First Abu Dhabi Bank

FABStocksAbu Dhabi Securities ExchangeBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	285.13B	167.57B	223.59B	242.73B	253.27B
Total Assets	1.40T	1.21T	1.17T	1.11T	1.00T
Investment Securities	290.59B	263.67B	260.54B	245.13B	197.25B
Trading Assets	114.81B	101.92B	91.63B	90.69B	69.85B
Gross Loans	632.72B	550.51B	504.64B	479.72B	428.84B
Net Loans	616.33B	528.90B	483.95B	459.59B	409.59B
Allowance for Loan Losses	-9.36B	-13.79B	-13.50B	-13.88B	-13.85B
Liabilities
Total Deposits	978.57B	854.28B	831.39B	762.13B	671.66B
Interest-Bearing Deposits	619.25B	526.92B	494.59B	483.74B	396.33B
Non-Interest-Bearing Deposits	359.32B	327.35B	336.80B	278.40B	275.33B
Total Debt	213.00B	175.62B	165.21B	196.20B	195.72B
Total Liabilities	1.26T	1.08T	1.04T	1.00T	0.89T
Equity & Ownership
Total Equity	146.89B	130.88B	125.42B	115.05B	112.65B
Shares Outstanding	11,047,612,688	11,047,612,688	11,041,106,271	11,041,106,271	11,041,104,704
Cash & Assets
Total Assets	1.40T	1.21T	1.17T	1.11T	1.00T
Cash & Equivalents	285.13B	167.57B	223.59B	242.73B	253.27B
Net Cash (Debt)	316.06B	190.79B	247.77B	208.44B	179.16B
Net Cash Per Share	28.61	17.28	22.44	18.88	16.23
Net Cash Growth	+65.7%	-23.0%	+18.9%	+16.3%	+15.2%
Other Receivables	5.72B	4.80B	5.66B	5.77B	4.19B
Restricted Cash	7.39B	68.96B	34.17B	8.41B	19.28B
Property, Plant & Equipment	5.39B	4.68B	5.12B	5.80B	5.97B
Goodwill	18.69B	18.69B	18.69B	18.69B	18.69B
Other Intangible Assets	1.05B	1.25B	1.44B	1.64B	1.84B
Investments in Real Estate	7.93B	8.17B	8.16B	7.17B	6.96B
Other Current Assets	11.77B	12.63B	7.66B	6.38B	7.13B
Long-Term Deferred Tax Assets	161.00M	423.00M	238.00M	134.77M	99.06M
Long-Term Leases	—	—	181.00M	240.66M	351.67M
Current Portion of Leases	—	—	141.00M	137.44M	140.59M
Loans & Investments
Gross Loans	632.72B	550.51B	504.64B	479.72B	428.84B
Net Loans	616.33B	528.90B	483.95B	459.59B	409.59B
Allowance for Loan Losses	-9.36B	-13.79B	-13.50B	-13.88B	-13.85B
Investment Securities	290.59B	263.67B	260.54B	245.13B	197.25B
Trading Asset Securities	114.81B	101.92B	91.63B	90.69B	69.85B
Total Investments	405.40B	365.59B	352.17B	335.82B	267.10B
Other Adjustments to Gross Loans	-7.04B	-7.83B	-7.19B	-6.25B	-5.40B
Liabilities & Obligations
Total Liabilities	1.26T	1.08T	1.04T	1.00T	0.89T
Total Liabilities & Equity	1.40T	1.21T	1.17T	1.11T	1.00T
Accounts Payable	24.00B	17.17B	14.59B	14.89B	11.95B
Accrued Expenses	—	—	—	380.49M	429.98M
Accrued Interest Payable	33.04B	26.77B	24.22B	15.96B	5.01B
Accrued Interest Receivable	38.91B	31.59B	27.78B	17.93B	6.97B
Current Income Taxes Payable	3.14B	2.10B	0.60B	0.58B	0.39B
Other Current Liabilities	4.81B	6.03B	6.83B	4.87B	3.30B
Pension & Post-Retirement Benefits	422.00M	395.00M	379.00M	—	—
Debt & Funding
Total Debt	213.00B	175.62B	165.21B	196.20B	195.72B
Current Portion of Long-Term Debt	50.35B	25.86B	32.31B	33.76B	60.24B
Long-Term Debt	84.17B	78.12B	61.92B	68.30B	66.93B
Short-Term Borrowings	78.49B	71.65B	70.66B	93.76B	68.06B
Total Deposits	978.57B	854.28B	831.39B	762.13B	671.66B
Interest Bearing Deposits	619.25B	526.92B	494.59B	483.74B	396.33B
Non-Interest Bearing Deposits	359.32B	327.35B	336.80B	278.40B	275.33B
Equity & Book Value
Shareholders' Equity	146.89B	130.88B	125.42B	115.05B	112.65B
Total Common Equity	146.70B	130.75B	125.31B	115.04B	112.63B
Common Stock	11.05B	11.05B	11.05B	11.05B	10.92B
Additional Paid-In Capital	53.58B	53.58B	53.56B	53.56B	53.56B
Retained Earnings	67.50B	59.39B	49.73B	40.50B	33.82B
Treasury Stock	—	—	-7.00M	-6.51M	-6.43M
Comprehensive Income & Other	14.56B	6.73B	10.99B	9.94B	14.35B
Minority Interest	187.00M	123.00M	110.00M	12.46M	15.43M
Book Value Per Share	11.97	10.86	10.38	9.44	9.23
Tangible Book Value	126.96B	110.81B	105.18B	94.71B	92.10B
Tangible Book Value Per Share	10.19	9.06	8.55	7.60	7.37
Filing Date Shares Outstanding	11.05B	11.05B	11.04B	11.04B	11.04B
Total Common Shares Outstanding	11.05B	11.05B	11.04B	11.04B	11.04B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	285.13B	167.57B	223.59B	242.73B	253.27B
Total Assets	1.40T	1.21T	1.17T	1.11T	1.00T
Investment Securities	290.59B	263.67B	260.54B	245.13B	197.25B
Trading Assets	114.81B	101.92B	91.63B	90.69B	69.85B
Gross Loans	632.72B	550.51B	504.64B	479.72B	428.84B
Net Loans	616.33B	528.90B	483.95B	459.59B	409.59B
Allowance for Loan Losses	-9.36B	-13.79B	-13.50B	-13.88B	-13.85B
Liabilities
Total Deposits	978.57B	854.28B	831.39B	762.13B	671.66B
Interest-Bearing Deposits	619.25B	526.92B	494.59B	483.74B	396.33B
Non-Interest-Bearing Deposits	359.32B	327.35B	336.80B	278.40B	275.33B
Total Debt	213.00B	175.62B	165.21B	196.20B	195.72B
Total Liabilities	1.26T	1.08T	1.04T	1.00T	0.89T
Equity & Ownership
Total Equity	146.89B	130.88B	125.42B	115.05B	112.65B
Shares Outstanding	11,047,612,688	11,047,612,688	11,041,106,271	11,041,106,271	11,041,104,704
Cash & Assets
Total Assets	1.40T	1.21T	1.17T	1.11T	1.00T
Cash & Equivalents	285.13B	167.57B	223.59B	242.73B	253.27B
Net Cash (Debt)	316.06B	190.79B	247.77B	208.44B	179.16B
Net Cash Per Share	28.61	17.28	22.44	18.88	16.23
Net Cash Growth	+65.7%	-23.0%	+18.9%	+16.3%	+15.2%
Other Receivables	5.72B	4.80B	5.66B	5.77B	4.19B
Restricted Cash	7.39B	68.96B	34.17B	8.41B	19.28B
Property, Plant & Equipment	5.39B	4.68B	5.12B	5.80B	5.97B
Goodwill	18.69B	18.69B	18.69B	18.69B	18.69B
Other Intangible Assets	1.05B	1.25B	1.44B	1.64B	1.84B
Investments in Real Estate	7.93B	8.17B	8.16B	7.17B	6.96B
Other Current Assets	11.77B	12.63B	7.66B	6.38B	7.13B
Long-Term Deferred Tax Assets	161.00M	423.00M	238.00M	134.77M	99.06M
Long-Term Leases	—	—	181.00M	240.66M	351.67M
Current Portion of Leases	—	—	141.00M	137.44M	140.59M
Loans & Investments
Gross Loans	632.72B	550.51B	504.64B	479.72B	428.84B
Net Loans	616.33B	528.90B	483.95B	459.59B	409.59B
Allowance for Loan Losses	-9.36B	-13.79B	-13.50B	-13.88B	-13.85B
Investment Securities	290.59B	263.67B	260.54B	245.13B	197.25B
Trading Asset Securities	114.81B	101.92B	91.63B	90.69B	69.85B
Total Investments	405.40B	365.59B	352.17B	335.82B	267.10B
Other Adjustments to Gross Loans	-7.04B	-7.83B	-7.19B	-6.25B	-5.40B
Liabilities & Obligations
Total Liabilities	1.26T	1.08T	1.04T	1.00T	0.89T
Total Liabilities & Equity	1.40T	1.21T	1.17T	1.11T	1.00T
Accounts Payable	24.00B	17.17B	14.59B	14.89B	11.95B
Accrued Expenses	—	—	—	380.49M	429.98M
Accrued Interest Payable	33.04B	26.77B	24.22B	15.96B	5.01B
Accrued Interest Receivable	38.91B	31.59B	27.78B	17.93B	6.97B
Current Income Taxes Payable	3.14B	2.10B	0.60B	0.58B	0.39B
Other Current Liabilities	4.81B	6.03B	6.83B	4.87B	3.30B
Pension & Post-Retirement Benefits	422.00M	395.00M	379.00M	—	—
Debt & Funding
Total Debt	213.00B	175.62B	165.21B	196.20B	195.72B
Current Portion of Long-Term Debt	50.35B	25.86B	32.31B	33.76B	60.24B
Long-Term Debt	84.17B	78.12B	61.92B	68.30B	66.93B
Short-Term Borrowings	78.49B	71.65B	70.66B	93.76B	68.06B
Total Deposits	978.57B	854.28B	831.39B	762.13B	671.66B
Interest Bearing Deposits	619.25B	526.92B	494.59B	483.74B	396.33B
Non-Interest Bearing Deposits	359.32B	327.35B	336.80B	278.40B	275.33B
Equity & Book Value
Shareholders' Equity	146.89B	130.88B	125.42B	115.05B	112.65B
Total Common Equity	146.70B	130.75B	125.31B	115.04B	112.63B
Common Stock	11.05B	11.05B	11.05B	11.05B	10.92B
Additional Paid-In Capital	53.58B	53.58B	53.56B	53.56B	53.56B
Retained Earnings	67.50B	59.39B	49.73B	40.50B	33.82B
Treasury Stock	—	—	-7.00M	-6.51M	-6.43M
Comprehensive Income & Other	14.56B	6.73B	10.99B	9.94B	14.35B
Minority Interest	187.00M	123.00M	110.00M	12.46M	15.43M
Book Value Per Share	11.97	10.86	10.38	9.44	9.23
Tangible Book Value	126.96B	110.81B	105.18B	94.71B	92.10B
Tangible Book Value Per Share	10.19	9.06	8.55	7.60	7.37
Filing Date Shares Outstanding	11.05B	11.05B	11.04B	11.04B	11.04B
Total Common Shares Outstanding	11.05B	11.05B	11.04B	11.04B	11.04B