QNB

Qatar National Bank QPSC

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Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (QAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	-31.65B	-16.08B	-35.16B	13.03B	-67.17B
Free Cash Flow	-32.18B	-16.44B	-35.73B	12.76B	-67.54B
Capital Expenditures	-535.37M	-355.49M	-566.66M	-271.25M	-373.73M
Investing & Financing
Investing Cash Flow	-1.77B	-6.25B	1.45B	-6.40B	1.79B
Financing Cash Flow	34.15B	6.16B	35.13B	4.05B	45.54B
Dividends Paid	-4.57B	-0.00B	-3.19B	-0.00B	-4.54B
Share Repurchase	-39.65M	-73.07M	-52.32M	-418.03M	-879.49M
Operating Activities
Operating Cash Flow	-31.65B	-16.08B	-35.16B	13.03B	-67.17B
Net Income	4.33B	4.17B	4.43B	4.14B	4.26B
Change in Other Net Operating Assets	-44.19B	-18.40B	-42.74B	8.30B	-78.40B
Net Increase (Decrease) in Deposit Accounts	33.35B	-3.67B	31.68B	-3.00B	45.14B
Other Operating Activities	5.50B	-3.70B	0.74B	-1.96B	4.66B
Provision for Credit Losses	2.03B	2.79B	2.13B	2.45B	1.97B
Depreciation & Amortization	258.07M	263.67M	282.74M	252.81M	249.82M
Cash Interest Paid	17.31B	27.03B	22.24B	21.61B	19.96B
Cash Income Tax Paid	0.57B	—	1.55B	0.85B	0.28B
Loss (Gain) on Equity Investments	-198.05M	37.78M	-186.89M	-171.26M	-124.04M
Investing Activities
Investing Cash Flow	-1.77B	-6.25B	1.45B	-6.40B	1.79B
Capital Expenditures	-535.37M	-355.49M	-566.66M	-271.25M	-373.73M
Investment in Securities	-1.24B	-5.90B	1.99B	-6.32B	2.16B
Other Investing Activities	—	5.00M	16.67M	187.16M	—
Sale of Property, Plant and Equipment	3.02M	1.70M	3.35M	2.87M	4.91M
Gain (Loss) on Sale of Assets	12.03M	-53.26M	10.40M	5.95M	31.72M
Gain (Loss) on Sale of Investments	0.60B	-1.19B	0.18B	0.02B	0.18B
Financing Activities
Financing Cash Flow	34.15B	6.16B	35.13B	4.05B	45.54B
Common Dividends Paid	-4.57B	-0.00B	-3.19B	-0.00B	-4.54B
Repurchase of Common Stock	-39.65M	-73.07M	-52.32M	-418.03M	-879.49M
Long-Term Debt Issued	14.75B	—	—	—	8.41B
Total Debt Issued	14.75B	16.31B	9.85B	13.71B	8.41B
Long-Term Debt Repaid	-9.35B	—	—	—	-2.58B
Total Debt Repaid	-9.35B	-6.40B	-3.16B	-6.24B	-2.58B
Net Debt Issued (Repaid)	5.40B	9.91B	6.69B	7.47B	5.82B
Free Cash Flow & Returns
Free Cash Flow	-32.18B	-16.44B	-35.73B	12.76B	-67.54B
Free Cash Flow Margin	-326.9%	-193.9%	-388.4%	+155.5%	-761.5%
Free Cash Flow Per Share	-3.53	-1.80	-3.92	1.40	-7.36
Net Cash Flow	0.44B	-16.24B	1.36B	10.62B	-20.03B
Foreign Exchange Rate Adjustments	-0.29B	-0.07B	-0.06B	-0.06B	-0.19B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (QAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	-31.65B	-16.08B	-35.16B	13.03B	-67.17B
Free Cash Flow	-32.18B	-16.44B	-35.73B	12.76B	-67.54B
Capital Expenditures	-535.37M	-355.49M	-566.66M	-271.25M	-373.73M
Investing & Financing
Investing Cash Flow	-1.77B	-6.25B	1.45B	-6.40B	1.79B
Financing Cash Flow	34.15B	6.16B	35.13B	4.05B	45.54B
Dividends Paid	-4.57B	-0.00B	-3.19B	-0.00B	-4.54B
Share Repurchase	-39.65M	-73.07M	-52.32M	-418.03M	-879.49M
Operating Activities
Operating Cash Flow	-31.65B	-16.08B	-35.16B	13.03B	-67.17B
Net Income	4.33B	4.17B	4.43B	4.14B	4.26B
Change in Other Net Operating Assets	-44.19B	-18.40B	-42.74B	8.30B	-78.40B
Net Increase (Decrease) in Deposit Accounts	33.35B	-3.67B	31.68B	-3.00B	45.14B
Other Operating Activities	5.50B	-3.70B	0.74B	-1.96B	4.66B
Provision for Credit Losses	2.03B	2.79B	2.13B	2.45B	1.97B
Depreciation & Amortization	258.07M	263.67M	282.74M	252.81M	249.82M
Cash Interest Paid	17.31B	27.03B	22.24B	21.61B	19.96B
Cash Income Tax Paid	0.57B	—	1.55B	0.85B	0.28B
Loss (Gain) on Equity Investments	-198.05M	37.78M	-186.89M	-171.26M	-124.04M
Investing Activities
Investing Cash Flow	-1.77B	-6.25B	1.45B	-6.40B	1.79B
Capital Expenditures	-535.37M	-355.49M	-566.66M	-271.25M	-373.73M
Investment in Securities	-1.24B	-5.90B	1.99B	-6.32B	2.16B
Other Investing Activities	—	5.00M	16.67M	187.16M	—
Sale of Property, Plant and Equipment	3.02M	1.70M	3.35M	2.87M	4.91M
Gain (Loss) on Sale of Assets	12.03M	-53.26M	10.40M	5.95M	31.72M
Gain (Loss) on Sale of Investments	0.60B	-1.19B	0.18B	0.02B	0.18B
Financing Activities
Financing Cash Flow	34.15B	6.16B	35.13B	4.05B	45.54B
Common Dividends Paid	-4.57B	-0.00B	-3.19B	-0.00B	-4.54B
Repurchase of Common Stock	-39.65M	-73.07M	-52.32M	-418.03M	-879.49M
Long-Term Debt Issued	14.75B	—	—	—	8.41B
Total Debt Issued	14.75B	16.31B	9.85B	13.71B	8.41B
Long-Term Debt Repaid	-9.35B	—	—	—	-2.58B
Total Debt Repaid	-9.35B	-6.40B	-3.16B	-6.24B	-2.58B
Net Debt Issued (Repaid)	5.40B	9.91B	6.69B	7.47B	5.82B
Free Cash Flow & Returns
Free Cash Flow	-32.18B	-16.44B	-35.73B	12.76B	-67.54B
Free Cash Flow Margin	-326.9%	-193.9%	-388.4%	+155.5%	-761.5%
Free Cash Flow Per Share	-3.53	-1.80	-3.92	1.40	-7.36
Net Cash Flow	0.44B	-16.24B	1.36B	10.62B	-20.03B
Foreign Exchange Rate Adjustments	-0.29B	-0.07B	-0.06B	-0.06B	-0.19B