Rayan

AlRayan Bank

MARKStocksQatar Stock ExchangeDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	20.16B	20.40B	22.91B	24.69B	29.49B
Market Cap Growth	-2.0%	-10.9%	-7.2%	-16.3%	-31.7%
Last Close Price	2.17	2.09	2.25	2.32	2.67
Valuation Multiples
Forward PE (Next 12M Est.)	16.45	13.42	14.33	16.86	16.46
PE Ratio	14.02	13.75	15.68	17.57	22.71
PEG Ratio	—	2.30	2.30	2.30	2.30
PS Ratio	2.39	2.40	2.58	2.97	5.34
PB Ratio	0.80	0.79	0.90	1.00	1.21
P/TBV Ratio	0.86	0.84	0.97	1.07	1.32
P/FCF Ratio	15.47	—	—	1.76	3.06
P/OCF Ratio	14.47	—	—	1.75	2.98
Leverage & Capital
Debt / Equity Ratio	1.17	1.51	1.31	1.67	1.66
Debt / FCF Ratio	22.52	—	—	2.96	4.19
Net Debt / Equity Ratio	1.02	1.33	1.10	1.41	1.38
Net Debt / FCF Ratio	19.69	-14.99	-2.83	2.50	3.48
Returns & Yields
Return on Equity (ROE)	+6.0%	+6.0%	+6.1%	+6.0%	+5.6%
Return on Assets (ROA)	+0.9%	+0.9%	+0.9%	+0.9%	+0.8%
Earnings Yield	+7.1%	+7.5%	+6.6%	+5.9%	+4.6%
FCF Yield	+6.5%	-11.3%	-43.1%	+56.8%	+32.7%
Dividend Yield	+5.1%	+5.3%	+4.5%	+4.3%	+3.7%
Payout Ratio	+75.4%	+67.6%	+71.3%	+80.6%	+124.7%
Buyback Yield / Dilution	—	—	—	—	-21.5%
Total Shareholder Return	+5.1%	+5.3%	+4.5%	+4.3%	-17.8%

QAR 2.16

Official close

-0.3%

Price as of May 13, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	20.16B	20.40B	22.91B	24.69B	29.49B
Market Cap Growth	-2.0%	-10.9%	-7.2%	-16.3%	-31.7%
Last Close Price	2.17	2.09	2.25	2.32	2.67
Valuation Multiples
Forward PE (Next 12M Est.)	16.45	13.42	14.33	16.86	16.46
PE Ratio	14.02	13.75	15.68	17.57	22.71
PEG Ratio	—	2.30	2.30	2.30	2.30
PS Ratio	2.39	2.40	2.58	2.97	5.34
PB Ratio	0.80	0.79	0.90	1.00	1.21
P/TBV Ratio	0.86	0.84	0.97	1.07	1.32
P/FCF Ratio	15.47	—	—	1.76	3.06
P/OCF Ratio	14.47	—	—	1.75	2.98
Leverage & Capital
Debt / Equity Ratio	1.17	1.51	1.31	1.67	1.66
Debt / FCF Ratio	22.52	—	—	2.96	4.19
Net Debt / Equity Ratio	1.02	1.33	1.10	1.41	1.38
Net Debt / FCF Ratio	19.69	-14.99	-2.83	2.50	3.48
Returns & Yields
Return on Equity (ROE)	+6.0%	+6.0%	+6.1%	+6.0%	+5.6%
Return on Assets (ROA)	+0.9%	+0.9%	+0.9%	+0.9%	+0.8%
Earnings Yield	+7.1%	+7.5%	+6.6%	+5.9%	+4.6%
FCF Yield	+6.5%	-11.3%	-43.1%	+56.8%	+32.7%
Dividend Yield	+5.1%	+5.3%	+4.5%	+4.3%	+3.7%
Payout Ratio	+75.4%	+67.6%	+71.3%	+80.6%	+124.7%
Buyback Yield / Dilution	—	—	—	—	-21.5%
Total Shareholder Return	+5.1%	+5.3%	+4.5%	+4.3%	-17.8%