Emirates NBD

Emirates NBD Bank (P.J.S.C)

EMIRATESNBDStocksDubai Financial MarketBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Assets
Cash & Equivalents	56.11B	49.70B	48.68B	72.31B	62.93B
Total Assets	1.22T	1.16T	1.14T	1.09T	1.03T
Investment Securities	168.63B	175.08B	199.23B	183.79B	192.63B
Trading Assets	43.09B	43.94B	35.08B	28.48B	28.47B
Gross Loans	710.66B	665.45B	635.27B	576.30B	553.38B
Net Loans	677.84B	632.85B	603.65B	545.17B	520.91B
Allowance for Loan Losses	-24.85B	-24.92B	-24.72B	-25.04B	-26.64B
Liabilities
Total Deposits	830.01B	834.59B	760.35B	736.71B	697.60B
Interest-Bearing Deposits	830.01B	527.59B	760.35B	736.71B	697.60B
Non-Interest-Bearing Deposits	—	307.00B	—	—	—
Total Debt	181.99B	127.21B	181.59B	160.36B	153.90B
Total Liabilities	1.07T	1.02T	1.00T	0.95T	0.90T
Equity & Ownership
Total Equity	144.45B	144.82B	140.02B	133.24B	126.83B
Shares Outstanding	6,316,552,078	6,316,552,078	6,316,552,078	6,316,552,078	6,316,552,078
Cash & Assets
Total Assets	1.22T	1.16T	1.14T	1.09T	1.03T
Cash & Equivalents	56.11B	49.70B	48.68B	72.31B	62.93B
Net Cash (Debt)	-82.79B	-33.57B	-90.48B	-59.49B	-62.47B
Net Cash Per Share	-13.12	-5.32	-14.09	-9.25	-9.90
Other Receivables	120.84B	108.56B	105.60B	97.39B	88.66B
Restricted Cash	103.70B	107.49B	102.71B	113.87B	94.43B
Property, Plant & Equipment	8.97B	8.74B	8.57B	8.22B	8.03B
Goodwill	—	5.52B	—	—	—
Other Intangible Assets	5.61B	0.10B	5.62B	5.62B	5.62B
Investments in Real Estate	293.00M	347.00M	340.00M	338.00M	337.00M
Other Current Assets	16.58B	16.64B	15.97B	17.95B	16.42B
Other Long-Term Assets	4.67B	6.14B	3.26B	3.15B	2.66B
Long-Term Deferred Tax Assets	0.55B	0.10B	0.21B	0.55B	0.38B
Loans & Investments
Gross Loans	710.66B	665.45B	635.27B	576.30B	553.38B
Net Loans	677.84B	632.85B	603.65B	545.17B	520.91B
Allowance for Loan Losses	-24.85B	-24.92B	-24.72B	-25.04B	-26.64B
Investment Securities	168.63B	175.08B	199.23B	183.79B	192.63B
Trading Asset Securities	43.09B	43.94B	35.08B	28.48B	28.47B
Total Investments	211.73B	219.02B	234.31B	212.27B	221.10B
Other Adjustments to Gross Loans	-7.98B	-7.68B	-6.90B	-6.09B	-5.83B
Liabilities & Obligations
Total Liabilities	1.07T	1.02T	1.00T	0.95T	0.90T
Total Liabilities & Equity	1.22T	1.16T	1.14T	1.09T	1.03T
Accounts Payable	13.87B	10.61B	15.29B	11.70B	10.98B
Accrued Expenses	1.83B	2.41B	2.16B	1.89B	1.65B
Accrued Interest Payable	7.39B	6.84B	7.25B	6.76B	8.39B
Accrued Interest Receivable	9.88B	9.23B	10.15B	8.80B	9.10B
Current Income Taxes Payable	5.86B	4.21B	3.28B	4.57B	3.57B
Other Current Liabilities	12.51B	12.81B	13.17B	15.47B	13.41B
Other Long-Term Liabilities	18.85B	20.96B	15.98B	14.94B	14.24B
Debt & Funding
Total Debt	181.99B	127.21B	181.59B	160.36B	153.90B
Current Portion of Long-Term Debt	12.29B	—	4.50B	10.31B	17.72B
Long-Term Debt	150.05B	108.00B	160.79B	134.63B	120.86B
Short-Term Borrowings	19.66B	19.21B	16.30B	15.42B	15.33B
Total Deposits	830.01B	834.59B	760.35B	736.71B	697.60B
Interest Bearing Deposits	830.01B	527.59B	760.35B	736.71B	697.60B
Non-Interest Bearing Deposits	—	307.00B	—	—	—
Equity & Book Value
Shareholders' Equity	144.45B	144.82B	140.02B	133.24B	126.83B
Total Common Equity	144.20B	144.58B	139.78B	133.01B	126.60B
Common Stock	6.32B	6.32B	6.32B	6.32B	6.32B
Additional Paid-In Capital	17.95B	17.95B	17.95B	17.95B	17.95B
Retained Earnings	113.81B	114.47B	109.06B	102.76B	96.64B
Treasury Stock	-46.00M	-46.00M	-46.00M	-46.00M	-46.00M
Comprehensive Income & Other	6.17B	5.88B	6.50B	6.02B	5.73B
Minority Interest	250.00M	237.00M	232.00M	227.00M	232.00M
Book Value Per Share	21.38	21.44	20.68	19.61	18.60
Tangible Book Value	138.59B	138.96B	134.16B	127.39B	120.97B
Tangible Book Value Per Share	20.50	20.55	19.79	18.72	17.71
Filing Date Shares Outstanding	6.32B	6.32B	6.32B	6.32B	6.32B
Total Common Shares Outstanding	6.32B	6.32B	6.32B	6.32B	6.32B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Assets
Cash & Equivalents	56.11B	49.70B	48.68B	72.31B	62.93B
Total Assets	1.22T	1.16T	1.14T	1.09T	1.03T
Investment Securities	168.63B	175.08B	199.23B	183.79B	192.63B
Trading Assets	43.09B	43.94B	35.08B	28.48B	28.47B
Gross Loans	710.66B	665.45B	635.27B	576.30B	553.38B
Net Loans	677.84B	632.85B	603.65B	545.17B	520.91B
Allowance for Loan Losses	-24.85B	-24.92B	-24.72B	-25.04B	-26.64B
Liabilities
Total Deposits	830.01B	834.59B	760.35B	736.71B	697.60B
Interest-Bearing Deposits	830.01B	527.59B	760.35B	736.71B	697.60B
Non-Interest-Bearing Deposits	—	307.00B	—	—	—
Total Debt	181.99B	127.21B	181.59B	160.36B	153.90B
Total Liabilities	1.07T	1.02T	1.00T	0.95T	0.90T
Equity & Ownership
Total Equity	144.45B	144.82B	140.02B	133.24B	126.83B
Shares Outstanding	6,316,552,078	6,316,552,078	6,316,552,078	6,316,552,078	6,316,552,078
Cash & Assets
Total Assets	1.22T	1.16T	1.14T	1.09T	1.03T
Cash & Equivalents	56.11B	49.70B	48.68B	72.31B	62.93B
Net Cash (Debt)	-82.79B	-33.57B	-90.48B	-59.49B	-62.47B
Net Cash Per Share	-13.12	-5.32	-14.09	-9.25	-9.90
Other Receivables	120.84B	108.56B	105.60B	97.39B	88.66B
Restricted Cash	103.70B	107.49B	102.71B	113.87B	94.43B
Property, Plant & Equipment	8.97B	8.74B	8.57B	8.22B	8.03B
Goodwill	—	5.52B	—	—	—
Other Intangible Assets	5.61B	0.10B	5.62B	5.62B	5.62B
Investments in Real Estate	293.00M	347.00M	340.00M	338.00M	337.00M
Other Current Assets	16.58B	16.64B	15.97B	17.95B	16.42B
Other Long-Term Assets	4.67B	6.14B	3.26B	3.15B	2.66B
Long-Term Deferred Tax Assets	0.55B	0.10B	0.21B	0.55B	0.38B
Loans & Investments
Gross Loans	710.66B	665.45B	635.27B	576.30B	553.38B
Net Loans	677.84B	632.85B	603.65B	545.17B	520.91B
Allowance for Loan Losses	-24.85B	-24.92B	-24.72B	-25.04B	-26.64B
Investment Securities	168.63B	175.08B	199.23B	183.79B	192.63B
Trading Asset Securities	43.09B	43.94B	35.08B	28.48B	28.47B
Total Investments	211.73B	219.02B	234.31B	212.27B	221.10B
Other Adjustments to Gross Loans	-7.98B	-7.68B	-6.90B	-6.09B	-5.83B
Liabilities & Obligations
Total Liabilities	1.07T	1.02T	1.00T	0.95T	0.90T
Total Liabilities & Equity	1.22T	1.16T	1.14T	1.09T	1.03T
Accounts Payable	13.87B	10.61B	15.29B	11.70B	10.98B
Accrued Expenses	1.83B	2.41B	2.16B	1.89B	1.65B
Accrued Interest Payable	7.39B	6.84B	7.25B	6.76B	8.39B
Accrued Interest Receivable	9.88B	9.23B	10.15B	8.80B	9.10B
Current Income Taxes Payable	5.86B	4.21B	3.28B	4.57B	3.57B
Other Current Liabilities	12.51B	12.81B	13.17B	15.47B	13.41B
Other Long-Term Liabilities	18.85B	20.96B	15.98B	14.94B	14.24B
Debt & Funding
Total Debt	181.99B	127.21B	181.59B	160.36B	153.90B
Current Portion of Long-Term Debt	12.29B	—	4.50B	10.31B	17.72B
Long-Term Debt	150.05B	108.00B	160.79B	134.63B	120.86B
Short-Term Borrowings	19.66B	19.21B	16.30B	15.42B	15.33B
Total Deposits	830.01B	834.59B	760.35B	736.71B	697.60B
Interest Bearing Deposits	830.01B	527.59B	760.35B	736.71B	697.60B
Non-Interest Bearing Deposits	—	307.00B	—	—	—
Equity & Book Value
Shareholders' Equity	144.45B	144.82B	140.02B	133.24B	126.83B
Total Common Equity	144.20B	144.58B	139.78B	133.01B	126.60B
Common Stock	6.32B	6.32B	6.32B	6.32B	6.32B
Additional Paid-In Capital	17.95B	17.95B	17.95B	17.95B	17.95B
Retained Earnings	113.81B	114.47B	109.06B	102.76B	96.64B
Treasury Stock	-46.00M	-46.00M	-46.00M	-46.00M	-46.00M
Comprehensive Income & Other	6.17B	5.88B	6.50B	6.02B	5.73B
Minority Interest	250.00M	237.00M	232.00M	227.00M	232.00M
Book Value Per Share	21.38	21.44	20.68	19.61	18.60
Tangible Book Value	138.59B	138.96B	134.16B	127.39B	120.97B
Tangible Book Value Per Share	20.50	20.55	19.79	18.72	17.71
Filing Date Shares Outstanding	6.32B	6.32B	6.32B	6.32B	6.32B
Total Common Shares Outstanding	6.32B	6.32B	6.32B	6.32B	6.32B