Financials

Income Statement Balance Sheet Cash Flow Ratios

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.64B	2.43B	3.88B	2.37B	3.19B
Total Assets	33.87B	32.83B	32.86B	28.03B	26.63B
Investment Securities	6.02B	5.41B	5.66B	4.91B	3.98B
Trading Assets	—	144.20M	37.64M	100.12M	104.81M
Gross Loans	—	20.84B	19.08B	16.46B	16.13B
Net Loans	—	19.45B	17.73B	15.21B	14.83B
Allowance for Loan Losses	—	-0.67B	-0.69B	-0.69B	-0.73B
Liabilities
Total Deposits	27.51B	26.73B	26.63B	22.04B	20.79B
Interest-Bearing Deposits	27.51B	21.08B	21.53B	17.08B	15.87B
Non-Interest-Bearing Deposits	—	5.65B	5.11B	4.96B	4.93B
Total Debt	1.82B	1.83B	1.83B	1.83B	1.83B
Total Liabilities	30.45B	29.62B	29.39B	24.66B	23.41B
Equity & Ownership
Total Equity	3.42B	3.20B	3.47B	3.37B	3.22B
Shares Outstanding	2,717,395,348	2,720,745,000	2,719,523,000	2,692,294,603	2,693,102,345
Cash & Assets
Total Assets	33.87B	32.83B	32.86B	28.03B	26.63B
Cash & Equivalents	2.64B	2.43B	3.88B	2.37B	3.19B
Net Cash (Debt)	0.83B	0.74B	2.08B	0.64B	1.46B
Net Cash Per Share	0.30	0.27	0.76	0.24	0.54
Net Cash Growth	-43.5%	-73.8%	-19.1%	-84.0%	-50.7%
Other Receivables	3.61B	2.96B	3.05B	3.04B	2.13B
Restricted Cash	—	0.88B	1.04B	0.99B	0.93B
Property, Plant & Equipment	210.99M	202.62M	171.60M	150.30M	139.83M
Investments in Real Estate	672.50M	401.20M	401.20M	395.48M	392.60M
Other Current Assets	—	139.05M	83.34M	100.67M	72.36M
Other Long-Term Assets	1.01B	0.23B	0.24B	0.22B	0.34B
Long-Term Deferred Tax Assets	—	2.90M	—	—	—
Loans Held for Sale	19.69B	—	—	—	—
Long-Term Leases	—	17.04M	16.40M	14.06M	13.57M
Current Portion of Leases	—	—	—	—	—
Loans & Investments
Gross Loans	—	20.84B	19.08B	16.46B	16.13B
Net Loans	—	19.45B	17.73B	15.21B	14.83B
Allowance for Loan Losses	—	-0.67B	-0.69B	-0.69B	-0.73B
Investment Securities	6.02B	5.41B	5.66B	4.91B	3.98B
Trading Asset Securities	—	144.20M	37.64M	100.12M	104.81M
Total Investments	6.02B	5.55B	5.70B	5.01B	4.08B
Other Adjustments to Gross Loans	—	-0.71B	-0.66B	-0.56B	-0.57B
Liabilities & Obligations
Total Liabilities	30.45B	29.62B	29.39B	24.66B	23.41B
Total Liabilities & Equity	33.87B	32.83B	32.86B	28.03B	26.63B
Accrued Expenses	—	26.02M	44.79M	34.73M	25.83M
Accrued Interest Payable	—	323.48M	302.38M	261.27M	340.77M
Accrued Interest Receivable	—	146.19M	140.78M	138.30M	123.14M
Current Income Taxes Payable	—	52.46M	47.89M	33.29M	59.61M
Other Current Liabilities	—	399.99M	256.34M	198.00M	197.43M
Other Long-Term Liabilities	1.12B	0.26B	0.26B	0.26B	0.15B
Long-Term Deferred Tax Liabilities	—	—	12.52M	8.63M	10.34M
Debt & Funding
Total Debt	1.82B	1.83B	1.83B	1.83B	1.83B
Long-Term Debt	1.82B	1.82B	1.82B	1.82B	1.82B
Total Deposits	27.51B	26.73B	26.63B	22.04B	20.79B
Interest Bearing Deposits	27.51B	21.08B	21.53B	17.08B	15.87B
Non-Interest Bearing Deposits	—	5.65B	5.11B	4.96B	4.93B
Equity & Book Value
Shareholders' Equity	3.42B	3.20B	3.47B	3.37B	3.22B
Total Common Equity	3.41B	3.20B	3.47B	3.37B	3.22B
Common Stock	2.72B	2.72B	2.72B	2.72B	2.72B
Retained Earnings	968.60M	844.44M	957.81M	848.84M	744.50M
Treasury Stock	-6.77M	-2.76M	-3.98M	-31.21M	-30.40M
Comprehensive Income & Other	-275.26M	-361.21M	-205.08M	-171.49M	-213.65M
Minority Interest	5.48M	—	—	—	—
Book Value Per Share	1.25	1.18	1.28	1.25	1.20
Tangible Book Value	3.41B	3.20B	3.47B	3.37B	3.22B
Tangible Book Value Per Share	1.25	1.18	1.28	1.25	1.20
Filing Date Shares Outstanding	2.72B	2.72B	2.72B	2.69B	2.69B
Total Common Shares Outstanding	2.72B	2.72B	2.72B	2.69B	2.69B
Supplemental
Other Real Estate Owned & Foreclosed	—	0.43B	0.43B	0.42B	0.41B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.64B	2.43B	3.88B	2.37B	3.19B
Total Assets	33.87B	32.83B	32.86B	28.03B	26.63B
Investment Securities	6.02B	5.41B	5.66B	4.91B	3.98B
Trading Assets	—	144.20M	37.64M	100.12M	104.81M
Gross Loans	—	20.84B	19.08B	16.46B	16.13B
Net Loans	—	19.45B	17.73B	15.21B	14.83B
Allowance for Loan Losses	—	-0.67B	-0.69B	-0.69B	-0.73B
Liabilities
Total Deposits	27.51B	26.73B	26.63B	22.04B	20.79B
Interest-Bearing Deposits	27.51B	21.08B	21.53B	17.08B	15.87B
Non-Interest-Bearing Deposits	—	5.65B	5.11B	4.96B	4.93B
Total Debt	1.82B	1.83B	1.83B	1.83B	1.83B
Total Liabilities	30.45B	29.62B	29.39B	24.66B	23.41B
Equity & Ownership
Total Equity	3.42B	3.20B	3.47B	3.37B	3.22B
Shares Outstanding	2,717,395,348	2,720,745,000	2,719,523,000	2,692,294,603	2,693,102,345
Cash & Assets
Total Assets	33.87B	32.83B	32.86B	28.03B	26.63B
Cash & Equivalents	2.64B	2.43B	3.88B	2.37B	3.19B
Net Cash (Debt)	0.83B	0.74B	2.08B	0.64B	1.46B
Net Cash Per Share	0.30	0.27	0.76	0.24	0.54
Net Cash Growth	-43.5%	-73.8%	-19.1%	-84.0%	-50.7%
Other Receivables	3.61B	2.96B	3.05B	3.04B	2.13B
Restricted Cash	—	0.88B	1.04B	0.99B	0.93B
Property, Plant & Equipment	210.99M	202.62M	171.60M	150.30M	139.83M
Investments in Real Estate	672.50M	401.20M	401.20M	395.48M	392.60M
Other Current Assets	—	139.05M	83.34M	100.67M	72.36M
Other Long-Term Assets	1.01B	0.23B	0.24B	0.22B	0.34B
Long-Term Deferred Tax Assets	—	2.90M	—	—	—
Loans Held for Sale	19.69B	—	—	—	—
Long-Term Leases	—	17.04M	16.40M	14.06M	13.57M
Current Portion of Leases	—	—	—	—	—
Loans & Investments
Gross Loans	—	20.84B	19.08B	16.46B	16.13B
Net Loans	—	19.45B	17.73B	15.21B	14.83B
Allowance for Loan Losses	—	-0.67B	-0.69B	-0.69B	-0.73B
Investment Securities	6.02B	5.41B	5.66B	4.91B	3.98B
Trading Asset Securities	—	144.20M	37.64M	100.12M	104.81M
Total Investments	6.02B	5.55B	5.70B	5.01B	4.08B
Other Adjustments to Gross Loans	—	-0.71B	-0.66B	-0.56B	-0.57B
Liabilities & Obligations
Total Liabilities	30.45B	29.62B	29.39B	24.66B	23.41B
Total Liabilities & Equity	33.87B	32.83B	32.86B	28.03B	26.63B
Accrued Expenses	—	26.02M	44.79M	34.73M	25.83M
Accrued Interest Payable	—	323.48M	302.38M	261.27M	340.77M
Accrued Interest Receivable	—	146.19M	140.78M	138.30M	123.14M
Current Income Taxes Payable	—	52.46M	47.89M	33.29M	59.61M
Other Current Liabilities	—	399.99M	256.34M	198.00M	197.43M
Other Long-Term Liabilities	1.12B	0.26B	0.26B	0.26B	0.15B
Long-Term Deferred Tax Liabilities	—	—	12.52M	8.63M	10.34M
Debt & Funding
Total Debt	1.82B	1.83B	1.83B	1.83B	1.83B
Long-Term Debt	1.82B	1.82B	1.82B	1.82B	1.82B
Total Deposits	27.51B	26.73B	26.63B	22.04B	20.79B
Interest Bearing Deposits	27.51B	21.08B	21.53B	17.08B	15.87B
Non-Interest Bearing Deposits	—	5.65B	5.11B	4.96B	4.93B
Equity & Book Value
Shareholders' Equity	3.42B	3.20B	3.47B	3.37B	3.22B
Total Common Equity	3.41B	3.20B	3.47B	3.37B	3.22B
Common Stock	2.72B	2.72B	2.72B	2.72B	2.72B
Retained Earnings	968.60M	844.44M	957.81M	848.84M	744.50M
Treasury Stock	-6.77M	-2.76M	-3.98M	-31.21M	-30.40M
Comprehensive Income & Other	-275.26M	-361.21M	-205.08M	-171.49M	-213.65M
Minority Interest	5.48M	—	—	—	—
Book Value Per Share	1.25	1.18	1.28	1.25	1.20
Tangible Book Value	3.41B	3.20B	3.47B	3.37B	3.22B
Tangible Book Value Per Share	1.25	1.18	1.28	1.25	1.20
Filing Date Shares Outstanding	2.72B	2.72B	2.72B	2.69B	2.69B
Total Common Shares Outstanding	2.72B	2.72B	2.72B	2.69B	2.69B
Supplemental
Other Real Estate Owned & Foreclosed	—	0.43B	0.43B	0.42B	0.41B

Financials

Quarterly (AED)

Ajman Bank

Quarterly (AED)