Insurance House

IHStocksAbu Dhabi Securities ExchangeInsurance

Financials

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	163.35M	64.12M	64.34M	73.76M	96.46M
Market Cap Growth	+69.3%	-40.5%	-40.9%	-32.2%	-9.5%
Enterprise Value	24.45M	-18.07M	7.19M	43.11M	57.11M
Last Close Price	1.44	0.57	0.57	0.65	0.85
Valuation Multiples
PE Ratio	17.67	13.34	-21.51	-9.64	-7.61
PS Ratio	1.17	0.62	0.54	0.54	0.63
PB Ratio	24.28	29.36	33.57	423.03	-64.03
P/TBV Ratio	24.28	29.36	33.57	423.03	—
P/FCF Ratio	1.47	0.78	1.41	4.27	—
P/OCF Ratio	1.47	0.78	1.41	4.23	—
EV/Sales Ratio	0.18	—	0.06	0.32	0.37
EV/EBITDA Ratio	1.93	—	-64.85	-8.96	-5.81
EV/EBIT Ratio	2.46	—	-2.49	-5.68	-4.53
EV/FCF Ratio	0.22	—	0.16	2.50	—
Leverage & Capital
Net Debt / Equity Ratio	-56.78	-56.78	-42.88	-327.76	20.35
Net Debt / EBITDA Ratio	-16.17	-16.17	740.84	11.88	3.12
Net Debt / FCF Ratio	-1.51	-1.51	-1.80	-3.31	1.84
Efficiency & Liquidity
Asset Turnover	0.40	0.41	0.45	0.43	0.83
Quick Ratio	16.26	16.26	12.63	8.65	4.07
Current Ratio	39.87	39.87	39.64	35.69	25.82
Returns & Yields
Return on Equity (ROE)	+110.7%	+809.0%	—	—	-1,709.3%
Return on Assets (ROA)	+0.5%	+2.1%	+2.2%	+0.2%	-8.2%
Return on Invested Capital (ROIC)	+27.0%	+202.3%	—	—	-427.3%
Earnings Yield	+6.0%	+7.5%	-4.7%	-10.4%	-13.1%
FCF Yield	+68.1%	+127.8%	+70.9%	+23.4%	-17.3%
Payout Ratio	+12.6%	+54.5%	+14.6%	+15.3%	+286.8%
Buyback Yield / Dilution	—	—	+17.0%	-0.7%	—
Total Shareholder Return	—	—	+17.0%	-0.7%	—

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	163.35M	64.12M	64.34M	73.76M	96.46M
Market Cap Growth	+69.3%	-40.5%	-40.9%	-32.2%	-9.5%
Enterprise Value	24.45M	-18.07M	7.19M	43.11M	57.11M
Last Close Price	1.44	0.57	0.57	0.65	0.85
Valuation Multiples
PE Ratio	17.67	13.34	-21.51	-9.64	-7.61
PS Ratio	1.17	0.62	0.54	0.54	0.63
PB Ratio	24.28	29.36	33.57	423.03	-64.03
P/TBV Ratio	24.28	29.36	33.57	423.03	—
P/FCF Ratio	1.47	0.78	1.41	4.27	—
P/OCF Ratio	1.47	0.78	1.41	4.23	—
EV/Sales Ratio	0.18	—	0.06	0.32	0.37
EV/EBITDA Ratio	1.93	—	-64.85	-8.96	-5.81
EV/EBIT Ratio	2.46	—	-2.49	-5.68	-4.53
EV/FCF Ratio	0.22	—	0.16	2.50	—
Leverage & Capital
Net Debt / Equity Ratio	-56.78	-56.78	-42.88	-327.76	20.35
Net Debt / EBITDA Ratio	-16.17	-16.17	740.84	11.88	3.12
Net Debt / FCF Ratio	-1.51	-1.51	-1.80	-3.31	1.84
Efficiency & Liquidity
Asset Turnover	0.40	0.41	0.45	0.43	0.83
Quick Ratio	16.26	16.26	12.63	8.65	4.07
Current Ratio	39.87	39.87	39.64	35.69	25.82
Returns & Yields
Return on Equity (ROE)	+110.7%	+809.0%	—	—	-1,709.3%
Return on Assets (ROA)	+0.5%	+2.1%	+2.2%	+0.2%	-8.2%
Return on Invested Capital (ROIC)	+27.0%	+202.3%	—	—	-427.3%
Earnings Yield	+6.0%	+7.5%	-4.7%	-10.4%	-13.1%
FCF Yield	+68.1%	+127.8%	+70.9%	+23.4%	-17.3%
Payout Ratio	+12.6%	+54.5%	+14.6%	+15.3%	+286.8%
Buyback Yield / Dilution	—	—	+17.0%	-0.7%	—
Total Shareholder Return	—	—	+17.0%	-0.7%	—