CBD

Commercial Bank of Dubai(PSC)

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Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.57B	3.03B	2.61B	3.65B	2.99B
Total Assets	154.50B	157.92B	160.31B	163.41B	150.61B
Investment Securities	20.93B	22.16B	21.93B	23.81B	14.11B
Trading Assets	0.49B	0.68B	0.52B	0.53B	0.60B
Gross Loans	112.93B	110.14B	108.43B	113.31B	108.60B
Net Loans	108.89B	105.83B	104.09B	109.09B	103.73B
Allowance for Loan Losses	-4.04B	-4.31B	-4.34B	-4.22B	-4.87B
Liabilities
Total Deposits	107.70B	109.63B	111.53B	112.15B	107.05B
Interest-Bearing Deposits	69.00B	69.08B	72.21B	72.30B	56.42B
Non-Interest-Bearing Deposits	38.70B	40.55B	39.33B	39.85B	50.62B
Total Debt	18.45B	17.97B	17.91B	20.78B	16.93B
Total Liabilities	137.54B	139.61B	140.89B	144.84B	132.96B
Equity & Ownership
Total Equity	16.97B	18.32B	19.42B	18.57B	17.64B
Shares Outstanding	2,985,191,949	2,985,191,949	2,985,191,949	2,985,191,949	2,985,191,949
Cash & Assets
Total Assets	154.50B	157.92B	160.31B	163.41B	150.61B
Cash & Equivalents	2.57B	3.03B	2.61B	3.65B	2.99B
Net Cash (Debt)	-15.39B	-14.26B	-13.18B	-16.60B	-13.34B
Net Cash Per Share	-5.16	-4.78	-4.41	-5.56	-4.47
Net Cash Growth	—	—	—	—	—
Other Receivables	0.70B	0.72B	0.69B	0.83B	0.65B
Restricted Cash	10.14B	13.87B	19.81B	14.86B	20.27B
Property, Plant & Equipment	1.02B	0.97B	0.94B	0.77B	0.70B
Investments in Real Estate	173.70M	173.70M	173.70M	241.12M	241.12M
Other Current Assets	8.20B	9.00B	8.02B	8.08B	5.86B
Long-Term Deferred Tax Assets	—	449.00K	—	—	—
Loans & Investments
Gross Loans	112.93B	110.14B	108.43B	113.31B	108.60B
Net Loans	108.89B	105.83B	104.09B	109.09B	103.73B
Allowance for Loan Losses	-4.04B	-4.31B	-4.34B	-4.22B	-4.87B
Investment Securities	20.93B	22.16B	21.93B	23.81B	14.11B
Trading Asset Securities	0.49B	0.68B	0.52B	0.53B	0.60B
Total Investments	21.42B	22.84B	22.45B	24.34B	14.71B
Liabilities & Obligations
Total Liabilities	137.54B	139.61B	140.89B	144.84B	132.96B
Total Liabilities & Equity	154.50B	157.92B	160.31B	163.41B	150.61B
Accounts Payable	0.39B	0.39B	0.34B	1.07B	0.55B
Accrued Expenses	154.59M	141.77M	251.09M	220.18M	163.86M
Accrued Interest Payable	0.76B	1.09B	1.06B	1.01B	0.71B
Accrued Interest Receivable	807.86M	894.38M	879.65M	870.05M	790.60M
Current Income Taxes Payable	513.36M	425.92M	343.69M	252.81M	480.63M
Long-Term Unearned Revenue	20.38M	17.59M	—	83.10M	15.72M
Other Current Liabilities	9.15B	9.54B	9.36B	8.94B	6.77B
Other Long-Term Liabilities	0.35B	0.34B	—	0.26B	0.26B
Pension & Post-Retirement Benefits	45.17M	44.44M	44.89M	42.04M	41.89M
Long-Term Deferred Tax Liabilities	—	—	—	21.78M	—
Debt & Funding
Total Debt	18.45B	17.97B	17.91B	20.78B	16.93B
Current Portion of Long-Term Debt	—	—	275.48M	275.50M	—
Long-Term Debt	18.06B	17.62B	14.39B	20.18B	16.51B
Short-Term Borrowings	0.39B	0.36B	3.25B	0.33B	0.42B
Total Deposits	107.70B	109.63B	111.53B	112.15B	107.05B
Interest Bearing Deposits	69.00B	69.08B	72.21B	72.30B	56.42B
Non-Interest Bearing Deposits	38.70B	40.55B	39.33B	39.85B	50.62B
Equity & Book Value
Shareholders' Equity	16.97B	18.32B	19.42B	18.57B	17.64B
Common Stock	2.99B	2.99B	2.99B	2.99B	2.99B
Retained Earnings	14.38B	13.56B	14.49B	13.65B	12.76B
Comprehensive Income & Other	-0.40B	1.77B	1.94B	1.94B	1.90B
Book Value Per Share	5.68	5.40	5.77	5.48	5.17
Tangible Book Value	16.97B	18.32B	19.42B	18.57B	17.64B
Tangible Book Value Per Share	5.68	5.40	5.77	5.48	5.17
Filing Date Shares Outstanding	2.99B	2.99B	2.99B	2.99B	2.99B
Total Common Shares Outstanding	2.99B	2.99B	2.99B	2.99B	2.99B
Supplemental
Other Real Estate Owned & Foreclosed	0.57B	0.60B	0.65B	0.67B	0.69B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q2 2026Jun 30, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Assets
Cash & Equivalents	2.57B	3.03B	2.61B	3.65B	2.99B
Total Assets	154.50B	157.92B	160.31B	163.41B	150.61B
Investment Securities	20.93B	22.16B	21.93B	23.81B	14.11B
Trading Assets	0.49B	0.68B	0.52B	0.53B	0.60B
Gross Loans	112.93B	110.14B	108.43B	113.31B	108.60B
Net Loans	108.89B	105.83B	104.09B	109.09B	103.73B
Allowance for Loan Losses	-4.04B	-4.31B	-4.34B	-4.22B	-4.87B
Liabilities
Total Deposits	107.70B	109.63B	111.53B	112.15B	107.05B
Interest-Bearing Deposits	69.00B	69.08B	72.21B	72.30B	56.42B
Non-Interest-Bearing Deposits	38.70B	40.55B	39.33B	39.85B	50.62B
Total Debt	18.45B	17.97B	17.91B	20.78B	16.93B
Total Liabilities	137.54B	139.61B	140.89B	144.84B	132.96B
Equity & Ownership
Total Equity	16.97B	18.32B	19.42B	18.57B	17.64B
Shares Outstanding	2,985,191,949	2,985,191,949	2,985,191,949	2,985,191,949	2,985,191,949
Cash & Assets
Total Assets	154.50B	157.92B	160.31B	163.41B	150.61B
Cash & Equivalents	2.57B	3.03B	2.61B	3.65B	2.99B
Net Cash (Debt)	-15.39B	-14.26B	-13.18B	-16.60B	-13.34B
Net Cash Per Share	-5.16	-4.78	-4.41	-5.56	-4.47
Net Cash Growth	—	—	—	—	—
Other Receivables	0.70B	0.72B	0.69B	0.83B	0.65B
Restricted Cash	10.14B	13.87B	19.81B	14.86B	20.27B
Property, Plant & Equipment	1.02B	0.97B	0.94B	0.77B	0.70B
Investments in Real Estate	173.70M	173.70M	173.70M	241.12M	241.12M
Other Current Assets	8.20B	9.00B	8.02B	8.08B	5.86B
Long-Term Deferred Tax Assets	—	449.00K	—	—	—
Loans & Investments
Gross Loans	112.93B	110.14B	108.43B	113.31B	108.60B
Net Loans	108.89B	105.83B	104.09B	109.09B	103.73B
Allowance for Loan Losses	-4.04B	-4.31B	-4.34B	-4.22B	-4.87B
Investment Securities	20.93B	22.16B	21.93B	23.81B	14.11B
Trading Asset Securities	0.49B	0.68B	0.52B	0.53B	0.60B
Total Investments	21.42B	22.84B	22.45B	24.34B	14.71B
Liabilities & Obligations
Total Liabilities	137.54B	139.61B	140.89B	144.84B	132.96B
Total Liabilities & Equity	154.50B	157.92B	160.31B	163.41B	150.61B
Accounts Payable	0.39B	0.39B	0.34B	1.07B	0.55B
Accrued Expenses	154.59M	141.77M	251.09M	220.18M	163.86M
Accrued Interest Payable	0.76B	1.09B	1.06B	1.01B	0.71B
Accrued Interest Receivable	807.86M	894.38M	879.65M	870.05M	790.60M
Current Income Taxes Payable	513.36M	425.92M	343.69M	252.81M	480.63M
Long-Term Unearned Revenue	20.38M	17.59M	—	83.10M	15.72M
Other Current Liabilities	9.15B	9.54B	9.36B	8.94B	6.77B
Other Long-Term Liabilities	0.35B	0.34B	—	0.26B	0.26B
Pension & Post-Retirement Benefits	45.17M	44.44M	44.89M	42.04M	41.89M
Long-Term Deferred Tax Liabilities	—	—	—	21.78M	—
Debt & Funding
Total Debt	18.45B	17.97B	17.91B	20.78B	16.93B
Current Portion of Long-Term Debt	—	—	275.48M	275.50M	—
Long-Term Debt	18.06B	17.62B	14.39B	20.18B	16.51B
Short-Term Borrowings	0.39B	0.36B	3.25B	0.33B	0.42B
Total Deposits	107.70B	109.63B	111.53B	112.15B	107.05B
Interest Bearing Deposits	69.00B	69.08B	72.21B	72.30B	56.42B
Non-Interest Bearing Deposits	38.70B	40.55B	39.33B	39.85B	50.62B
Equity & Book Value
Shareholders' Equity	16.97B	18.32B	19.42B	18.57B	17.64B
Common Stock	2.99B	2.99B	2.99B	2.99B	2.99B
Retained Earnings	14.38B	13.56B	14.49B	13.65B	12.76B
Comprehensive Income & Other	-0.40B	1.77B	1.94B	1.94B	1.90B
Book Value Per Share	5.68	5.40	5.77	5.48	5.17
Tangible Book Value	16.97B	18.32B	19.42B	18.57B	17.64B
Tangible Book Value Per Share	5.68	5.40	5.77	5.48	5.17
Filing Date Shares Outstanding	2.99B	2.99B	2.99B	2.99B	2.99B
Total Common Shares Outstanding	2.99B	2.99B	2.99B	2.99B	2.99B
Supplemental
Other Real Estate Owned & Foreclosed	0.57B	0.60B	0.65B	0.67B	0.69B