Abu Dhabi National Takaful

Abu Dhabi National Takaful Co.

TKFLStocksAbu Dhabi Securities ExchangeInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Operations
Operating Cash Flow	21.17M	76.89M	23.82M	-14.51M	-46.06M
Free Cash Flow	11.43M	76.73M	23.24M	-14.52M	-46.25M
Capital Expenditures	-9.74M	-0.16M	-0.58M	-0.00M	-0.19M
Investing & Financing
Investing Cash Flow	23.66M	-125.30M	-5.22M	-57.07M	-0.99M
Financing Cash Flow	-1.09M	—	-22.09M	—	—
Dividends Paid	—	—	-21.00M	—	—
Operating Activities
Operating Cash Flow	21.17M	76.89M	23.82M	-14.51M	-46.06M
Net Income	43.50M	32.24M	29.55M	27.51M	27.67M
Change Accounts Receivable Insurance	2.38M	-3.38M	-0.50M	0.01M	0.49M
Change in Unearned Revenue	—	—	—	—	—
Change in Working Capital	6.83M	68.53M	9.98M	-31.99M	-68.40M
Change Insurance Reserves Liabilities	-23.94M	28.91M	9.10M	-50.50M	-13.83M
Change Other Net Oper Assets Insurance	3.08M	28.59M	-16.43M	7.78M	-30.58M
Other Operating Activities Insurance	-0.40M	-20.44M	-17.51M	-11.02M	-3.83M
Depreciation & Amortization	921.09K	974.87K	995.92K	984.14K	994.48K
Cash Income Tax Paid	—	7.23M	—	—	—
Reinsurance Recoverable CF	-1.72M	17.47M	4.44M	38.71M	-38.55M
Investing Activities
Investing Cash Flow	23.66M	-125.30M	-5.22M	-57.07M	-0.99M
Capex Insurance	-9.74M	-0.16M	-0.58M	-0.00M	-0.19M
Investment in Securities	28.75M	-125.25M	-17.37M	-67.24M	-9.53M
Other Investing Activities	3.93M	9.57M	12.58M	10.17M	6.08M
Sale of Property, Plant & Equipment	—	10.84M	0.15M	—	0.00M
Gain Assets CF Insurance	-0.13M	-5.22M	-0.01M	—	-0.43M
Loss (Gain) on Sale of Investments	-308.98K	308.98K	—	—	-505.74K
Financing Activities
Financing Cash Flow	-1.09M	—	-22.09M	—	—
Common Dividends Paid	—	—	-21.00M	—	—
Net Debt Issued Insurance	-1.09M	—	-1.09M	—	—
Total Debt Repaid Insurance	-1.09M	—	-1.09M	—	—
Free Cash Flow & Returns
Free Cash Flow	11.43M	76.73M	23.24M	-14.52M	-46.25M
Free Cash Flow Growth	—	-44.8%	—	—	—
Free Cash Flow Margin	+9.2%	+62.5%	+20.7%	-14.5%	-49.8%
Free Cash Flow Per Share	0.11	0.73	0.22	-0.14	-0.44
Levered Free Cash Flow	19.36M	76.17M	20.47M	-14.16M	-45.91M
Unlevered Free Cash Flow	19.36M	76.17M	20.47M	-14.16M	-45.91M
Operating Cash Flow Growth	—	-44.7%	—	—	—
Net Cash Flow	43.74M	-48.41M	-3.48M	-71.59M	-47.05M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Operations
Operating Cash Flow	21.17M	76.89M	23.82M	-14.51M	-46.06M
Free Cash Flow	11.43M	76.73M	23.24M	-14.52M	-46.25M
Capital Expenditures	-9.74M	-0.16M	-0.58M	-0.00M	-0.19M
Investing & Financing
Investing Cash Flow	23.66M	-125.30M	-5.22M	-57.07M	-0.99M
Financing Cash Flow	-1.09M	—	-22.09M	—	—
Dividends Paid	—	—	-21.00M	—	—
Operating Activities
Operating Cash Flow	21.17M	76.89M	23.82M	-14.51M	-46.06M
Net Income	43.50M	32.24M	29.55M	27.51M	27.67M
Change Accounts Receivable Insurance	2.38M	-3.38M	-0.50M	0.01M	0.49M
Change in Unearned Revenue	—	—	—	—	—
Change in Working Capital	6.83M	68.53M	9.98M	-31.99M	-68.40M
Change Insurance Reserves Liabilities	-23.94M	28.91M	9.10M	-50.50M	-13.83M
Change Other Net Oper Assets Insurance	3.08M	28.59M	-16.43M	7.78M	-30.58M
Other Operating Activities Insurance	-0.40M	-20.44M	-17.51M	-11.02M	-3.83M
Depreciation & Amortization	921.09K	974.87K	995.92K	984.14K	994.48K
Cash Income Tax Paid	—	7.23M	—	—	—
Reinsurance Recoverable CF	-1.72M	17.47M	4.44M	38.71M	-38.55M
Investing Activities
Investing Cash Flow	23.66M	-125.30M	-5.22M	-57.07M	-0.99M
Capex Insurance	-9.74M	-0.16M	-0.58M	-0.00M	-0.19M
Investment in Securities	28.75M	-125.25M	-17.37M	-67.24M	-9.53M
Other Investing Activities	3.93M	9.57M	12.58M	10.17M	6.08M
Sale of Property, Plant & Equipment	—	10.84M	0.15M	—	0.00M
Gain Assets CF Insurance	-0.13M	-5.22M	-0.01M	—	-0.43M
Loss (Gain) on Sale of Investments	-308.98K	308.98K	—	—	-505.74K
Financing Activities
Financing Cash Flow	-1.09M	—	-22.09M	—	—
Common Dividends Paid	—	—	-21.00M	—	—
Net Debt Issued Insurance	-1.09M	—	-1.09M	—	—
Total Debt Repaid Insurance	-1.09M	—	-1.09M	—	—
Free Cash Flow & Returns
Free Cash Flow	11.43M	76.73M	23.24M	-14.52M	-46.25M
Free Cash Flow Growth	—	-44.8%	—	—	—
Free Cash Flow Margin	+9.2%	+62.5%	+20.7%	-14.5%	-49.8%
Free Cash Flow Per Share	0.11	0.73	0.22	-0.14	-0.44
Levered Free Cash Flow	19.36M	76.17M	20.47M	-14.16M	-45.91M
Unlevered Free Cash Flow	19.36M	76.17M	20.47M	-14.16M	-45.91M
Operating Cash Flow Growth	—	-44.7%	—	—	—
Net Cash Flow	43.74M	-48.41M	-3.48M	-71.59M	-47.05M