Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	5.64B	5.58B	5.98B	5.24B	4.54B
Market Cap Growth	+30.6%	+34.1%	+35.9%	+13.9%	+4.1%
Last Close Price	2.82	2.79	2.78	2.44	2.11
Valuation Multiples
PE Ratio	10.32	10.21	10.30	9.18	8.50
PS Ratio	6.94	6.87	7.08	6.36	5.90
PB Ratio	0.90	0.89	0.91	0.82	0.73
P/TBV Ratio	0.90	0.89	0.91	0.82	0.73
P/FCF Ratio	—	-1.98	—	—	-3.41
P/OCF Ratio	—	-1.99	—	—	-3.48
Leverage & Capital
Debt / Equity Ratio	0.00	0.00	0.00	0.02	0.00
Debt / FCF Ratio	—	-0.01	—	—	-0.00
Net Debt / Equity Ratio	-0.62	-0.62	-0.47	-0.77	-0.83
Net Debt / FCF Ratio	1.36	1.36	0.59	1.86	3.87
Returns & Yields
Return on Equity (ROE)	+9.5%	+7.2%	+9.5%	+8.5%	+12.5%
Return on Assets (ROA)	+2.6%	+2.1%	+2.9%	+2.6%	+4.1%
Earnings Yield	+9.7%	+9.8%	+9.7%	+10.9%	+11.8%
FCF Yield	-50.1%	-50.6%	-87.5%	-50.8%	-29.3%
Dividend Yield	+7.1%	—	+7.2%	—	—
Payout Ratio	+73.2%	+263.6%	—	—	—
Buyback Yield / Dilution	—	—	—	+1.3%	—
Total Shareholder Return	+7.1%	—	+7.2%	+1.3%	—

National Bank of Umm Al Qaiwain

NBQStocksAbu Dhabi Securities ExchangeBanksMarket open

AED 2.85

Last traded price

+1.1%

Price as of May 13, 2026 · --:--

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	5.64B	5.58B	5.98B	5.24B	4.54B
Market Cap Growth	+30.6%	+34.1%	+35.9%	+13.9%	+4.1%
Last Close Price	2.82	2.79	2.78	2.44	2.11
Valuation Multiples
PE Ratio	10.32	10.21	10.30	9.18	8.50
PS Ratio	6.94	6.87	7.08	6.36	5.90
PB Ratio	0.90	0.89	0.91	0.82	0.73
P/TBV Ratio	0.90	0.89	0.91	0.82	0.73
P/FCF Ratio	—	-1.98	—	—	-3.41
P/OCF Ratio	—	-1.99	—	—	-3.48
Leverage & Capital
Debt / Equity Ratio	0.00	0.00	0.00	0.02	0.00
Debt / FCF Ratio	—	-0.01	—	—	-0.00
Net Debt / Equity Ratio	-0.62	-0.62	-0.47	-0.77	-0.83
Net Debt / FCF Ratio	1.36	1.36	0.59	1.86	3.87
Returns & Yields
Return on Equity (ROE)	+9.5%	+7.2%	+9.5%	+8.5%	+12.5%
Return on Assets (ROA)	+2.6%	+2.1%	+2.9%	+2.6%	+4.1%
Earnings Yield	+9.7%	+9.8%	+9.7%	+10.9%	+11.8%
FCF Yield	-50.1%	-50.6%	-87.5%	-50.8%	-29.3%
Dividend Yield	+7.1%	—	+7.2%	—	—
Payout Ratio	+73.2%	+263.6%	—	—	—
Buyback Yield / Dilution	—	—	—	+1.3%	—
Total Shareholder Return	+7.1%	—	+7.2%	+1.3%	—