Rayan

AlRayan Bank

MARKStocksQatar Stock ExchangeDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	19.27B	20.40B	22.91B	24.69B	29.49B
Market Cap Growth	-9.9%	-10.9%	-7.2%	-16.3%	-31.7%
Last Close Price	2.07	2.09	2.25	2.32	2.67
Valuation Multiples
Forward PE (Next 12M Est.)	15.36	13.42	14.33	16.86	16.46
PE Ratio	13.40	13.75	15.68	17.57	22.71
PEG Ratio	1.77	2.30	2.30	2.30	2.30
PS Ratio	2.29	2.40	2.58	2.97	5.34
PB Ratio	0.77	0.79	0.90	1.00	1.21
P/TBV Ratio	0.82	0.84	0.97	1.07	1.32
P/FCF Ratio	14.79	—	—	1.76	3.06
P/OCF Ratio	13.83	—	—	1.75	2.98
Leverage & Capital
Debt / Equity Ratio	1.17	1.51	1.31	1.67	1.66
Debt / FCF Ratio	22.52	—	—	2.96	4.19
Net Debt / Equity Ratio	1.02	1.33	1.10	1.41	1.38
Net Debt / FCF Ratio	19.69	-14.99	-2.83	2.50	3.48
Returns & Yields
Return on Equity (ROE)	+6.0%	+6.0%	+6.1%	+6.0%	+5.6%
Return on Assets (ROA)	+0.9%	+0.9%	+0.9%	+0.9%	+0.8%
Earnings Yield	+7.5%	+7.5%	+6.6%	+5.9%	+4.6%
FCF Yield	+6.8%	-11.3%	-43.1%	+56.8%	+32.7%
Dividend Yield	+5.3%	+5.3%	+4.5%	+4.3%	+3.7%
Payout Ratio	+75.4%	+67.6%	+71.3%	+80.6%	+124.7%
Buyback Yield / Dilution	—	—	—	—	-21.5%
Total Shareholder Return	+5.4%	+5.3%	+4.5%	+4.3%	-17.8%

QAR 2.07

Official close

+0.4%

Price as of June 25, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	19.27B	20.40B	22.91B	24.69B	29.49B
Market Cap Growth	-9.9%	-10.9%	-7.2%	-16.3%	-31.7%
Last Close Price	2.07	2.09	2.25	2.32	2.67
Valuation Multiples
Forward PE (Next 12M Est.)	15.36	13.42	14.33	16.86	16.46
PE Ratio	13.40	13.75	15.68	17.57	22.71
PEG Ratio	1.77	2.30	2.30	2.30	2.30
PS Ratio	2.29	2.40	2.58	2.97	5.34
PB Ratio	0.77	0.79	0.90	1.00	1.21
P/TBV Ratio	0.82	0.84	0.97	1.07	1.32
P/FCF Ratio	14.79	—	—	1.76	3.06
P/OCF Ratio	13.83	—	—	1.75	2.98
Leverage & Capital
Debt / Equity Ratio	1.17	1.51	1.31	1.67	1.66
Debt / FCF Ratio	22.52	—	—	2.96	4.19
Net Debt / Equity Ratio	1.02	1.33	1.10	1.41	1.38
Net Debt / FCF Ratio	19.69	-14.99	-2.83	2.50	3.48
Returns & Yields
Return on Equity (ROE)	+6.0%	+6.0%	+6.1%	+6.0%	+5.6%
Return on Assets (ROA)	+0.9%	+0.9%	+0.9%	+0.9%	+0.8%
Earnings Yield	+7.5%	+7.5%	+6.6%	+5.9%	+4.6%
FCF Yield	+6.8%	-11.3%	-43.1%	+56.8%	+32.7%
Dividend Yield	+5.3%	+5.3%	+4.5%	+4.3%	+3.7%
Payout Ratio	+75.4%	+67.6%	+71.3%	+80.6%	+124.7%
Buyback Yield / Dilution	—	—	—	—	-21.5%
Total Shareholder Return	+5.4%	+5.3%	+4.5%	+4.3%	-17.8%