Emirates Investment Bank

Emirates Investment Bank PJSC

EIBANKStocksDubai Financial MarketDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.62B	0.62B	1.00B	1.10B	0.37B
Market Cap Growth	-19.8%	-38.4%	-9.2%	+199.9%	+31.0%
Last Close Price	61.75	61.50	99.90	110.00	93.45
Valuation Multiples
PE Ratio	9.71	7.35	9.19	10.23	—
PS Ratio	3.27	3.26	4.79	5.96	7.83
PB Ratio	0.42	0.41	0.74	0.91	0.86
P/TBV Ratio	0.43	0.42	0.74	0.91	0.86
P/FCF Ratio	4.20	3.35	17.01	—	—
P/OCF Ratio	4.12	3.32	16.94	—	—
Leverage & Capital
Debt / Equity Ratio	—	0.01	0.01	0.01	0.03
Debt / FCF Ratio	—	0.04	0.21	—	—
Net Debt / Equity Ratio	-0.50	-0.65	-0.89	-0.53	-1.89
Net Debt / FCF Ratio	-5.02	-5.28	-20.29	0.70	0.99
Returns & Yields
Return on Equity (ROE)	+4.5%	+5.9%	+8.5%	+13.1%	-5.2%
Return on Assets (ROA)	+1.4%	+1.7%	+2.3%	+2.6%	-0.7%
Earnings Yield	+10.3%	+13.6%	+10.9%	+9.8%	-6.5%
FCF Yield	+23.8%	+29.8%	+5.9%	-83.7%	-222.0%
Buyback Yield / Dilution	—	—	-35.9%	-101.2%	-4.4%

AED 56.00

Official close

-4.9%

Price as of August 4, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.62B	0.62B	1.00B	1.10B	0.37B
Market Cap Growth	-19.8%	-38.4%	-9.2%	+199.9%	+31.0%
Last Close Price	61.75	61.50	99.90	110.00	93.45
Valuation Multiples
PE Ratio	9.71	7.35	9.19	10.23	—
PS Ratio	3.27	3.26	4.79	5.96	7.83
PB Ratio	0.42	0.41	0.74	0.91	0.86
P/TBV Ratio	0.43	0.42	0.74	0.91	0.86
P/FCF Ratio	4.20	3.35	17.01	—	—
P/OCF Ratio	4.12	3.32	16.94	—	—
Leverage & Capital
Debt / Equity Ratio	—	0.01	0.01	0.01	0.03
Debt / FCF Ratio	—	0.04	0.21	—	—
Net Debt / Equity Ratio	-0.50	-0.65	-0.89	-0.53	-1.89
Net Debt / FCF Ratio	-5.02	-5.28	-20.29	0.70	0.99
Returns & Yields
Return on Equity (ROE)	+4.5%	+5.9%	+8.5%	+13.1%	-5.2%
Return on Assets (ROA)	+1.4%	+1.7%	+2.3%	+2.6%	-0.7%
Earnings Yield	+10.3%	+13.6%	+10.9%	+9.8%	-6.5%
FCF Yield	+23.8%	+29.8%	+5.9%	-83.7%	-222.0%
Buyback Yield / Dilution	—	—	-35.9%	-101.2%	-4.4%