BHM Capital

BHM Capital Financial Services P.S.C

BHMCAPITALStocksDubai Financial MarketDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Operating Summary
Revenue	33.06M	33.06M	39.06M	37.06M	33.83M
Operating Income	10.72M	10.72M	11.97M	12.17M	12.31M
Interest Income	-2.22M	-2.22M	2.78M	2.83M	0.57M
Pretax Income	11.50M	11.50M	11.97M	12.17M	13.87M
Income Tax	1.04M	1.04M	1.09M	1.10M	1.20M
Net Income	10.46M	10.46M	10.87M	11.08M	12.67M
Net Interest Income	-24.15M	-24.15M	-7.90M	-7.33M	-8.75M
Broker Commission	17.74M	17.74M	16.27M	15.11M	14.39M
EPS (Basic)	0.03	0.03	0.05	0.05	0.06
EPS (Diluted)	0.03	0.03	0.05	0.05	0.06
Margins & Efficiency
Net Margin %	+31.6%	+31.6%	+27.8%	+29.9%	+37.5%
Revenue & Income
Revenue	33.06M	33.06M	39.06M	37.06M	33.83M
Revenue as Reported	55.78M	55.78M	49.74M	47.21M	44.71M
Revenue Growth (YoY)	-2.3%	+9.3%	+23.5%	+20.9%	-3.5%
Broker Commission	17.74M	17.74M	16.27M	15.11M	14.39M
Inv Banking Fee	—	—	—	—	—
Trade Principal	29.18M	29.18M	22.07M	22.47M	21.63M
Other Revenue CM	-0.40M	-0.40M	8.62M	6.81M	2.33M
Gain (Loss) on Sale of Investments	—	—	—	—	—
Gain Invest Rev	10.69M	10.69M	—	—	4.23M
Currency Exchange Gain (Loss)	0.76M	0.76M	—	—	1.56M
Currency Gains CM	0.76M	0.76M	—	—	1.56M
Expenses & Provisions
Cost Of Services Provided	8.23M	8.23M	6.58M	6.55M	6.97M
Total Operating Expenses CM	22.34M	22.34M	27.09M	24.88M	21.52M
Salaries and Employee Benefits	13.25M	13.25M	19.88M	17.68M	13.86M
Asset Writedown	23.68K	23.68K	—	—	—
Profitability & Returns
EBT Excluding Unusual Items	11.48M	11.48M	11.97M	12.17M	13.87M
Pretax Income	11.50M	11.50M	11.97M	12.17M	13.87M
Operating Income	10.72M	10.72M	11.97M	12.17M	12.31M
Operating Margin	+32.4%	+32.4%	+30.6%	+32.9%	+36.4%
Profit Margin	+31.6%	+31.6%	+27.8%	+29.9%	+37.5%
Net Income	10.46M	10.46M	10.87M	11.08M	12.67M
Net Income to Common	10.46M	10.46M	10.87M	11.08M	12.67M
Net Income Growth	-17.4%	+30.9%	+41.7%	+21.1%	+1.6%
Income Tax Expense	1.04M	1.04M	1.09M	1.10M	1.20M
Effective Tax Rate	+9.1%	+9.1%	+9.1%	+9.0%	+8.7%
Per Share & Capital
EPS (Basic)	0.03	0.03	0.05	0.05	0.06
EPS (Diluted)	0.03	0.03	0.05	0.05	0.06
EPS Growth	-46.3%	-23.0%	+39.7%	+24.9%	-8.8%
Shares Change (YoY)	0.54	0.7	0.01	-0.03	0.11
Shares Outstanding (Basic)	353.67M	353.67M	219.22M	209.74M	230.04M
Shares Outstanding (Diluted)	353.67M	353.67M	219.22M	209.74M	230.04M
Free Cash Flow	62.17M	62.17M	-37.37M	-37.37M	114.89M
Free Cash Flow Margin	+188.0%	+188.0%	-95.7%	-100.9%	+339.6%
Free Cash Flow Per Share	0.18	0.18	-0.17	-0.18	0.50
Supplemental
Int Exp CM	21.93M	21.93M	10.68M	10.16M	9.32M
Int Inc CM	-2.22M	-2.22M	2.78M	2.83M	0.57M
Net Int Inc CM	-24.15M	-24.15M	-7.90M	-7.33M	-8.75M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Operating Summary
Revenue	33.06M	33.06M	39.06M	37.06M	33.83M
Operating Income	10.72M	10.72M	11.97M	12.17M	12.31M
Interest Income	-2.22M	-2.22M	2.78M	2.83M	0.57M
Pretax Income	11.50M	11.50M	11.97M	12.17M	13.87M
Income Tax	1.04M	1.04M	1.09M	1.10M	1.20M
Net Income	10.46M	10.46M	10.87M	11.08M	12.67M
Net Interest Income	-24.15M	-24.15M	-7.90M	-7.33M	-8.75M
Broker Commission	17.74M	17.74M	16.27M	15.11M	14.39M
EPS (Basic)	0.03	0.03	0.05	0.05	0.06
EPS (Diluted)	0.03	0.03	0.05	0.05	0.06
Margins & Efficiency
Net Margin %	+31.6%	+31.6%	+27.8%	+29.9%	+37.5%
Revenue & Income
Revenue	33.06M	33.06M	39.06M	37.06M	33.83M
Revenue as Reported	55.78M	55.78M	49.74M	47.21M	44.71M
Revenue Growth (YoY)	-2.3%	+9.3%	+23.5%	+20.9%	-3.5%
Broker Commission	17.74M	17.74M	16.27M	15.11M	14.39M
Inv Banking Fee	—	—	—	—	—
Trade Principal	29.18M	29.18M	22.07M	22.47M	21.63M
Other Revenue CM	-0.40M	-0.40M	8.62M	6.81M	2.33M
Gain (Loss) on Sale of Investments	—	—	—	—	—
Gain Invest Rev	10.69M	10.69M	—	—	4.23M
Currency Exchange Gain (Loss)	0.76M	0.76M	—	—	1.56M
Currency Gains CM	0.76M	0.76M	—	—	1.56M
Expenses & Provisions
Cost Of Services Provided	8.23M	8.23M	6.58M	6.55M	6.97M
Total Operating Expenses CM	22.34M	22.34M	27.09M	24.88M	21.52M
Salaries and Employee Benefits	13.25M	13.25M	19.88M	17.68M	13.86M
Asset Writedown	23.68K	23.68K	—	—	—
Profitability & Returns
EBT Excluding Unusual Items	11.48M	11.48M	11.97M	12.17M	13.87M
Pretax Income	11.50M	11.50M	11.97M	12.17M	13.87M
Operating Income	10.72M	10.72M	11.97M	12.17M	12.31M
Operating Margin	+32.4%	+32.4%	+30.6%	+32.9%	+36.4%
Profit Margin	+31.6%	+31.6%	+27.8%	+29.9%	+37.5%
Net Income	10.46M	10.46M	10.87M	11.08M	12.67M
Net Income to Common	10.46M	10.46M	10.87M	11.08M	12.67M
Net Income Growth	-17.4%	+30.9%	+41.7%	+21.1%	+1.6%
Income Tax Expense	1.04M	1.04M	1.09M	1.10M	1.20M
Effective Tax Rate	+9.1%	+9.1%	+9.1%	+9.0%	+8.7%
Per Share & Capital
EPS (Basic)	0.03	0.03	0.05	0.05	0.06
EPS (Diluted)	0.03	0.03	0.05	0.05	0.06
EPS Growth	-46.3%	-23.0%	+39.7%	+24.9%	-8.8%
Shares Change (YoY)	0.54	0.7	0.01	-0.03	0.11
Shares Outstanding (Basic)	353.67M	353.67M	219.22M	209.74M	230.04M
Shares Outstanding (Diluted)	353.67M	353.67M	219.22M	209.74M	230.04M
Free Cash Flow	62.17M	62.17M	-37.37M	-37.37M	114.89M
Free Cash Flow Margin	+188.0%	+188.0%	-95.7%	-100.9%	+339.6%
Free Cash Flow Per Share	0.18	0.18	-0.17	-0.18	0.50
Supplemental
Int Exp CM	21.93M	21.93M	10.68M	10.16M	9.32M
Int Inc CM	-2.22M	-2.22M	2.78M	2.83M	0.57M
Net Int Inc CM	-24.15M	-24.15M	-7.90M	-7.33M	-8.75M