AMLAK

Amlak Finance PJSC

AMLAKStocksDubai Financial MarketDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Semi-annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Free Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Capital Expenditures	-0.30M	-0.53M	-0.50M	-1.44M	-0.81M
Investing & Financing
Investing Cash Flow	-1.01B	0.27B	0.12B	0.24B	-0.02B
Financing Cash Flow	-987.38M	-722.90M	-396.31M	-575.78M	-455.97M
Share Repurchase	—	-39.98M	-62.23M	-84.97M	-56.36M
Operating Activities
Operating Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Net Income	1.47B	0.01B	0.26B	0.48B	1.06B
Change in Other Net Operating Assets	622.18M	219.60M	260.09M	431.22M	413.00M
Change in Working Capital	622.18M	219.60M	260.09M	431.22M	413.00M
Other Operating Activities	734.00M	62.84M	-118.90M	-332.61M	-993.41M
Provision for Credit Losses	—	—	-23.71M	-28.20M	26.46M
Depreciation & Amortization	0.96M	1.09M	1.48M	2.67M	3.70M
Cash Interest Paid	32.68M	74.04M	—	—	—
Cash Income Tax Paid	8.17M	12.85M	1.33M	1.10M	—
Loss (Gain) on Equity Investments	-77.79M	-35.14M	-7.06M	-17.42M	-19.04M
Asset Writedown & Restructuring Costs	-30.54M	-29.10M	-67.05M	-48.26M	-17.23M
Investing Activities
Investing Cash Flow	-1.01B	0.27B	0.12B	0.24B	-0.02B
Capital Expenditures	-0.30M	-0.53M	-0.50M	-1.44M	-0.81M
Investment in Securities	-1.28B	0.00B	-0.13B	0.11B	-0.24B
Other Investing Activities	—	140.00M	50.80M	112.64M	59.00M
Sale of Property, Plant & Equipment	5.57M	—	—	—	—
Loss (Gain) on Sale of Investments	25.13M	—	—	—	—
Financing Activities
Financing Cash Flow	-987.38M	-722.90M	-396.31M	-575.78M	-455.97M
Issuance of Common Stock	—	—	—	—	—
Repurchase of Common Stock	—	-39.98M	-62.23M	-84.97M	-56.36M
Long-Term Debt Issued	37.36M	75.22M	118.74M	37.52M	122.05M
Long-Term Debt Repaid	-17.77M	-37.21M	-50.74M	-63.28M	-62.28M
Net Debt Issued (Repaid)	19.60M	38.01M	68.00M	-25.76M	59.77M
Other Financing Activities	-1.01B	-0.72B	-0.40B	-0.47B	-0.46B
Free Cash Flow & Returns
Free Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Free Cash Flow Growth	+932.9%	+4.6%	-46.5%	+2.1%	+517.4%
Free Cash Flow Margin	+92.0%	+231.1%	+119.2%	+170.6%	+156.1%
Free Cash Flow Per Share	1.74	0.18	0.12	0.20	0.17
Operating Cash Flow Growth	+931.0%	+4.6%	-46.5%	+2.2%	+502.7%
Net Cash Flow	785.53M	-231.85M	-51.71M	64.12M	-4.62M
Foreign Exchange Rate Adjustments	2.76M	-44.35M	-33.77M	-83.12M	-3.12M

Income Statement Balance Sheet Cash Flow Ratios

Annual Semi-annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Free Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Capital Expenditures	-0.30M	-0.53M	-0.50M	-1.44M	-0.81M
Investing & Financing
Investing Cash Flow	-1.01B	0.27B	0.12B	0.24B	-0.02B
Financing Cash Flow	-987.38M	-722.90M	-396.31M	-575.78M	-455.97M
Share Repurchase	—	-39.98M	-62.23M	-84.97M	-56.36M
Operating Activities
Operating Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Net Income	1.47B	0.01B	0.26B	0.48B	1.06B
Change in Other Net Operating Assets	622.18M	219.60M	260.09M	431.22M	413.00M
Change in Working Capital	622.18M	219.60M	260.09M	431.22M	413.00M
Other Operating Activities	734.00M	62.84M	-118.90M	-332.61M	-993.41M
Provision for Credit Losses	—	—	-23.71M	-28.20M	26.46M
Depreciation & Amortization	0.96M	1.09M	1.48M	2.67M	3.70M
Cash Interest Paid	32.68M	74.04M	—	—	—
Cash Income Tax Paid	8.17M	12.85M	1.33M	1.10M	—
Loss (Gain) on Equity Investments	-77.79M	-35.14M	-7.06M	-17.42M	-19.04M
Asset Writedown & Restructuring Costs	-30.54M	-29.10M	-67.05M	-48.26M	-17.23M
Investing Activities
Investing Cash Flow	-1.01B	0.27B	0.12B	0.24B	-0.02B
Capital Expenditures	-0.30M	-0.53M	-0.50M	-1.44M	-0.81M
Investment in Securities	-1.28B	0.00B	-0.13B	0.11B	-0.24B
Other Investing Activities	—	140.00M	50.80M	112.64M	59.00M
Sale of Property, Plant & Equipment	5.57M	—	—	—	—
Loss (Gain) on Sale of Investments	25.13M	—	—	—	—
Financing Activities
Financing Cash Flow	-987.38M	-722.90M	-396.31M	-575.78M	-455.97M
Issuance of Common Stock	—	—	—	—	—
Repurchase of Common Stock	—	-39.98M	-62.23M	-84.97M	-56.36M
Long-Term Debt Issued	37.36M	75.22M	118.74M	37.52M	122.05M
Long-Term Debt Repaid	-17.77M	-37.21M	-50.74M	-63.28M	-62.28M
Net Debt Issued (Repaid)	19.60M	38.01M	68.00M	-25.76M	59.77M
Other Financing Activities	-1.01B	-0.72B	-0.40B	-0.47B	-0.46B
Free Cash Flow & Returns
Free Cash Flow	2.78B	0.27B	0.26B	0.48B	0.47B
Free Cash Flow Growth	+932.9%	+4.6%	-46.5%	+2.1%	+517.4%
Free Cash Flow Margin	+92.0%	+231.1%	+119.2%	+170.6%	+156.1%
Free Cash Flow Per Share	1.74	0.18	0.12	0.20	0.17
Operating Cash Flow Growth	+931.0%	+4.6%	-46.5%	+2.2%	+502.7%
Net Cash Flow	785.53M	-231.85M	-51.71M	64.12M	-4.62M
Foreign Exchange Rate Adjustments	2.76M	-44.35M	-33.77M	-83.12M	-3.12M