United Arab Bank

UABStocksAbu Dhabi Securities ExchangeBanks

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	4.05B	4.02B	2.83B	2.78B	1.75B
Market Cap Growth	+42.4%	+42.3%	+1.5%	+58.8%	+26.3%
Last Close Price	1.31	1.27	1.22	1.20	0.76
Valuation Multiples
Forward PE (Next 12M Est.)	9.78	12.15	12.15	15.00	10.69
PE Ratio	7.38	9.19	9.39	10.91	11.33
PEG Ratio	—	0.45	0.45	0.45	0.45
PS Ratio	4.78	4.75	4.36	5.16	4.29
PB Ratio	1.01	1.00	1.11	1.22	1.17
P/TBV Ratio	1.02	1.02	1.13	1.22	1.17
P/FCF Ratio	—	—	—	—	2.52
P/OCF Ratio	—	—	—	—	2.48
Leverage & Capital
Debt / Equity Ratio	0.67	0.67	0.78	1.10	0.70
Debt / FCF Ratio	—	—	—	—	1.51
Net Debt / Equity Ratio	-0.00	-0.00	-0.25	0.14	-0.19
Net Debt / FCF Ratio	0.00	0.00	0.19	-0.43	-0.41
Returns & Yields
Return on Equity (ROE)	+13.3%	+13.3%	+12.4%	+13.5%	+10.3%
Return on Assets (ROA)	+1.8%	+1.8%	+1.5%	+1.6%	+1.1%
Earnings Yield	+10.8%	+10.9%	+10.7%	+9.2%	+8.8%
FCF Yield	-58.2%	-58.6%	-118.5%	-26.3%	+39.6%
Dividend Yield	+2.7%	+2.8%	—	—	—
Payout Ratio	+10.1%	+10.1%	+14.8%	+8.7%	—
Buyback Yield / Dilution	-19.7%	-19.7%	0.0%	+0.1%	—
Total Shareholder Return	-17.1%	-17.0%	0.0%	+0.1%	—

AED 1.31

Official close

+4.0%

Price as of March 27, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	4.05B	4.02B	2.83B	2.78B	1.75B
Market Cap Growth	+42.4%	+42.3%	+1.5%	+58.8%	+26.3%
Last Close Price	1.31	1.27	1.22	1.20	0.76
Valuation Multiples
Forward PE (Next 12M Est.)	9.78	12.15	12.15	15.00	10.69
PE Ratio	7.38	9.19	9.39	10.91	11.33
PEG Ratio	—	0.45	0.45	0.45	0.45
PS Ratio	4.78	4.75	4.36	5.16	4.29
PB Ratio	1.01	1.00	1.11	1.22	1.17
P/TBV Ratio	1.02	1.02	1.13	1.22	1.17
P/FCF Ratio	—	—	—	—	2.52
P/OCF Ratio	—	—	—	—	2.48
Leverage & Capital
Debt / Equity Ratio	0.67	0.67	0.78	1.10	0.70
Debt / FCF Ratio	—	—	—	—	1.51
Net Debt / Equity Ratio	-0.00	-0.00	-0.25	0.14	-0.19
Net Debt / FCF Ratio	0.00	0.00	0.19	-0.43	-0.41
Returns & Yields
Return on Equity (ROE)	+13.3%	+13.3%	+12.4%	+13.5%	+10.3%
Return on Assets (ROA)	+1.8%	+1.8%	+1.5%	+1.6%	+1.1%
Earnings Yield	+10.8%	+10.9%	+10.7%	+9.2%	+8.8%
FCF Yield	-58.2%	-58.6%	-118.5%	-26.3%	+39.6%
Dividend Yield	+2.7%	+2.8%	—	—	—
Payout Ratio	+10.1%	+10.1%	+14.8%	+8.7%	—
Buyback Yield / Dilution	-19.7%	-19.7%	0.0%	+0.1%	—
Total Shareholder Return	-17.1%	-17.0%	0.0%	+0.1%	—