Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	178.38B	175.92B	135.49B	109.28B	82.12B
Market Cap Growth	+40.1%	+29.8%	+24.0%	+33.1%	-4.1%
Last Close Price	28.24	27.09	19.89	14.99	10.77
Valuation Multiples
Forward PE (Next 12M Est.)	7.45	7.64	6.47	5.86	6.39
PE Ratio	7.53	7.50	6.03	5.21	6.57
PEG Ratio	1.15	3.05	—	0.52	0.58
PS Ratio	3.63	3.67	3.07	2.75	3.01
PB Ratio	1.23	1.22	1.07	0.99	0.88
P/TBV Ratio	1.29	1.27	1.13	1.05	0.94
P/FCF Ratio	—	—	—	—	—
P/OCF Ratio	—	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	1.26	0.88	0.84	0.89	0.88
Debt / FCF Ratio	—	—	—	—	—
Net Debt / Equity Ratio	0.57	0.23	0.03	0.19	0.05
Net Debt / FCF Ratio	-0.54	-0.24	-0.14	-0.33	-0.46
Returns & Yields
Return on Equity (ROE)	+17.8%	+17.7%	+19.5%	+21.2%	+14.7%
Return on Assets (ROA)	+2.2%	+2.2%	+2.5%	+2.7%	+1.8%
Earnings Yield	+13.3%	+13.6%	+17.0%	+19.7%	+15.8%
FCF Yield	-85.6%	-79.0%	-20.4%	-58.3%	-12.9%
Dividend Yield	+3.4%	+3.7%	+5.0%	+8.0%	+5.6%
Payout Ratio	+28.2%	+28.6%	+35.2%	+20.0%	+28.2%
Buyback Yield / Dilution	+0.4%	—	—	—	0.0%
Total Shareholder Return	+3.9%	+3.7%	+5.0%	+8.0%	+5.6%

Emirates NBD

Emirates NBD Bank (P.J.S.C)

EMIRATESNBDStocksDubai Financial MarketBanksMarket closed

AED 28.00

Official close

-0.8%

Price as of May 13, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	178.38B	175.92B	135.49B	109.28B	82.12B
Market Cap Growth	+40.1%	+29.8%	+24.0%	+33.1%	-4.1%
Last Close Price	28.24	27.09	19.89	14.99	10.77
Valuation Multiples
Forward PE (Next 12M Est.)	7.45	7.64	6.47	5.86	6.39
PE Ratio	7.53	7.50	6.03	5.21	6.57
PEG Ratio	1.15	3.05	—	0.52	0.58
PS Ratio	3.63	3.67	3.07	2.75	3.01
PB Ratio	1.23	1.22	1.07	0.99	0.88
P/TBV Ratio	1.29	1.27	1.13	1.05	0.94
P/FCF Ratio	—	—	—	—	—
P/OCF Ratio	—	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	1.26	0.88	0.84	0.89	0.88
Debt / FCF Ratio	—	—	—	—	—
Net Debt / Equity Ratio	0.57	0.23	0.03	0.19	0.05
Net Debt / FCF Ratio	-0.54	-0.24	-0.14	-0.33	-0.46
Returns & Yields
Return on Equity (ROE)	+17.8%	+17.7%	+19.5%	+21.2%	+14.7%
Return on Assets (ROA)	+2.2%	+2.2%	+2.5%	+2.7%	+1.8%
Earnings Yield	+13.3%	+13.6%	+17.0%	+19.7%	+15.8%
FCF Yield	-85.6%	-79.0%	-20.4%	-58.3%	-12.9%
Dividend Yield	+3.4%	+3.7%	+5.0%	+8.0%	+5.6%
Payout Ratio	+28.2%	+28.6%	+35.2%	+20.0%	+28.2%
Buyback Yield / Dilution	+0.4%	—	—	—	0.0%
Total Shareholder Return	+3.9%	+3.7%	+5.0%	+8.0%	+5.6%