United Arab Bank

UABStocksAbu Dhabi Securities ExchangeBanks

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	4.15B	4.02B	2.83B	2.78B	1.75B
Market Cap Growth	+76.3%	+42.3%	+1.5%	+58.8%	+26.3%
Last Close Price	1.34	1.27	1.22	1.20	0.76
Valuation Multiples
Forward PE (Next 12M Est.)	11.72	11.02	11.66	15.00	10.69
PE Ratio	9.62	9.19	9.39	10.91	11.33
PEG Ratio	—	6.29	6.29	6.29	6.29
PS Ratio	4.84	4.75	4.36	5.16	4.29
PB Ratio	1.03	1.00	1.11	1.22	1.17
P/TBV Ratio	1.04	1.02	1.13	1.22	1.17
P/FCF Ratio	—	—	—	—	2.52
P/OCF Ratio	—	—	—	—	2.48
Leverage & Capital
Debt / Equity Ratio	1.22	0.67	0.78	1.10	0.70
Debt / FCF Ratio	—	—	—	—	1.51
Net Debt / Equity Ratio	0.59	-0.00	-0.25	0.14	-0.19
Net Debt / FCF Ratio	-1.08	0.00	0.19	-0.43	-0.41
Returns & Yields
Return on Equity (ROE)	+12.6%	+13.3%	+12.4%	+13.5%	+10.3%
Return on Assets (ROA)	+1.7%	+1.8%	+1.5%	+1.6%	+1.1%
Earnings Yield	+10.4%	+10.9%	+10.7%	+9.2%	+8.8%
FCF Yield	-52.9%	-58.6%	-118.5%	-26.3%	+39.6%
Dividend Yield	+2.6%	+2.8%	—	—	—
Payout Ratio	+35.7%	+10.1%	+14.8%	+8.7%	—
Buyback Yield / Dilution	-49.0%	-19.7%	0.0%	+0.1%	—
Total Shareholder Return	-46.3%	-17.0%	0.0%	+0.1%	—

AED 1.37

Last traded price

+3.0%

Price as of August 5, 2026 · --:--

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	4.15B	4.02B	2.83B	2.78B	1.75B
Market Cap Growth	+76.3%	+42.3%	+1.5%	+58.8%	+26.3%
Last Close Price	1.34	1.27	1.22	1.20	0.76
Valuation Multiples
Forward PE (Next 12M Est.)	11.72	11.02	11.66	15.00	10.69
PE Ratio	9.62	9.19	9.39	10.91	11.33
PEG Ratio	—	6.29	6.29	6.29	6.29
PS Ratio	4.84	4.75	4.36	5.16	4.29
PB Ratio	1.03	1.00	1.11	1.22	1.17
P/TBV Ratio	1.04	1.02	1.13	1.22	1.17
P/FCF Ratio	—	—	—	—	2.52
P/OCF Ratio	—	—	—	—	2.48
Leverage & Capital
Debt / Equity Ratio	1.22	0.67	0.78	1.10	0.70
Debt / FCF Ratio	—	—	—	—	1.51
Net Debt / Equity Ratio	0.59	-0.00	-0.25	0.14	-0.19
Net Debt / FCF Ratio	-1.08	0.00	0.19	-0.43	-0.41
Returns & Yields
Return on Equity (ROE)	+12.6%	+13.3%	+12.4%	+13.5%	+10.3%
Return on Assets (ROA)	+1.7%	+1.8%	+1.5%	+1.6%	+1.1%
Earnings Yield	+10.4%	+10.9%	+10.7%	+9.2%	+8.8%
FCF Yield	-52.9%	-58.6%	-118.5%	-26.3%	+39.6%
Dividend Yield	+2.6%	+2.8%	—	—	—
Payout Ratio	+35.7%	+10.1%	+14.8%	+8.7%	—
Buyback Yield / Dilution	-49.0%	-19.7%	0.0%	+0.1%	—
Total Shareholder Return	-46.3%	-17.0%	0.0%	+0.1%	—