Al Dhafra Insurance

Al Dhafra Insurance Co.

DHAFRAStocksAbu Dhabi Securities ExchangeInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	51.65M	54.09M	25.23M	24.54M	49.09M
Total Assets	1.38B	1.58B	1.31B	1.00B	1.12B
Reinsurance Recoverable	482.22M	773.88M	584.00M	318.34M	379.04M
Liabilities
Total Liabilities	0.79B	1.08B	0.85B	0.56B	0.66B
Insurance Liabilities	692.15M	880.09M	773.96M	500.69M	94.49M
Unearned Premiums	—	—	—	—	213.67M
Unpaid Claims	—	—	—	—	298.04M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	23.22M
Total Equity	591.86M	501.88M	463.80M	443.39M	463.10M
Shares Outstanding	100,000,000	100,000,000	100,000,000	100,000,000	100,000,000
Cash & Assets
Total Assets	1.38B	1.58B	1.31B	1.00B	1.12B
Cash & Equivalents	51.65M	54.09M	25.23M	24.54M	49.09M
Net Cash (Debt)	44.68M	49.18M	19.29M	18.00M	45.08M
Net Cash Per Share	0.45	0.49	0.19	0.18	0.45
Net Cash Growth	-9.1%	+155.0%	+7.1%	-60.1%	-52.1%
Other Receivables Insurance	48.73M	45.63M	60.40M	35.10M	65.88M
Machinery	7.24M	7.87M	7.44M	7.47M	7.70M
Property, Plant & Equipment	7.70M	6.02M	6.56M	7.53M	5.58M
Other Intangibles Insurance	2.78M	2.68M	3.36M	3.23M	3.29M
Deferred Policy Acquisition Cost	—	—	—	—	23.22M
Other Current Assets Insurance	1.18M	1.57M	1.09M	1.12M	3.06M
Other Long Term Assets Insurance	9.98M	9.98M	9.98M	9.98M	9.98M
Long-Term Leases	6.00M	3.54M	5.09M	5.35M	2.82M
Current Portion of Leases	0.97M	1.38M	0.85M	1.19M	1.20M
Loans & Investments
Investment Equity Preferred	352.90M	288.16M	246.03M	240.96M	245.70M
Other Investments	174.44M	171.96M	183.93M	176.99M	165.33M
Reinsurance Recoverable	482.22M	773.88M	584.00M	318.34M	379.04M
Total Investments	778.93M	685.37M	623.97M	604.49M	580.18M
Liabilities & Obligations
Total Liabilities & Equity	1.38B	1.58B	1.31B	1.00B	1.12B
Accrued Expenses	5.41M	5.40M	4.63M	4.58M	5.74M
Current Income Taxes Payable	3.76M	2.33M	—	—	—
Other Current Liabilities Insurance	12.26M	17.05M	9.41M	18.09M	15.20M
Reinsurance Payable	50.61M	154.39M	47.80M	22.52M	15.27M
Unearned Premiums	—	—	—	—	213.67M
Unpaid Claims	—	—	—	—	298.04M
Insurance Annuity Liabilities	692.15M	880.09M	773.96M	500.69M	94.49M
Deffered Tax Liabilities Insurance	10.68M	3.89M	—	—	—
Debt & Funding
Total Debt	6.97M	4.92M	5.94M	6.54M	4.02M
Equity & Book Value
Shareholders' Equity	591.86M	501.88M	463.80M	443.39M	463.10M
Common Stock	100.00M	100.00M	100.00M	100.00M	100.00M
Retained Earnings	338.01M	308.63M	305.25M	293.69M	308.66M
Comprehensive Income & Other	153.85M	93.25M	58.55M	49.70M	54.44M
Book Value Per Share	5.92	5.02	4.64	4.43	4.63
Tangible Book Value	589.08M	499.20M	460.44M	440.16M	459.81M
Tangible Book Value Per Share	5.89	4.99	4.60	4.40	4.60
Filing Date Shares Outstanding	100.00M	100.00M	100.00M	100.00M	100.00M
Total Common Shares Outstanding	100.00M	100.00M	100.00M	100.00M	100.00M
Supplemental
Total Liabilities Insurance	0.79B	1.08B	0.85B	0.56B	0.66B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	51.65M	54.09M	25.23M	24.54M	49.09M
Total Assets	1.38B	1.58B	1.31B	1.00B	1.12B
Reinsurance Recoverable	482.22M	773.88M	584.00M	318.34M	379.04M
Liabilities
Total Liabilities	0.79B	1.08B	0.85B	0.56B	0.66B
Insurance Liabilities	692.15M	880.09M	773.96M	500.69M	94.49M
Unearned Premiums	—	—	—	—	213.67M
Unpaid Claims	—	—	—	—	298.04M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	23.22M
Total Equity	591.86M	501.88M	463.80M	443.39M	463.10M
Shares Outstanding	100,000,000	100,000,000	100,000,000	100,000,000	100,000,000
Cash & Assets
Total Assets	1.38B	1.58B	1.31B	1.00B	1.12B
Cash & Equivalents	51.65M	54.09M	25.23M	24.54M	49.09M
Net Cash (Debt)	44.68M	49.18M	19.29M	18.00M	45.08M
Net Cash Per Share	0.45	0.49	0.19	0.18	0.45
Net Cash Growth	-9.1%	+155.0%	+7.1%	-60.1%	-52.1%
Other Receivables Insurance	48.73M	45.63M	60.40M	35.10M	65.88M
Machinery	7.24M	7.87M	7.44M	7.47M	7.70M
Property, Plant & Equipment	7.70M	6.02M	6.56M	7.53M	5.58M
Other Intangibles Insurance	2.78M	2.68M	3.36M	3.23M	3.29M
Deferred Policy Acquisition Cost	—	—	—	—	23.22M
Other Current Assets Insurance	1.18M	1.57M	1.09M	1.12M	3.06M
Other Long Term Assets Insurance	9.98M	9.98M	9.98M	9.98M	9.98M
Long-Term Leases	6.00M	3.54M	5.09M	5.35M	2.82M
Current Portion of Leases	0.97M	1.38M	0.85M	1.19M	1.20M
Loans & Investments
Investment Equity Preferred	352.90M	288.16M	246.03M	240.96M	245.70M
Other Investments	174.44M	171.96M	183.93M	176.99M	165.33M
Reinsurance Recoverable	482.22M	773.88M	584.00M	318.34M	379.04M
Total Investments	778.93M	685.37M	623.97M	604.49M	580.18M
Liabilities & Obligations
Total Liabilities & Equity	1.38B	1.58B	1.31B	1.00B	1.12B
Accrued Expenses	5.41M	5.40M	4.63M	4.58M	5.74M
Current Income Taxes Payable	3.76M	2.33M	—	—	—
Other Current Liabilities Insurance	12.26M	17.05M	9.41M	18.09M	15.20M
Reinsurance Payable	50.61M	154.39M	47.80M	22.52M	15.27M
Unearned Premiums	—	—	—	—	213.67M
Unpaid Claims	—	—	—	—	298.04M
Insurance Annuity Liabilities	692.15M	880.09M	773.96M	500.69M	94.49M
Deffered Tax Liabilities Insurance	10.68M	3.89M	—	—	—
Debt & Funding
Total Debt	6.97M	4.92M	5.94M	6.54M	4.02M
Equity & Book Value
Shareholders' Equity	591.86M	501.88M	463.80M	443.39M	463.10M
Common Stock	100.00M	100.00M	100.00M	100.00M	100.00M
Retained Earnings	338.01M	308.63M	305.25M	293.69M	308.66M
Comprehensive Income & Other	153.85M	93.25M	58.55M	49.70M	54.44M
Book Value Per Share	5.92	5.02	4.64	4.43	4.63
Tangible Book Value	589.08M	499.20M	460.44M	440.16M	459.81M
Tangible Book Value Per Share	5.89	4.99	4.60	4.40	4.60
Filing Date Shares Outstanding	100.00M	100.00M	100.00M	100.00M	100.00M
Total Common Shares Outstanding	100.00M	100.00M	100.00M	100.00M	100.00M
Supplemental
Total Liabilities Insurance	0.79B	1.08B	0.85B	0.56B	0.66B