operating Margin	+8.8%	+11.7%	+10.6%	+8.9%	+14.4%
Profit Margin	+8.7%	+11.5%	+10.5%	+8.3%	+14.0%
Net Income	202.69M	190.40M	150.75M	103.78M	73.27M
Net Income to Common	202.69M	190.40M	150.75M	103.78M	73.27M
Net Income Growth	+6.5%	+26.3%	+45.3%	+41.6%	+22.0%
Income Tax Expense	2.51M	1.80M	0.03M	0.02M	0.03M
Effective Tax Rate	+1.2%	+0.9%	0.0%	0.0%	0.0%
Per Share & Capital
EPS (Basic)	0.41	0.38	0.30	0.21	0.15
EPS (Diluted)	0.41	0.38	0.30	0.21	0.15
EPS Growth	+6.5%	+26.3%	+45.3%	+41.6%	+22.0%
Dividend Per Share	0.19	0.18	0.18	0.15	0.12
Shares Outstanding (Basic)	500.00M	500.00M	500.00M	500.00M	500.00M
Shares Outstanding (Diluted)	500.00M	500.00M	500.00M	500.00M	500.00M
Dividend Growth	+5.7%	—	+16.7%	+25.0%	+20.0%
Free Cash Flow	515.93M	120.89M	141.72M	198.33M	98.90M
Free Cash Flow Margin	+22.1%	+7.3%	+9.9%	+15.8%	+18.9%
Free Cash Flow Per Share	1.03	0.24	0.28	0.40	0.20
Payout Ratio	+43.2%	+46.0%	+49.5%	+56.0%	+67.4%
Supplemental
Total Interest Dividend Income	71.37M	59.16M	49.73M	40.58M	37.91M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	2.34B	1.66B	1.43B	1.26B	0.52B
Operating Expenses	2.13B	1.46B	1.28B	1.15B	0.45B
Pretax Income	205.20M	192.20M	150.78M	103.81M	73.30M
Income Tax	2.51M	1.80M	0.03M	0.02M	0.03M
Net Income	202.69M	190.40M	150.75M	103.78M	73.27M
Premium Revenue	2.25B	1.58B	1.37B	1.23B	0.43B
Policy Benefits	2.10B	1.43B	1.25B	1.07B	0.26B
Policy Cost	—	—	—	—	69.98M
EPS (Basic)	0.41	0.38	0.30	0.21	0.15
EPS (Diluted)	0.41	0.38	0.30	0.21	0.15
DPS	0.19	0.18	0.18	0.15	0.12
Margins & Efficiency
Net Margin %	+8.7%	+11.5%	+10.5%	+8.3%	+14.0%
Revenue & Income
Revenue Growth (YoY)	+41.3%	+15.5%	+14.1%	+140.3%	+25.1%
Revenue Insurance	2.34B	1.66B	1.43B	1.26B	0.52B
Premiums Annuity Rev	2.25B	1.58B	1.37B	1.23B	0.43B
Other Revenue Insurance	13.69M	16.87M	9.41M	4.22M	53.85M
Gain Investment Rev Insurance	2.18M	0.25M	1.07M	-15.77M	4.55M
Expenses & Provisions
SG&A Insurance	22.98M	17.63M	16.81M	60.45M	94.00M
Other Opex Insurance	—	—	—	—	7.54M
Total Opex Insurance	2.13B	1.46B	1.28B	1.15B	0.45B
Interest Expense	-1.33M	-1.77M	-2.01M	-3.07M	-1.82M
Other Non Operating Income (Expenses)	1.59M	0.89M	1.29M	0.99M	—
Policy Benefits	2.10B	1.43B	1.25B	1.07B	0.26B
Policy Cost	—	—	—	—	69.98M
Provision for Bad Debts	—	—	—	—	8.61M
Asset Writedown	—	—	—	-5.32M	—
D&A For EBITDA	11.64M	10.93M	10.89M	10.76M	10.07M
Da Suppl Insurance	14.58M	13.96M	13.31M	13.20M	12.10M
Deferred Policy Acquisition Cost	—	—	—	—	33.95M
Profitability & Returns
EBIT	204.94M	193.08M	151.49M	111.21M	75.12M
EBIT Margin	+8.8%	+11.7%	+10.6%	+8.9%	+14.4%
EBITDA	216.58M	204.02M	162.39M	121.97M	85.18M
EBITDA Margin	+9.3%	+12.3%	+11.3%	+9.7%	+16.3%
EBT Excluding Unusual Items	205.20M	192.20M	150.78M	109.13M	73.30M
Pretax Income	205.20M	192.20M	150.78M	103.81M	73.30M
Opinc Insurance	204.94M	193.08M	151.49M	111.21M	75.12M
Operating Margin	+8.8%	+11.7%	+10.6%	+8.9%	+14.4%
Profit Margin	+8.7%	+11.5%	+10.5%	+8.3%	+14.0%
Net Income	202.69M	190.40M	150.75M	103.78M	73.27M
Net Income to Common	202.69M	190.40M	150.75M	103.78M	73.27M
Net Income Growth	+6.5%	+26.3%	+45.3%	+41.6%	+22.0%
Income Tax Expense	2.51M	1.80M	0.03M	0.02M	0.03M
Effective Tax Rate	+1.2%	+0.9%	0.0%	0.0%	0.0%
Per Share & Capital
EPS (Basic)	0.41	0.38	0.30	0.21	0.15
EPS (Diluted)	0.41	0.38	0.30	0.21	0.15
EPS Growth	+6.5%	+26.3%	+45.3%	+41.6%	+22.0%
Dividend Per Share	0.19	0.18	0.18	0.15	0.12
Shares Outstanding (Basic)	500.00M	500.00M	500.00M	500.00M	500.00M
Shares Outstanding (Diluted)	500.00M	500.00M	500.00M	500.00M	500.00M
Dividend Growth	+5.7%	—	+16.7%	+25.0%	+20.0%
Free Cash Flow	515.93M	120.89M	141.72M	198.33M	98.90M
Free Cash Flow Margin	+22.1%	+7.3%	+9.9%	+15.8%	+18.9%
Free Cash Flow Per Share	1.03	0.24	0.28	0.40	0.20
Payout Ratio	+43.2%	+46.0%	+49.5%	+56.0%	+67.4%
Supplemental
Total Interest Dividend Income	71.37M	59.16M	49.73M	40.58M	37.91M