AMAR FOR FINANCE AND LEASING CO.

Amar Finance & Leasing Co. KSCC

AMARStocksBoursa KuwaitReal Estate

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	21.48M	19.91M	12.83M	12.36M	12.24M
Market Cap Growth	+66.9%	+55.3%	+3.8%	+1.0%	-4.3%
Enterprise Value	19.32M	17.15M	10.40M	10.04M	9.61M
Last Close Price	0.11	0.10	0.06	0.06	0.06
Valuation Multiples
PE Ratio	25.04	23.22	25.83	10.89	—
PS Ratio	13.46	12.48	10.49	14.26	52.35
PB Ratio	0.95	0.88	0.57	0.56	0.59
P/TBV Ratio	0.96	0.89	0.58	0.57	0.59
P/OCF Ratio	—	—	—	—	—
EV/Sales Ratio	12.11	10.75	8.51	11.58	41.09
EV/EBITDA Ratio	26.59	23.61	27.95	189.05	—
EV/EBIT Ratio	28.30	25.13	30.41	228.63	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	—	—	—
Debt / EBITDA Ratio	0.35	0.35	—	—	—
Net Debt / Equity Ratio	-0.10	-0.10	-0.11	-0.11	-0.13
Net Debt / EBITDA Ratio	-2.97	-2.97	-6.68	-46.75	6.75
Efficiency & Liquidity
Asset Turnover	0.07	0.07	0.05	0.04	0.01
Quick Ratio	8.07	8.07	9.86	10.18	2.52
Current Ratio	17.00	17.00	14.51	32.69	7.22
Returns & Yields
Return on Equity (ROE)	+3.8%	+3.8%	+2.2%	+5.3%	-1.1%
Return on Assets (ROA)	+1.8%	+1.8%	+0.9%	+0.1%	-1.2%
Return on Invested Capital (ROIC)	+3.0%	+3.0%	+1.5%	+0.2%	-2.0%
Earnings Yield	+4.0%	+4.3%	+3.9%	+9.2%	-1.9%
Dividend Yield	+2.6%	—	+4.8%	—	—
Payout Ratio	+68.3%	+68.3%	—	—	—
Total Shareholder Return	+2.6%	—	+4.8%	—	—

KWD 0.11

Last traded price

-4.5%

Price as of May 13, 2026 · --:--

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	21.48M	19.91M	12.83M	12.36M	12.24M
Market Cap Growth	+66.9%	+55.3%	+3.8%	+1.0%	-4.3%
Enterprise Value	19.32M	17.15M	10.40M	10.04M	9.61M
Last Close Price	0.11	0.10	0.06	0.06	0.06
Valuation Multiples
PE Ratio	25.04	23.22	25.83	10.89	—
PS Ratio	13.46	12.48	10.49	14.26	52.35
PB Ratio	0.95	0.88	0.57	0.56	0.59
P/TBV Ratio	0.96	0.89	0.58	0.57	0.59
P/OCF Ratio	—	—	—	—	—
EV/Sales Ratio	12.11	10.75	8.51	11.58	41.09
EV/EBITDA Ratio	26.59	23.61	27.95	189.05	—
EV/EBIT Ratio	28.30	25.13	30.41	228.63	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	—	—	—
Debt / EBITDA Ratio	0.35	0.35	—	—	—
Net Debt / Equity Ratio	-0.10	-0.10	-0.11	-0.11	-0.13
Net Debt / EBITDA Ratio	-2.97	-2.97	-6.68	-46.75	6.75
Efficiency & Liquidity
Asset Turnover	0.07	0.07	0.05	0.04	0.01
Quick Ratio	8.07	8.07	9.86	10.18	2.52
Current Ratio	17.00	17.00	14.51	32.69	7.22
Returns & Yields
Return on Equity (ROE)	+3.8%	+3.8%	+2.2%	+5.3%	-1.1%
Return on Assets (ROA)	+1.8%	+1.8%	+0.9%	+0.1%	-1.2%
Return on Invested Capital (ROIC)	+3.0%	+3.0%	+1.5%	+0.2%	-2.0%
Earnings Yield	+4.0%	+4.3%	+3.9%	+9.2%	-1.9%
Dividend Yield	+2.6%	—	+4.8%	—	—
Payout Ratio	+68.3%	+68.3%	—	—	—
Total Shareholder Return	+2.6%	—	+4.8%	—	—