Sharjah Islamic Bank

SIBStocksAbu Dhabi Securities ExchangeBanks

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	9.22B	10.10B	8.06B	7.86B	6.01B
Market Cap Growth	+18.7%	+25.3%	+2.5%	+30.8%	—
Last Close Price	2.85	2.70	2.04	1.90	1.39
Valuation Multiples
Forward PE (Next 12M Est.)	—	8.34	8.34	8.34	8.34
PE Ratio	6.96	8.63	8.43	10.49	9.23
PS Ratio	3.89	4.45	4.09	4.48	4.64
PB Ratio	1.00	1.06	0.97	0.97	0.79
P/TBV Ratio	1.01	1.07	0.98	0.98	0.79
P/FCF Ratio	—	—	4.43	—	—
P/OCF Ratio	—	—	4.30	—	—
Leverage & Capital
Debt / Equity Ratio	1.89	2.29	2.00	1.34	0.48
Debt / FCF Ratio	—	—	9.11	—	—
Net Debt / Equity Ratio	1.60	1.28	0.63	0.65	-0.49
Net Debt / FCF Ratio	-1.33	-2.58	2.85	-9.34	3.00
Returns & Yields
Return on Equity (ROE)	+15.9%	+14.8%	+12.8%	+10.7%	+8.5%
Return on Assets (ROA)	+1.6%	+1.6%	+1.4%	+1.3%	+1.1%
Earnings Yield	+13.8%	+13.1%	+13.0%	+10.7%	+10.8%
FCF Yield	-119.1%	-46.8%	+22.6%	-7.2%	-20.6%
Dividend Yield	+6.8%	+7.4%	+7.4%	+5.3%	+6.8%
Payout Ratio	+54.3%	+46.1%	+39.6%	+47.5%	+52.0%
Buyback Yield / Dilution	+3.3%	+3.3%	+1.1%	0.0%	—
Total Shareholder Return	+10.2%	+10.7%	+8.5%	+5.3%	+6.8%

AED 2.82

Last traded price

+0.4%

Price as of May 14, 2026 · --:--

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	9.22B	10.10B	8.06B	7.86B	6.01B
Market Cap Growth	+18.7%	+25.3%	+2.5%	+30.8%	—
Last Close Price	2.85	2.70	2.04	1.90	1.39
Valuation Multiples
Forward PE (Next 12M Est.)	—	8.34	8.34	8.34	8.34
PE Ratio	6.96	8.63	8.43	10.49	9.23
PS Ratio	3.89	4.45	4.09	4.48	4.64
PB Ratio	1.00	1.06	0.97	0.97	0.79
P/TBV Ratio	1.01	1.07	0.98	0.98	0.79
P/FCF Ratio	—	—	4.43	—	—
P/OCF Ratio	—	—	4.30	—	—
Leverage & Capital
Debt / Equity Ratio	1.89	2.29	2.00	1.34	0.48
Debt / FCF Ratio	—	—	9.11	—	—
Net Debt / Equity Ratio	1.60	1.28	0.63	0.65	-0.49
Net Debt / FCF Ratio	-1.33	-2.58	2.85	-9.34	3.00
Returns & Yields
Return on Equity (ROE)	+15.9%	+14.8%	+12.8%	+10.7%	+8.5%
Return on Assets (ROA)	+1.6%	+1.6%	+1.4%	+1.3%	+1.1%
Earnings Yield	+13.8%	+13.1%	+13.0%	+10.7%	+10.8%
FCF Yield	-119.1%	-46.8%	+22.6%	-7.2%	-20.6%
Dividend Yield	+6.8%	+7.4%	+7.4%	+5.3%	+6.8%
Payout Ratio	+54.3%	+46.1%	+39.6%	+47.5%	+52.0%
Buyback Yield / Dilution	+3.3%	+3.3%	+1.1%	0.0%	—
Total Shareholder Return	+10.2%	+10.7%	+8.5%	+5.3%	+6.8%