Invest Bank

INBStocksAbu Dhabi Securities ExchangeBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	2.14B	1.45B	1.25B	1.92B	1.61B
Total Assets	14.17B	13.37B	12.30B	11.36B	11.07B
Investment Securities	1.28B	1.43B	1.45B	1.29B	1.27B
Trading Assets	—	—	—	—	—
Gross Loans	13.89B	14.45B	13.15B	12.60B	12.37B
Net Loans	7.19B	7.20B	5.65B	4.82B	4.78B
Allowance for Loan Losses	-4.40B	-4.90B	-5.06B	-5.32B	-5.13B
Liabilities
Total Deposits	11.38B	11.18B	10.24B	9.25B	8.72B
Interest-Bearing Deposits	8.51B	8.00B	7.94B	7.14B	7.00B
Non-Interest-Bearing Deposits	2.87B	3.18B	2.31B	2.11B	1.72B
Total Debt	0.17B	—	—	—	0.00B
Total Liabilities	12.53B	11.79B	10.78B	9.87B	9.59B
Equity & Ownership
Total Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Shares Outstanding	263,180,982,143	263,180,982,143	263,180,982,000	263,180,982,143	263,180,982,143
Cash & Assets
Total Assets	14.17B	13.37B	12.30B	11.36B	11.07B
Cash & Equivalents	2.14B	1.45B	1.25B	1.92B	1.61B
Net Cash (Debt)	1.97B	1.50B	1.25B	1.92B	1.61B
Net Cash Per Share	0.01	0.01	0.00	0.01	0.01
Net Cash Growth	+22.7%	+22.2%	-28.6%	+14.4%	+89.6%
Other Receivables	—	—	634.55M	—	—
Restricted Cash	793.72M	706.63M	608.25M	376.72M	355.20M
Property, Plant & Equipment	92.47M	74.24M	75.51M	66.37M	67.54M
Other Current Assets	609.23M	170.37M	203.39M	312.16M	234.86M
Other Long-Term Assets	1.70B	1.69B	1.76B	1.91B	2.07B
Long-Term Leases	1.22M	—	—	—	3.65M
Loans & Investments
Gross Loans	13.89B	14.45B	13.15B	12.60B	12.37B
Net Loans	7.19B	7.20B	5.65B	4.82B	4.78B
Allowance for Loan Losses	-4.40B	-4.90B	-5.06B	-5.32B	-5.13B
Investment Securities	1.28B	1.43B	1.45B	1.29B	1.27B
Trading Asset Securities	—	—	—	—	—
Total Investments	1.28B	1.43B	1.45B	1.29B	1.27B
Other Adjustments to Gross Loans	-2.29B	-2.36B	-2.44B	-2.47B	-2.46B
Liabilities & Obligations
Total Liabilities	12.53B	11.79B	10.78B	9.87B	9.59B
Total Liabilities & Equity	14.17B	13.37B	12.30B	11.36B	11.07B
Accrued Expenses	221.39M	164.07M	136.67M	143.86M	148.40M
Accrued Interest Payable	162.54M	164.31M	121.43M	127.57M	127.68M
Accrued Interest Receivable	24.29M	15.51M	22.31M	12.01M	19.81M
Current Income Taxes Payable	29.44M	—	6.35M	0.24M	8.76M
Long-Term Unearned Revenue	35.60M	13.37M	12.57M	11.06M	20.38M
Other Current Liabilities	144.03M	116.17M	115.05M	223.45M	184.17M
Other Long-Term Liabilities	329.07M	103.09M	107.95M	96.24M	358.07M
Pension & Post-Retirement Benefits	55.42M	45.17M	30.57M	17.07M	16.52M
Debt & Funding
Total Debt	0.17B	—	—	—	0.00B
Short-Term Borrowings	0.17B	—	—	—	—
Total Deposits	11.38B	11.18B	10.24B	9.25B	8.72B
Interest Bearing Deposits	8.51B	8.00B	7.94B	7.14B	7.00B
Non-Interest Bearing Deposits	2.87B	3.18B	2.31B	2.11B	1.72B
Equity & Book Value
Shareholders' Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Total Common Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Common Stock	3.20B	3.20B	3.20B	3.20B	3.20B
Retained Earnings	-1.54B	-1.60B	-1.65B	-1.69B	-1.70B
Comprehensive Income & Other	-18.27M	-19.64M	-21.09M	-21.29M	-22.06M
Minority Interest	94.00K	120.00K	—	—	—
Book Value Per Share	0.01	0.01	0.01	0.01	0.01
Tangible Book Value	1.64B	1.58B	1.53B	1.49B	1.48B
Tangible Book Value Per Share	0.01	0.01	0.01	0.01	0.01
Filing Date Shares Outstanding	263.18B	263.18B	263.18B	263.18B	263.18B
Total Common Shares Outstanding	263.18B	263.18B	263.18B	263.18B	263.18B
Supplemental
Other Real Estate Owned & Foreclosed	342.29M	637.19M	647.03M	657.33M	661.31M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	2.14B	1.45B	1.25B	1.92B	1.61B
Total Assets	14.17B	13.37B	12.30B	11.36B	11.07B
Investment Securities	1.28B	1.43B	1.45B	1.29B	1.27B
Trading Assets	—	—	—	—	—
Gross Loans	13.89B	14.45B	13.15B	12.60B	12.37B
Net Loans	7.19B	7.20B	5.65B	4.82B	4.78B
Allowance for Loan Losses	-4.40B	-4.90B	-5.06B	-5.32B	-5.13B
Liabilities
Total Deposits	11.38B	11.18B	10.24B	9.25B	8.72B
Interest-Bearing Deposits	8.51B	8.00B	7.94B	7.14B	7.00B
Non-Interest-Bearing Deposits	2.87B	3.18B	2.31B	2.11B	1.72B
Total Debt	0.17B	—	—	—	0.00B
Total Liabilities	12.53B	11.79B	10.78B	9.87B	9.59B
Equity & Ownership
Total Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Shares Outstanding	263,180,982,143	263,180,982,143	263,180,982,000	263,180,982,143	263,180,982,143
Cash & Assets
Total Assets	14.17B	13.37B	12.30B	11.36B	11.07B
Cash & Equivalents	2.14B	1.45B	1.25B	1.92B	1.61B
Net Cash (Debt)	1.97B	1.50B	1.25B	1.92B	1.61B
Net Cash Per Share	0.01	0.01	0.00	0.01	0.01
Net Cash Growth	+22.7%	+22.2%	-28.6%	+14.4%	+89.6%
Other Receivables	—	—	634.55M	—	—
Restricted Cash	793.72M	706.63M	608.25M	376.72M	355.20M
Property, Plant & Equipment	92.47M	74.24M	75.51M	66.37M	67.54M
Other Current Assets	609.23M	170.37M	203.39M	312.16M	234.86M
Other Long-Term Assets	1.70B	1.69B	1.76B	1.91B	2.07B
Long-Term Leases	1.22M	—	—	—	3.65M
Loans & Investments
Gross Loans	13.89B	14.45B	13.15B	12.60B	12.37B
Net Loans	7.19B	7.20B	5.65B	4.82B	4.78B
Allowance for Loan Losses	-4.40B	-4.90B	-5.06B	-5.32B	-5.13B
Investment Securities	1.28B	1.43B	1.45B	1.29B	1.27B
Trading Asset Securities	—	—	—	—	—
Total Investments	1.28B	1.43B	1.45B	1.29B	1.27B
Other Adjustments to Gross Loans	-2.29B	-2.36B	-2.44B	-2.47B	-2.46B
Liabilities & Obligations
Total Liabilities	12.53B	11.79B	10.78B	9.87B	9.59B
Total Liabilities & Equity	14.17B	13.37B	12.30B	11.36B	11.07B
Accrued Expenses	221.39M	164.07M	136.67M	143.86M	148.40M
Accrued Interest Payable	162.54M	164.31M	121.43M	127.57M	127.68M
Accrued Interest Receivable	24.29M	15.51M	22.31M	12.01M	19.81M
Current Income Taxes Payable	29.44M	—	6.35M	0.24M	8.76M
Long-Term Unearned Revenue	35.60M	13.37M	12.57M	11.06M	20.38M
Other Current Liabilities	144.03M	116.17M	115.05M	223.45M	184.17M
Other Long-Term Liabilities	329.07M	103.09M	107.95M	96.24M	358.07M
Pension & Post-Retirement Benefits	55.42M	45.17M	30.57M	17.07M	16.52M
Debt & Funding
Total Debt	0.17B	—	—	—	0.00B
Short-Term Borrowings	0.17B	—	—	—	—
Total Deposits	11.38B	11.18B	10.24B	9.25B	8.72B
Interest Bearing Deposits	8.51B	8.00B	7.94B	7.14B	7.00B
Non-Interest Bearing Deposits	2.87B	3.18B	2.31B	2.11B	1.72B
Equity & Book Value
Shareholders' Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Total Common Equity	1.64B	1.58B	1.53B	1.49B	1.48B
Common Stock	3.20B	3.20B	3.20B	3.20B	3.20B
Retained Earnings	-1.54B	-1.60B	-1.65B	-1.69B	-1.70B
Comprehensive Income & Other	-18.27M	-19.64M	-21.09M	-21.29M	-22.06M
Minority Interest	94.00K	120.00K	—	—	—
Book Value Per Share	0.01	0.01	0.01	0.01	0.01
Tangible Book Value	1.64B	1.58B	1.53B	1.49B	1.48B
Tangible Book Value Per Share	0.01	0.01	0.01	0.01	0.01
Filing Date Shares Outstanding	263.18B	263.18B	263.18B	263.18B	263.18B
Total Common Shares Outstanding	263.18B	263.18B	263.18B	263.18B	263.18B
Supplemental
Other Real Estate Owned & Foreclosed	342.29M	637.19M	647.03M	657.33M	661.31M