Al Ain Alahlia Insurance

Al Ain Alahlia Insurance Co.

ALAINStocksAbu Dhabi Securities ExchangeInsurance

Financials

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	472.50M	480.00M	540.00M	495.00M	503.70M
Market Cap Growth	+14.5%	-11.1%	+9.1%	-1.7%	-9.2%
Enterprise Value	442.60M	312.10M	423.41M	380.71M	336.40M
Last Close Price	31.50	29.87	31.50	26.69	25.13
Valuation Multiples
PE Ratio	28.59	—	15.61	8.34	6.05
PS Ratio	0.65	0.69	1.41	1.42	1.39
PB Ratio	0.34	0.37	0.41	0.38	0.39
P/TBV Ratio	0.34	0.37	0.41	0.38	0.39
P/FCF Ratio	—	5.87	7.17	—	5.88
P/OCF Ratio	—	5.66	4.36	—	5.88
EV/Sales Ratio	0.61	0.45	1.11	1.09	0.93
EV/EBITDA Ratio	17.62	—	8.46	5.61	3.46
EV/EBIT Ratio	51.21	—	12.57	7.02	4.20
EV/FCF Ratio	-4.99	3.82	5.62	—	3.93
Leverage & Capital
Net Debt / Equity Ratio	-0.02	-0.05	-0.04	-0.07	-0.12
Net Debt / EBITDA Ratio	-1.19	3.30	-1.16	-1.30	-1.57
Net Debt / FCF Ratio	0.34	-0.80	-0.77	6.75	-1.78
Efficiency & Liquidity
Asset Turnover	0.23	0.24	0.15	0.13	0.13
Quick Ratio	0.21	0.22	0.25	0.25	0.22
Current Ratio	0.89	0.93	0.93	1.01	0.93
Returns & Yields
Return on Equity (ROE)	+1.2%	-2.1%	+2.6%	+4.5%	+6.7%
Return on Assets (ROA)	+0.2%	-0.8%	+0.8%	+1.2%	+1.7%
Earnings Yield	+3.5%	-5.8%	+6.4%	+12.0%	+16.5%
FCF Yield	-18.8%	+17.0%	+14.0%	-2.6%	+17.0%
Dividend Yield	+6.3%	+6.7%	+6.3%	+9.4%	+11.9%
Payout Ratio	+181.6%	—	+108.4%	+75.9%	+45.0%
Total Shareholder Return	+6.3%	+6.7%	+6.3%	+9.4%	+11.9%

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	472.50M	480.00M	540.00M	495.00M	503.70M
Market Cap Growth	+14.5%	-11.1%	+9.1%	-1.7%	-9.2%
Enterprise Value	442.60M	312.10M	423.41M	380.71M	336.40M
Last Close Price	31.50	29.87	31.50	26.69	25.13
Valuation Multiples
PE Ratio	28.59	—	15.61	8.34	6.05
PS Ratio	0.65	0.69	1.41	1.42	1.39
PB Ratio	0.34	0.37	0.41	0.38	0.39
P/TBV Ratio	0.34	0.37	0.41	0.38	0.39
P/FCF Ratio	—	5.87	7.17	—	5.88
P/OCF Ratio	—	5.66	4.36	—	5.88
EV/Sales Ratio	0.61	0.45	1.11	1.09	0.93
EV/EBITDA Ratio	17.62	—	8.46	5.61	3.46
EV/EBIT Ratio	51.21	—	12.57	7.02	4.20
EV/FCF Ratio	-4.99	3.82	5.62	—	3.93
Leverage & Capital
Net Debt / Equity Ratio	-0.02	-0.05	-0.04	-0.07	-0.12
Net Debt / EBITDA Ratio	-1.19	3.30	-1.16	-1.30	-1.57
Net Debt / FCF Ratio	0.34	-0.80	-0.77	6.75	-1.78
Efficiency & Liquidity
Asset Turnover	0.23	0.24	0.15	0.13	0.13
Quick Ratio	0.21	0.22	0.25	0.25	0.22
Current Ratio	0.89	0.93	0.93	1.01	0.93
Returns & Yields
Return on Equity (ROE)	+1.2%	-2.1%	+2.6%	+4.5%	+6.7%
Return on Assets (ROA)	+0.2%	-0.8%	+0.8%	+1.2%	+1.7%
Earnings Yield	+3.5%	-5.8%	+6.4%	+12.0%	+16.5%
FCF Yield	-18.8%	+17.0%	+14.0%	-2.6%	+17.0%
Dividend Yield	+6.3%	+6.7%	+6.3%	+9.4%	+11.9%
Payout Ratio	+181.6%	—	+108.4%	+75.9%	+45.0%
Total Shareholder Return	+6.3%	+6.7%	+6.3%	+9.4%	+11.9%