Bank of Sharjah

BOSStocksAbu Dhabi Securities ExchangeBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.94B	3.71B	3.65B	3.55B	3.05B
Total Assets	53.21B	54.69B	48.37B	49.59B	47.08B
Investment Securities	10.51B	11.11B	10.58B	10.21B	9.40B
Trading Assets	330.96M	326.97M	336.87M	337.60M	331.70M
Gross Loans	38.35B	36.57B	32.29B	32.50B	31.91B
Net Loans	36.50B	34.72B	30.44B	30.68B	30.10B
Allowance for Loan Losses	-1.84B	-1.85B	-1.85B	-1.82B	-1.81B
Liabilities
Total Deposits	38.30B	40.35B	35.16B	37.29B	36.08B
Interest-Bearing Deposits	32.27B	34.35B	28.08B	28.83B	29.96B
Non-Interest-Bearing Deposits	6.03B	6.01B	7.08B	8.46B	6.13B
Total Debt	8.97B	8.10B	7.47B	6.72B	5.94B
Total Liabilities	48.42B	49.95B	43.74B	45.27B	42.95B
Equity & Ownership
Total Equity	4.79B	4.75B	4.63B	4.32B	4.12B
Shares Outstanding	3,000,000,000	3,000,000,000	3,000,000,000	3,000,000,000	3,000,000,000
Cash & Assets
Total Assets	53.21B	54.69B	48.37B	49.59B	47.08B
Cash & Equivalents	2.94B	3.71B	3.65B	3.55B	3.05B
Net Cash (Debt)	-5.69B	-4.07B	-3.48B	-2.84B	-2.56B
Net Cash Per Share	-1.90	-1.36	-1.16	-0.95	-0.85
Other Receivables	—	—	—	—	—
Restricted Cash	0.03B	1.97B	0.51B	0.73B	0.30B
Property, Plant & Equipment	243.53M	244.18M	157.19M	178.69M	183.16M
Other Intangible Assets	—	—	—	—	—
Investments in Real Estate	1.25B	1.25B	1.25B	1.16B	1.16B
Other Current Assets	0.95B	0.93B	1.06B	1.09B	1.06B
Other Long-Term Assets	0.14B	0.11B	0.12B	0.38B	0.29B
Long-Term Leases	114.21M	112.78M	33.09M	42.00M	41.98M
Loans & Investments
Gross Loans	38.35B	36.57B	32.29B	32.50B	31.91B
Net Loans	36.50B	34.72B	30.44B	30.68B	30.10B
Allowance for Loan Losses	-1.84B	-1.85B	-1.85B	-1.82B	-1.81B
Investment Securities	10.51B	11.11B	10.58B	10.21B	9.40B
Trading Asset Securities	330.96M	326.97M	336.87M	337.60M	331.70M
Total Investments	10.84B	11.44B	10.91B	10.55B	9.73B
Liabilities & Obligations
Total Liabilities	48.42B	49.95B	43.74B	45.27B	42.95B
Total Liabilities & Equity	53.21B	54.69B	48.37B	49.59B	47.08B
Accrued Expenses	2.19M	2.19M	2.53M	2.34M	2.34M
Accrued Interest Payable	400.90M	582.07M	572.54M	478.88M	458.29M
Accrued Interest Receivable	185.50M	208.08M	150.53M	198.72M	127.05M
Current Income Taxes Payable	33.96M	86.77M	71.88M	42.90M	60.36M
Long-Term Unearned Revenue	515.16M	607.46M	128.06M	92.07M	54.33M
Other Current Liabilities	0.11B	0.10B	0.23B	0.27B	0.26B
Other Long-Term Liabilities	50.69M	58.36M	53.04M	316.47M	45.47M
Pension & Post-Retirement Benefits	47.58M	50.80M	50.88M	50.11M	51.51M
Long-Term Deferred Tax Liabilities	—	—	—	—	—
Debt & Funding
Total Debt	8.97B	8.10B	7.47B	6.72B	5.94B
Current Portion of Long-Term Debt	—	—	—	—	—
Long-Term Debt	5.45B	5.44B	5.44B	3.63B	3.58B
Short-Term Borrowings	3.40B	2.55B	1.99B	3.06B	2.32B
Total Deposits	38.30B	40.35B	35.16B	37.29B	36.08B
Interest Bearing Deposits	32.27B	34.35B	28.08B	28.83B	29.96B
Non-Interest Bearing Deposits	6.03B	6.01B	7.08B	8.46B	6.13B
Equity & Book Value
Shareholders' Equity	4.79B	4.75B	4.63B	4.32B	4.12B
Total Common Equity	4.79B	4.74B	4.63B	4.32B	4.12B
Common Stock	3.00B	3.00B	3.00B	3.00B	3.00B
Retained Earnings	2.32B	2.30B	2.75B	2.46B	2.29B
Comprehensive Income & Other	-0.53B	-0.56B	-1.12B	-1.14B	-1.17B
Minority Interest	0.76M	0.87M	0.92M	0.75M	0.89M
Book Value Per Share	1.60	1.58	1.54	1.44	1.37
Tangible Book Value	4.79B	4.74B	4.63B	4.32B	4.12B
Tangible Book Value Per Share	1.60	1.58	1.54	1.44	1.37
Filing Date Shares Outstanding	3.00B	3.00B	3.00B	3.00B	3.00B
Total Common Shares Outstanding	3.00B	3.00B	3.00B	3.00B	3.00B
Supplemental
Other Real Estate Owned & Foreclosed	0.12B	0.12B	0.12B	1.08B	1.08B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.94B	3.71B	3.65B	3.55B	3.05B
Total Assets	53.21B	54.69B	48.37B	49.59B	47.08B
Investment Securities	10.51B	11.11B	10.58B	10.21B	9.40B
Trading Assets	330.96M	326.97M	336.87M	337.60M	331.70M
Gross Loans	38.35B	36.57B	32.29B	32.50B	31.91B
Net Loans	36.50B	34.72B	30.44B	30.68B	30.10B
Allowance for Loan Losses	-1.84B	-1.85B	-1.85B	-1.82B	-1.81B
Liabilities
Total Deposits	38.30B	40.35B	35.16B	37.29B	36.08B
Interest-Bearing Deposits	32.27B	34.35B	28.08B	28.83B	29.96B
Non-Interest-Bearing Deposits	6.03B	6.01B	7.08B	8.46B	6.13B
Total Debt	8.97B	8.10B	7.47B	6.72B	5.94B
Total Liabilities	48.42B	49.95B	43.74B	45.27B	42.95B
Equity & Ownership
Total Equity	4.79B	4.75B	4.63B	4.32B	4.12B
Shares Outstanding	3,000,000,000	3,000,000,000	3,000,000,000	3,000,000,000	3,000,000,000
Cash & Assets
Total Assets	53.21B	54.69B	48.37B	49.59B	47.08B
Cash & Equivalents	2.94B	3.71B	3.65B	3.55B	3.05B
Net Cash (Debt)	-5.69B	-4.07B	-3.48B	-2.84B	-2.56B
Net Cash Per Share	-1.90	-1.36	-1.16	-0.95	-0.85
Other Receivables	—	—	—	—	—
Restricted Cash	0.03B	1.97B	0.51B	0.73B	0.30B
Property, Plant & Equipment	243.53M	244.18M	157.19M	178.69M	183.16M
Other Intangible Assets	—	—	—	—	—
Investments in Real Estate	1.25B	1.25B	1.25B	1.16B	1.16B
Other Current Assets	0.95B	0.93B	1.06B	1.09B	1.06B
Other Long-Term Assets	0.14B	0.11B	0.12B	0.38B	0.29B
Long-Term Leases	114.21M	112.78M	33.09M	42.00M	41.98M
Loans & Investments
Gross Loans	38.35B	36.57B	32.29B	32.50B	31.91B
Net Loans	36.50B	34.72B	30.44B	30.68B	30.10B
Allowance for Loan Losses	-1.84B	-1.85B	-1.85B	-1.82B	-1.81B
Investment Securities	10.51B	11.11B	10.58B	10.21B	9.40B
Trading Asset Securities	330.96M	326.97M	336.87M	337.60M	331.70M
Total Investments	10.84B	11.44B	10.91B	10.55B	9.73B
Liabilities & Obligations
Total Liabilities	48.42B	49.95B	43.74B	45.27B	42.95B
Total Liabilities & Equity	53.21B	54.69B	48.37B	49.59B	47.08B
Accrued Expenses	2.19M	2.19M	2.53M	2.34M	2.34M
Accrued Interest Payable	400.90M	582.07M	572.54M	478.88M	458.29M
Accrued Interest Receivable	185.50M	208.08M	150.53M	198.72M	127.05M
Current Income Taxes Payable	33.96M	86.77M	71.88M	42.90M	60.36M
Long-Term Unearned Revenue	515.16M	607.46M	128.06M	92.07M	54.33M
Other Current Liabilities	0.11B	0.10B	0.23B	0.27B	0.26B
Other Long-Term Liabilities	50.69M	58.36M	53.04M	316.47M	45.47M
Pension & Post-Retirement Benefits	47.58M	50.80M	50.88M	50.11M	51.51M
Long-Term Deferred Tax Liabilities	—	—	—	—	—
Debt & Funding
Total Debt	8.97B	8.10B	7.47B	6.72B	5.94B
Current Portion of Long-Term Debt	—	—	—	—	—
Long-Term Debt	5.45B	5.44B	5.44B	3.63B	3.58B
Short-Term Borrowings	3.40B	2.55B	1.99B	3.06B	2.32B
Total Deposits	38.30B	40.35B	35.16B	37.29B	36.08B
Interest Bearing Deposits	32.27B	34.35B	28.08B	28.83B	29.96B
Non-Interest Bearing Deposits	6.03B	6.01B	7.08B	8.46B	6.13B
Equity & Book Value
Shareholders' Equity	4.79B	4.75B	4.63B	4.32B	4.12B
Total Common Equity	4.79B	4.74B	4.63B	4.32B	4.12B
Common Stock	3.00B	3.00B	3.00B	3.00B	3.00B
Retained Earnings	2.32B	2.30B	2.75B	2.46B	2.29B
Comprehensive Income & Other	-0.53B	-0.56B	-1.12B	-1.14B	-1.17B
Minority Interest	0.76M	0.87M	0.92M	0.75M	0.89M
Book Value Per Share	1.60	1.58	1.54	1.44	1.37
Tangible Book Value	4.79B	4.74B	4.63B	4.32B	4.12B
Tangible Book Value Per Share	1.60	1.58	1.54	1.44	1.37
Filing Date Shares Outstanding	3.00B	3.00B	3.00B	3.00B	3.00B
Total Common Shares Outstanding	3.00B	3.00B	3.00B	3.00B	3.00B
Supplemental
Other Real Estate Owned & Foreclosed	0.12B	0.12B	0.12B	1.08B	1.08B