International Financial Advisors

International Financial Advisors Holding K.P.S.C.

IFAStocksDubai Financial MarketDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	2.35B	2.09B	0.91B	0.30B	0.34B
Market Cap Growth	-3.3%	+128.0%	+209.3%	-13.4%	+89.6%
Enterprise Value	2.61B	2.13B	1.28B	0.67B	0.74B
Last Close Price	5.70	4.36	2.24	1.60	1.43
Valuation Multiples
PE Ratio	14.32	21.82	4.65	17.61	44.34
PS Ratio	15.10	17.65	7.68	5.25	13.74
PB Ratio	1.48	1.59	1.12	0.60	0.76
P/TBV Ratio	1.54	1.66	1.21	0.67	0.85
P/FCF Ratio	—	—	—	—	—
P/OCF Ratio	—	—	—	—	—
EV/Sales Ratio	16.77	18.04	10.73	11.95	29.62
EV/EBITDA Ratio	18.89	21.13	12.72	15.96	61.46
EV/EBIT Ratio	18.90	21.14	12.73	15.98	61.70
EV/FCF Ratio	-21.97	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.16	0.15	0.40	0.71	0.78
Debt / EBITDA Ratio	1.80	1.91	3.28	8.32	29.40
Debt / FCF Ratio	—	—	—	—	—
Net Debt / Equity Ratio	0.12	0.07	0.37	0.66	0.77
Net Debt / EBITDA Ratio	1.39	0.95	3.02	7.80	28.88
Net Debt / FCF Ratio	-1.62	-0.99	-43.56	-22.19	-22.48
Efficiency & Liquidity
Asset Turnover	0.09	0.08	0.10	0.05	0.03
Quick Ratio	6.50	2.30	1.57	0.80	0.82
Current Ratio	6.50	2.58	1.78	0.95	1.01
Returns & Yields
Return on Equity (ROE)	+11.7%	+8.9%	+29.9%	+3.4%	+2.3%
Return on Assets (ROA)	+4.8%	+4.2%	+5.2%	+2.5%	+0.8%
Return on Invested Capital (ROIC)	+8.2%	+7.9%	+10.1%	+5.0%	+1.7%
Return on Capital Employed (ROCE)	+7.3%	+6.9%	+8.7%	+5.6%	+1.6%
Earnings Yield	+7.0%	+4.6%	+21.5%	+5.7%	+2.3%
FCF Yield	-5.0%	-4.6%	-0.8%	-5.0%	-4.5%
Buyback Yield / Dilution	-5.3%	-16.4%	-22.8%	—	0.0%

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	2.35B	2.09B	0.91B	0.30B	0.34B
Market Cap Growth	-3.3%	+128.0%	+209.3%	-13.4%	+89.6%
Enterprise Value	2.61B	2.13B	1.28B	0.67B	0.74B
Last Close Price	5.70	4.36	2.24	1.60	1.43
Valuation Multiples
PE Ratio	14.32	21.82	4.65	17.61	44.34
PS Ratio	15.10	17.65	7.68	5.25	13.74
PB Ratio	1.48	1.59	1.12	0.60	0.76
P/TBV Ratio	1.54	1.66	1.21	0.67	0.85
P/FCF Ratio	—	—	—	—	—
P/OCF Ratio	—	—	—	—	—
EV/Sales Ratio	16.77	18.04	10.73	11.95	29.62
EV/EBITDA Ratio	18.89	21.13	12.72	15.96	61.46
EV/EBIT Ratio	18.90	21.14	12.73	15.98	61.70
EV/FCF Ratio	-21.97	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.16	0.15	0.40	0.71	0.78
Debt / EBITDA Ratio	1.80	1.91	3.28	8.32	29.40
Debt / FCF Ratio	—	—	—	—	—
Net Debt / Equity Ratio	0.12	0.07	0.37	0.66	0.77
Net Debt / EBITDA Ratio	1.39	0.95	3.02	7.80	28.88
Net Debt / FCF Ratio	-1.62	-0.99	-43.56	-22.19	-22.48
Efficiency & Liquidity
Asset Turnover	0.09	0.08	0.10	0.05	0.03
Quick Ratio	6.50	2.30	1.57	0.80	0.82
Current Ratio	6.50	2.58	1.78	0.95	1.01
Returns & Yields
Return on Equity (ROE)	+11.7%	+8.9%	+29.9%	+3.4%	+2.3%
Return on Assets (ROA)	+4.8%	+4.2%	+5.2%	+2.5%	+0.8%
Return on Invested Capital (ROIC)	+8.2%	+7.9%	+10.1%	+5.0%	+1.7%
Return on Capital Employed (ROCE)	+7.3%	+6.9%	+8.7%	+5.6%	+1.6%
Earnings Yield	+7.0%	+4.6%	+21.5%	+5.7%	+2.3%
FCF Yield	-5.0%	-4.6%	-0.8%	-5.0%	-4.5%
Buyback Yield / Dilution	-5.3%	-16.4%	-22.8%	—	0.0%