Qatar Insurance

Qatar Insurance Co.

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Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-0.47B	-1.16B	-0.99B	-1.79B	-0.10B
Free Cash Flow	-0.49B	-1.21B	-1.00B	-1.81B	-0.13B
Capital Expenditures	-24.28M	-49.32M	-10.39M	-12.81M	-28.29M
Investing & Financing
Investing Cash Flow	0.96B	0.46B	0.58B	1.75B	1.35B
Financing Cash Flow	-0.82B	-0.41B	-1.13B	-2.03B	0.17B
Dividends Paid	-326.61M	-326.61M	—	-326.61M	-1.95M
Share Repurchase	-1.08B	—	—	—	—
Operating Activities
Operating Cash Flow	-0.47B	-1.16B	-0.99B	-1.79B	-0.10B
Net Income	0.79B	0.73B	0.60B	-1.20B	0.62B
Change Accounts Receivable Insurance	-810.66M	-799.08M	-986.39M	-294.87M	408.25M
Change in Working Capital	-0.57B	-1.06B	-0.76B	-0.22B	0.28B
Change Insurance Reserves Liabilities	—	—	—	—	-16.22M
Change Other Net Oper Assets Insurance	239.14M	-262.63M	230.53M	75.03M	-116.73M
Other Operating Activities Insurance	-587.95M	-746.49M	-683.73M	209.20M	-815.93M
Depreciation & Amortization	49.21M	60.99M	37.33M	45.21M	69.38M
Other Amortization	873.00K	—	—	—	—
Cash Interest Paid	277.74M	288.86M	307.40M	237.25M	187.35M
Cash Income Tax Paid	4.02M	45.85M	7.40M	11.41M	9.16M
Investing Activities
Investing Cash Flow	0.96B	0.46B	0.58B	1.75B	1.35B
Capex Insurance	-24.28M	-49.32M	-10.39M	-12.81M	-28.29M
Cash Acquisitions	—	—	49.91M	-40.20M	—
Investment in Securities	0.27B	0.07B	-0.21B	1.15B	0.84B
Other Investing Activities	729.40M	727.57M	734.10M	915.29M	532.72M
Sale Of Intangibles Insurance	-15.60M	—	—	—	—
Sale of Property, Plant & Equipment	0.75M	—	16.51M	0.05M	0.27M
Loss (Gain) on Sale of Investments	-127.02M	-115.24M	-154.12M	285.17M	—
Financing Activities
Financing Cash Flow	-0.82B	-0.41B	-1.13B	-2.03B	0.17B
Common Dividends Paid	-326.61M	-326.61M	—	-326.61M	-1.95M
Common Issued Insurance	1.81B	—	—	—	—
Common Repurchased Insurance	-1.08B	—	—	—	—
Long-Term Debt Issued	—	—	—	—	317.53M
Short-Term Debt Issued	—	225.70M	—	—	—
Total Debt Issued	—	225.70M	—	—	317.53M
Long-Term Debt Repaid	—	-132.48M	-7.07M	-195.97M	—
Short-Term Debt Repaid	-1.05B	—	-0.96B	-1.37B	—
Net Debt Issued Insurance	-1.05B	0.09B	-0.96B	-1.56B	0.32B
Other Financing Activities Insurance	-176.09M	-172.81M	-169.08M	-144.10M	-149.49M
Total Debt Repaid Insurance	-1.05B	-0.13B	-0.96B	-1.56B	—
Free Cash Flow & Returns
Free Cash Flow	-0.49B	-1.21B	-1.00B	-1.81B	-0.13B
Free Cash Flow Margin	-5.0%	-12.8%	-9.1%	-24.1%	-1.5%
Free Cash Flow Per Share	-0.15	-0.37	-0.31	-0.55	-0.04
Levered Free Cash Flow	-0.77B	-0.19B	1.01B	-2.30B	0.59B
Unlevered Free Cash Flow	-0.71B	-0.11B	1.10B	-2.24B	0.61B
Net Cash Flow	-0.30B	-1.11B	-1.48B	-2.23B	1.39B
Foreign Exchange Rate Adjustments	34.16M	-4.83M	63.59M	-156.44M	-20.73M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-0.47B	-1.16B	-0.99B	-1.79B	-0.10B
Free Cash Flow	-0.49B	-1.21B	-1.00B	-1.81B	-0.13B
Capital Expenditures	-24.28M	-49.32M	-10.39M	-12.81M	-28.29M
Investing & Financing
Investing Cash Flow	0.96B	0.46B	0.58B	1.75B	1.35B
Financing Cash Flow	-0.82B	-0.41B	-1.13B	-2.03B	0.17B
Dividends Paid	-326.61M	-326.61M	—	-326.61M	-1.95M
Share Repurchase	-1.08B	—	—	—	—
Operating Activities
Operating Cash Flow	-0.47B	-1.16B	-0.99B	-1.79B	-0.10B
Net Income	0.79B	0.73B	0.60B	-1.20B	0.62B
Change Accounts Receivable Insurance	-810.66M	-799.08M	-986.39M	-294.87M	408.25M
Change in Working Capital	-0.57B	-1.06B	-0.76B	-0.22B	0.28B
Change Insurance Reserves Liabilities	—	—	—	—	-16.22M
Change Other Net Oper Assets Insurance	239.14M	-262.63M	230.53M	75.03M	-116.73M
Other Operating Activities Insurance	-587.95M	-746.49M	-683.73M	209.20M	-815.93M
Depreciation & Amortization	49.21M	60.99M	37.33M	45.21M	69.38M
Other Amortization	873.00K	—	—	—	—
Cash Interest Paid	277.74M	288.86M	307.40M	237.25M	187.35M
Cash Income Tax Paid	4.02M	45.85M	7.40M	11.41M	9.16M
Investing Activities
Investing Cash Flow	0.96B	0.46B	0.58B	1.75B	1.35B
Capex Insurance	-24.28M	-49.32M	-10.39M	-12.81M	-28.29M
Cash Acquisitions	—	—	49.91M	-40.20M	—
Investment in Securities	0.27B	0.07B	-0.21B	1.15B	0.84B
Other Investing Activities	729.40M	727.57M	734.10M	915.29M	532.72M
Sale Of Intangibles Insurance	-15.60M	—	—	—	—
Sale of Property, Plant & Equipment	0.75M	—	16.51M	0.05M	0.27M
Loss (Gain) on Sale of Investments	-127.02M	-115.24M	-154.12M	285.17M	—
Financing Activities
Financing Cash Flow	-0.82B	-0.41B	-1.13B	-2.03B	0.17B
Common Dividends Paid	-326.61M	-326.61M	—	-326.61M	-1.95M
Common Issued Insurance	1.81B	—	—	—	—
Common Repurchased Insurance	-1.08B	—	—	—	—
Long-Term Debt Issued	—	—	—	—	317.53M
Short-Term Debt Issued	—	225.70M	—	—	—
Total Debt Issued	—	225.70M	—	—	317.53M
Long-Term Debt Repaid	—	-132.48M	-7.07M	-195.97M	—
Short-Term Debt Repaid	-1.05B	—	-0.96B	-1.37B	—
Net Debt Issued Insurance	-1.05B	0.09B	-0.96B	-1.56B	0.32B
Other Financing Activities Insurance	-176.09M	-172.81M	-169.08M	-144.10M	-149.49M
Total Debt Repaid Insurance	-1.05B	-0.13B	-0.96B	-1.56B	—
Free Cash Flow & Returns
Free Cash Flow	-0.49B	-1.21B	-1.00B	-1.81B	-0.13B
Free Cash Flow Margin	-5.0%	-12.8%	-9.1%	-24.1%	-1.5%
Free Cash Flow Per Share	-0.15	-0.37	-0.31	-0.55	-0.04
Levered Free Cash Flow	-0.77B	-0.19B	1.01B	-2.30B	0.59B
Unlevered Free Cash Flow	-0.71B	-0.11B	1.10B	-2.24B	0.61B
Net Cash Flow	-0.30B	-1.11B	-1.48B	-2.23B	1.39B
Foreign Exchange Rate Adjustments	34.16M	-4.83M	63.59M	-156.44M	-20.73M