Abu Dhabi Commercial Bank

ADCBStocksAbu Dhabi Securities ExchangeBanks

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	99.80B	113.12B	76.25B	67.11B	62.53B
Market Cap Growth	+33.7%	+48.3%	+13.6%	+7.3%	+5.4%
Last Close Price	12.64	13.63	9.22	7.61	6.94
Valuation Multiples
Forward PE (Next 12M Est.)	8.30	9.51	9.24	9.10	9.17
PE Ratio	8.78	10.47	8.73	8.59	10.00
PEG Ratio	1.04	0.95	1.87	6.66	0.92
PS Ratio	5.23	5.93	4.59	4.84	5.41
PB Ratio	1.12	1.28	1.01	0.94	1.02
P/TBV Ratio	1.23	1.40	1.12	1.05	1.15
Leverage & Capital
Debt / Equity Ratio	1.43	1.43	1.57	1.42	1.50
Net Debt / Equity Ratio	0.72	0.72	0.85	0.66	0.69
Net Debt / FCF Ratio	-1.20	-1.20	-1.50	-1.23	-2.58
Returns & Yields
Return on Equity (ROE)	+13.9%	+13.9%	+12.8%	+12.4%	+10.8%
Return on Assets (ROA)	+1.6%	+1.6%	+1.5%	+1.5%	+1.4%
Earnings Yield	+10.8%	+10.1%	+12.4%	+12.2%	+10.3%
FCF Yield	—	-47.2%	-56.2%	-57.2%	-26.1%
Dividend Yield	+5.0%	+4.6%	+6.4%	+7.4%	+2.5%
Payout Ratio	+43.3%	+43.3%	+50.8%	+20.1%	+42.8%
Buyback Yield / Dilution	-0.1%	-0.1%	-2.3%	0.0%	0.0%
Total Shareholder Return	+4.9%	+4.5%	+4.1%	+7.4%	+2.5%

AED 12.64

Official close

+0.8%

Price as of March 27, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	99.80B	113.12B	76.25B	67.11B	62.53B
Market Cap Growth	+33.7%	+48.3%	+13.6%	+7.3%	+5.4%
Last Close Price	12.64	13.63	9.22	7.61	6.94
Valuation Multiples
Forward PE (Next 12M Est.)	8.30	9.51	9.24	9.10	9.17
PE Ratio	8.78	10.47	8.73	8.59	10.00
PEG Ratio	1.04	0.95	1.87	6.66	0.92
PS Ratio	5.23	5.93	4.59	4.84	5.41
PB Ratio	1.12	1.28	1.01	0.94	1.02
P/TBV Ratio	1.23	1.40	1.12	1.05	1.15
Leverage & Capital
Debt / Equity Ratio	1.43	1.43	1.57	1.42	1.50
Net Debt / Equity Ratio	0.72	0.72	0.85	0.66	0.69
Net Debt / FCF Ratio	-1.20	-1.20	-1.50	-1.23	-2.58
Returns & Yields
Return on Equity (ROE)	+13.9%	+13.9%	+12.8%	+12.4%	+10.8%
Return on Assets (ROA)	+1.6%	+1.6%	+1.5%	+1.5%	+1.4%
Earnings Yield	+10.8%	+10.1%	+12.4%	+12.2%	+10.3%
FCF Yield	—	-47.2%	-56.2%	-57.2%	-26.1%
Dividend Yield	+5.0%	+4.6%	+6.4%	+7.4%	+2.5%
Payout Ratio	+43.3%	+43.3%	+50.8%	+20.1%	+42.8%
Buyback Yield / Dilution	-0.1%	-0.1%	-2.3%	0.0%	0.0%
Total Shareholder Return	+4.9%	+4.5%	+4.1%	+7.4%	+2.5%