Al Dhafra Insurance

Al Dhafra Insurance Co.

DHAFRAStocksAbu Dhabi Securities ExchangeInsurance

Financials

1-5

	CurrentMar 11, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	641.00M	486.00M	486.00M	486.00M	486.00M
Market Cap Growth	+18.7%	-10.0%	-12.1%	-16.2%	+10.2%
Enterprise Value	596.32M	464.21M	425.54M	384.39M	436.82M
Last Close Price	6.41	4.86	4.86	4.86	4.51
Valuation Multiples
PE Ratio	13.10	9.93	11.70	11.22	12.12
PS Ratio	4.89	3.71	3.81	3.90	4.17
PB Ratio	1.08	0.82	0.83	0.85	0.95
P/TBV Ratio	1.09	0.83	0.83	0.86	0.96
P/FCF Ratio	—	-118.47	—	8.55	—
P/OCF Ratio	—	-129.76	—	8.42	—
EV/Sales Ratio	4.55	3.54	3.33	3.08	3.75
EV/EBITDA Ratio	11.48	9.02	10.38	8.44	10.77
EV/EBIT Ratio	11.85	9.23	10.68	8.65	11.06
EV/FCF Ratio	-145.36	-113.16	—	6.76	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.13	0.59	0.11	0.09	0.04
Debt / FCF Ratio	—	-1.70	—	0.07	—
Net Debt / Equity Ratio	-0.08	-0.08	-0.04	-0.11	-0.20
Net Debt / EBITDA Ratio	-0.88	-0.87	-0.53	-1.33	-2.51
Net Debt / FCF Ratio	10.89	10.89	0.46	-1.06	-2.40
Efficiency & Liquidity
Asset Turnover	0.08	0.09	0.08	0.11	0.07
Quick Ratio	3.71	3.71	4.26	3.11	2.89
Current Ratio	10.41	10.41	12.62	9.66	8.62
Returns & Yields
Return on Equity (ROE)	+2.1%	+5.3%	+7.4%	+22.1%	-3.5%
Return on Assets (ROA)	+0.3%	+1.4%	+1.9%	+4.8%	-1.4%
Return on Invested Capital (ROIC)	+0.3%	+1.3%	+1.9%	+5.5%	-1.8%
Earnings Yield	+7.6%	+10.1%	+8.5%	+8.9%	+8.3%
FCF Yield	-0.6%	-0.8%	-9.8%	+11.7%	+8.7%
Dividend Yield	+5.5%	+7.2%	—	—	—
Payout Ratio	+71.5%	—	—	+346.9%	—
Total Shareholder Return	+5.5%	+7.2%	—	—	—

1-5

	CurrentMar 11, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	641.00M	486.00M	486.00M	486.00M	486.00M
Market Cap Growth	+18.7%	-10.0%	-12.1%	-16.2%	+10.2%
Enterprise Value	596.32M	464.21M	425.54M	384.39M	436.82M
Last Close Price	6.41	4.86	4.86	4.86	4.51
Valuation Multiples
PE Ratio	13.10	9.93	11.70	11.22	12.12
PS Ratio	4.89	3.71	3.81	3.90	4.17
PB Ratio	1.08	0.82	0.83	0.85	0.95
P/TBV Ratio	1.09	0.83	0.83	0.86	0.96
P/FCF Ratio	—	-118.47	—	8.55	—
P/OCF Ratio	—	-129.76	—	8.42	—
EV/Sales Ratio	4.55	3.54	3.33	3.08	3.75
EV/EBITDA Ratio	11.48	9.02	10.38	8.44	10.77
EV/EBIT Ratio	11.85	9.23	10.68	8.65	11.06
EV/FCF Ratio	-145.36	-113.16	—	6.76	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.13	0.59	0.11	0.09	0.04
Debt / FCF Ratio	—	-1.70	—	0.07	—
Net Debt / Equity Ratio	-0.08	-0.08	-0.04	-0.11	-0.20
Net Debt / EBITDA Ratio	-0.88	-0.87	-0.53	-1.33	-2.51
Net Debt / FCF Ratio	10.89	10.89	0.46	-1.06	-2.40
Efficiency & Liquidity
Asset Turnover	0.08	0.09	0.08	0.11	0.07
Quick Ratio	3.71	3.71	4.26	3.11	2.89
Current Ratio	10.41	10.41	12.62	9.66	8.62
Returns & Yields
Return on Equity (ROE)	+2.1%	+5.3%	+7.4%	+22.1%	-3.5%
Return on Assets (ROA)	+0.3%	+1.4%	+1.9%	+4.8%	-1.4%
Return on Invested Capital (ROIC)	+0.3%	+1.3%	+1.9%	+5.5%	-1.8%
Earnings Yield	+7.6%	+10.1%	+8.5%	+8.9%	+8.3%
FCF Yield	-0.6%	-0.8%	-9.8%	+11.7%	+8.7%
Dividend Yield	+5.5%	+7.2%	—	—	—
Payout Ratio	+71.5%	—	—	+346.9%	—
Total Shareholder Return	+5.5%	+7.2%	—	—	—