Abu Dhabi National Insurance

Abu Dhabi National Insurance Company

ADNICStocksAbu Dhabi Securities ExchangeInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	0.65B	0.36B	1.04B	0.69B	0.78B
Total Assets	10.44B	11.80B	7.72B	6.40B	8.61B
Investment Securities	1.84B	1.96B	1.15B	0.96B	0.76B
Reinsurance Recoverable	3.55B	5.42B	2.73B	1.66B	2.70B
Liabilities
Total Liabilities	6.70B	8.29B	4.80B	3.67B	5.77B
Insurance Liabilities	6.22B	7.84B	4.63B	3.43B	0.23B
Unearned Premiums	—	—	—	—	1.32B
Unpaid Claims	—	—	—	—	2.75B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	93.76M
Total Equity	3.74B	3.52B	2.92B	2.73B	2.83B
Shares Outstanding	570,000,000	570,000,000	570,000,000	570,000,000	570,000,000
Cash & Assets
Total Assets	10.44B	11.80B	7.72B	6.40B	8.61B
Cash & Equivalents	0.65B	0.36B	1.04B	0.69B	0.78B
Net Cash (Debt)	0.65B	0.36B	1.04B	0.65B	0.72B
Net Cash Per Share	1.15	0.63	1.82	1.14	1.27
Net Cash Growth	+82.2%	-65.4%	+59.8%	-10.2%	+21.3%
Other Receivables Insurance	0.15B	0.20B	0.04B	0.03B	1.02B
Restricted Cash	68.80M	68.80M	10.00M	10.00M	10.00M
Construction In Progress	20.37M	16.70M	20.21M	16.33M	10.64M
Buildings	31.15M	31.61M	31.61M	31.61M	31.61M
Machinery	273.36M	263.76M	203.69M	191.71M	178.78M
Property, Plant & Equipment	79.62M	76.76M	77.60M	82.75M	83.37M
Goodwill	143.76M	88.38M	—	—	—
Deferred Policy Acquisition Cost	—	—	—	—	93.76M
Other Current Assets Insurance	105.43M	90.69M	8.90M	7.65M	6.10M
Long-Term Deferred Tax Assets	233.00K	233.00K	—	—	—
Loans & Investments
Investment Debt Securities	1.84B	1.96B	1.15B	0.96B	0.76B
Other Investments	2.82B	2.48B	1.65B	1.87B	2.11B
Reinsurance Recoverable	3.55B	5.42B	2.73B	1.66B	2.70B
Total Investments	5.69B	5.51B	3.82B	3.92B	3.91B
Liabilities & Obligations
Total Liabilities & Equity	10.44B	11.80B	7.72B	6.40B	8.61B
Accounts Payable Insurance	—	—	—	—	1.25B
Accrued Expenses	186.19M	171.04M	81.07M	84.93M	74.06M
Current Income Taxes Payable	76.02M	62.16M	—	—	—
Other Current Liabilities Insurance	44.55M	35.51M	49.01M	62.14M	—
Other Long Term Liabilities Insurance	—	—	—	—	64.87M
Reinsurance Payable	128.10M	129.24M	4.40M	23.82M	—
Unearned Premiums	—	—	—	—	1.32B
Unpaid Claims	—	—	—	—	2.75B
Insurance Annuity Liabilities	6.22B	7.84B	4.63B	3.43B	0.23B
Debt & Funding
Short-Term Debt	—	—	—	44.40M	56.39M
Total Debt	—	—	—	44.40M	56.39M
Equity & Book Value
Shareholders' Equity	3.74B	3.52B	2.92B	2.73B	2.83B
Total Common Equity	3.39B	3.13B	2.92B	2.73B	2.83B
Common Stock	570.00M	570.00M	570.00M	570.00M	570.00M
Additional Paid-In Capital	110.93M	110.93M	110.93M	110.93M	110.93M
Retained Earnings	2.65B	2.44B	2.30B	2.11B	1.93B
Treasury Stock	-2.21M	-2.58M	—	—	—
Comprehensive Income & Other	55.45M	6.98M	-61.89M	-65.40M	221.78M
Minority Interest	348.86M	389.25M	—	—	—
Book Value Per Share	5.95	5.49	5.12	4.79	4.97
Tangible Book Value	3.25B	3.04B	2.92B	2.73B	2.83B
Tangible Book Value Per Share	5.69	5.34	5.12	4.79	4.97
Filing Date Shares Outstanding	570.00M	570.00M	570.00M	570.00M	570.00M
Total Common Shares Outstanding	570.00M	570.00M	570.00M	570.00M	570.00M
Supplemental
Total Liabilities Insurance	6.70B	8.29B	4.80B	3.67B	5.77B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	0.65B	0.36B	1.04B	0.69B	0.78B
Total Assets	10.44B	11.80B	7.72B	6.40B	8.61B
Investment Securities	1.84B	1.96B	1.15B	0.96B	0.76B
Reinsurance Recoverable	3.55B	5.42B	2.73B	1.66B	2.70B
Liabilities
Total Liabilities	6.70B	8.29B	4.80B	3.67B	5.77B
Insurance Liabilities	6.22B	7.84B	4.63B	3.43B	0.23B
Unearned Premiums	—	—	—	—	1.32B
Unpaid Claims	—	—	—	—	2.75B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	93.76M
Total Equity	3.74B	3.52B	2.92B	2.73B	2.83B
Shares Outstanding	570,000,000	570,000,000	570,000,000	570,000,000	570,000,000
Cash & Assets
Total Assets	10.44B	11.80B	7.72B	6.40B	8.61B
Cash & Equivalents	0.65B	0.36B	1.04B	0.69B	0.78B
Net Cash (Debt)	0.65B	0.36B	1.04B	0.65B	0.72B
Net Cash Per Share	1.15	0.63	1.82	1.14	1.27
Net Cash Growth	+82.2%	-65.4%	+59.8%	-10.2%	+21.3%
Other Receivables Insurance	0.15B	0.20B	0.04B	0.03B	1.02B
Restricted Cash	68.80M	68.80M	10.00M	10.00M	10.00M
Construction In Progress	20.37M	16.70M	20.21M	16.33M	10.64M
Buildings	31.15M	31.61M	31.61M	31.61M	31.61M
Machinery	273.36M	263.76M	203.69M	191.71M	178.78M
Property, Plant & Equipment	79.62M	76.76M	77.60M	82.75M	83.37M
Goodwill	143.76M	88.38M	—	—	—
Deferred Policy Acquisition Cost	—	—	—	—	93.76M
Other Current Assets Insurance	105.43M	90.69M	8.90M	7.65M	6.10M
Long-Term Deferred Tax Assets	233.00K	233.00K	—	—	—
Loans & Investments
Investment Debt Securities	1.84B	1.96B	1.15B	0.96B	0.76B
Other Investments	2.82B	2.48B	1.65B	1.87B	2.11B
Reinsurance Recoverable	3.55B	5.42B	2.73B	1.66B	2.70B
Total Investments	5.69B	5.51B	3.82B	3.92B	3.91B
Liabilities & Obligations
Total Liabilities & Equity	10.44B	11.80B	7.72B	6.40B	8.61B
Accounts Payable Insurance	—	—	—	—	1.25B
Accrued Expenses	186.19M	171.04M	81.07M	84.93M	74.06M
Current Income Taxes Payable	76.02M	62.16M	—	—	—
Other Current Liabilities Insurance	44.55M	35.51M	49.01M	62.14M	—
Other Long Term Liabilities Insurance	—	—	—	—	64.87M
Reinsurance Payable	128.10M	129.24M	4.40M	23.82M	—
Unearned Premiums	—	—	—	—	1.32B
Unpaid Claims	—	—	—	—	2.75B
Insurance Annuity Liabilities	6.22B	7.84B	4.63B	3.43B	0.23B
Debt & Funding
Short-Term Debt	—	—	—	44.40M	56.39M
Total Debt	—	—	—	44.40M	56.39M
Equity & Book Value
Shareholders' Equity	3.74B	3.52B	2.92B	2.73B	2.83B
Total Common Equity	3.39B	3.13B	2.92B	2.73B	2.83B
Common Stock	570.00M	570.00M	570.00M	570.00M	570.00M
Additional Paid-In Capital	110.93M	110.93M	110.93M	110.93M	110.93M
Retained Earnings	2.65B	2.44B	2.30B	2.11B	1.93B
Treasury Stock	-2.21M	-2.58M	—	—	—
Comprehensive Income & Other	55.45M	6.98M	-61.89M	-65.40M	221.78M
Minority Interest	348.86M	389.25M	—	—	—
Book Value Per Share	5.95	5.49	5.12	4.79	4.97
Tangible Book Value	3.25B	3.04B	2.92B	2.73B	2.83B
Tangible Book Value Per Share	5.69	5.34	5.12	4.79	4.97
Filing Date Shares Outstanding	570.00M	570.00M	570.00M	570.00M	570.00M
Total Common Shares Outstanding	570.00M	570.00M	570.00M	570.00M	570.00M
Supplemental
Total Liabilities Insurance	6.70B	8.29B	4.80B	3.67B	5.77B